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The following test can be applied at a non-degenerate critical point x.
If the Hessian is positive definite at x, then f attains a local minimum at x.
If the Hessian is negative definite at x, then f attains a local maximum at x.
If the Hessian has both positive and negative eigenvalues then x is a saddle point for f ( this is true even if x is degenerate ).
Otherwise the test is inconclusive.

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