Page "Health Professions Scholarship Program" Paragraph 5

The incurred service obligation is generally one-for-one for every service-paid year of schooling, with a minimum of two years for physicians and three years for other specialties.

Additional time required for certain postgraduate programs, such as lengthy residencies, can result in longer service obligations.

Fulfillment of the obligation begins only after postgraduate training is completed.

For Navy officers, time spent as a GMO is credited towards the service obligation.