Page "Collection agency" Paragraph 14

Debt collectors who work on commission may be highly motivated to convince debtors to pay the debt ; These practices are highly regulated by The Fair Debt Collection Practices act, State laws to protect consumers, and the Consumer Financial Protection Bureau ( CFPB ), the Federal Trade Commission, and State regulatory agencies.

Several Federal and State higher courts decisions have outlined several bad practices ; Heintz vs. Jenkins, In re: Vinhee, Mcollough vs. Johnson, Rodenburg, Lauinger, Komarova v. Nation Credit Acceptance Inc.