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In the later 1890s and into first decade of the 20th century, structural changes occurred in the operation of the Pacific trading companies, with the trading companies moving from a practice of having traders resident on each island to trade with the islanders to a business operation where the supercargo ( the cargo manager of a trading ship ) would deal directly with the islanders when a ship would visit an island.
From 1900 the numbers of palagi traders in Tuvalu declined, with the last of the palagi traders being Fred Whibley on Niutao and Alfred Restieaux on Nukufetau.
However, by 1909 there were no resident palagi traders representing the trading companies, although both Fred Whibley and Alfred Restieaux remained in the islands until their deaths.

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