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Page "Bank of the Philippine Islands" ¶ 92
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BPI and established
BPI was established on August 1, 1851 as the El Banco Español Filipino de Isabel II ( Spanish-Filipino Bank of Isabel II ), named after the queen of Spain, Isabella II, the daughter of former king Ferdinand VII.

BPI and Philippines
Bank of the Philippine Islands ( Spanish: Banco de las Islas Filipinas, commonly known as BPI ; ) is the oldest bank in the Philippines still in operation and is the country's third largest bank in terms of assets, the country's largest bank in terms of market capitalization, and the country's most profitable bank.
BPI also pioneered rural banking in the Philippines, as its countryside banking operations preceded that of many other banks ' rural banking operations by many years.
Following World War II, BPI was actively involved in the post-war reconstruction of the Philippines.
In 1949, with the establishment of the Central Bank of the Philippines ( now the Bangko Sentral ng Pilipinas ), BPI ( and other banks issuing Philippine currency ) lost the right to issue Philippine pesos, a right it had since the Spanish colonial era and ( with competition from other banks ) during the American colonial period.
In 1982, BPI became a universal bank, and in 2000, became the Philippines ' first bancassurance firm, being the first Philippine bank to offer insurance services after acquiring the insurance companies of the Ayala Group, the parent company of the Ayala Corporation.
* BPI is the first bank in the Philippines, and in Southeast Asia.
* BPI financed the first rail system, telephone system, electric power utility, and steamship service in the Philippines
* BPI pioneered the concept of the banking kiosk in the Philippines, with its kiosks being called Express Banking Centers or EBCs or by its older name, the Convenience Banking Center.
* The first local bank in the Philippines to introduce 24 hour branch banking called BPI Express.
* BPI is the first bank in the Philippines to make use of a call center and telephone banking, known as BPI Express Phone
BancNet was founded on July 17, 1990 as the Philippines ' second ATM consortium when the ATMs of eight banks, PCI Bank ( now Banco de Oro ), Security Bank, Chinabank, RCBC, Allied Bank, Metrobank, International Corporate Bank ( now part of UnionBank ), and Citytrust Savings Bank ( now part of BPI ), formed BancNet.
MegaLink was formed in September 1989 by Equitable Banking Corporation ( now merged with BDO ), Far East Bank and Trust Company ( now part of BPI ), Philippine National Bank, and United Coconut Planters Bank, MegaLink, with its fundamental belief in universal sharing, became the first operational shared ATM network in the Philippines.

BPI and first
The Tin Drum album itself peaked just outside the UK Top 10, and was the band's first record to be certified by the BPI, being awarded a Silver disc within a month of release, and reaching Gold status within four months.
* The first step in BPI is to define the existing structure and process at play ( AS-IS ).
The last BPI Awards show was the first of the ceremonies to be broadcast on television, by the BBC.
The last BPI Awards was the first of the ceremonies to be broadcast on live television, by the BBC in 1988.
Smart was one of the first Britpop albums to hit the charts and won the band a BPI gold disc for sales of over 100, 000 copies.
" Peters was the first beautiful music syndicator to sell out its library in the late 1980s to Broadcast Programming, Inc. -- known in the industry as BPI -- which snapped up several other syndicators within the next few years.
Her debut album sold 113, 000 copies in its first week and was eventually certified two times ( 2x ) platinum in October by the BPI.
The song became Williams ' first number-one single in the United Kingdom, shipping over 400, 000 copies and being certified gold by the BPI.
Their second album, The Bends, was released on 13 March 1995 and became the band's first album to peak in the top 10 with it also being awarded triple-platinum status by the BPI and the CRIA.
* BPI is the first bank to issue the Philippine peso
* Expressnet is also known for its Express Payment System ( EPS ), which was at first the debit card system of the BPI Express Teller ATM card.
* Launched BPI Express Credit Gold Mastercard with Paysafe System, the country's first EMV ( Europay, MasterCard, Visa ) compliant chip card.
* The first airline co-brand chip credit card issued in the Philippines-BPI SkyMiles MasterCard and BPI SkyMiles Platinum MasterCard with its partner Delta Air Lines.
* BPI issued its first Sustainability Report for 2008 along the Global Reporting Initiatives ( GRI ) Sustainability Reporting Guidelines, the first in the banking industry.
* The first bank to introduced " Bank Anywhere " capability by allowing clients of the bank to transact at any of its more than 800 BPI branches ' free of charge '
Expressnet was founded on February 14, 1986, when the ATMs of Bank of the Philippine Islands ( BPI ) and its subsidiary, BPI Family Savings Bank, the founders of Expressnet, were connected for the first time.

BPI and ATM
* Expressnet ( the BPI ATM network )
It is the second-largest ATM network in terms of number of ATMs ( largely due to the vast nationwide presence of BPI Express Teller ATMs ) and the smallest in terms of customers and number of member banks.
Expressnet is also known for its Express Payment System ( EPS ), which was at first the debit card system of the BPI Express Teller ATM card.

BPI and with
During periods of major depression or mania ( in BPI ), functioning was on average poor, with depression being more persistently associated with disability than mania.
In essence, BPI attempts to reduce variation and / or waste in processes, so that the desired outcome can be achieved with better utilisation of resources.
* BPI Energy, an energy company involved with coalbed methane ( CBM ) in the Illinois Basin
By 2009, Melody has been certified Gold by the BPI ( United Kingdom ) with sales of over 100, 000.
* BPI Family Bank ( with Family ) 2005 – 2006
On October 23, 2007 BREIN, together with IFPI, BPI, Dutch police, and other organizations shut down prominent Bittorrent tracker Oink's Pink Palace.
p-ANCA without nuclear extension occurs with antibodies to BPI, cathepsin G, elastase, lactoferrin and lysozyme.
c-ANCA ( atypical ) is present in 80 % of cystic fibrosis ( with BPI as the target antigen ) and also in inflammatory bowel disease, primary sclerosing cholangitis and rheumatoid arthritis ( with antibodies to multiple antigenic targets ).
In 2006 they released " a more elaborate and meandering " album, A Matter of Life and Death, which received, along with their two previous studio releases, a gold certification by the BPI.
In 1969, Ayala Corporation, which had been affiliated with BPI since its establishment in 1851, became the dominant shareholder of BPI and eventually made BPI into the flagship of Ayala's financial entities.
Starting in the 1970s, BPI has been involved with many mergers and acquisitions.
BPI does not compete with its two banking partners: BPI Family Savings Bank and BPI Direct Savings Bank.

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