It has been claimed that Solander deserves a great deal more recognition than he has received, and that he was denied his legacy by the high standing of Banks, who treated Solander, and Jonas Dryander before him, as his servants rather than as botanists of equal standing to others in the botanical establishment.

* The SERE (" Survival, Evasion, Resistance and Escape ") program's chief psychologist, Col. Morgan Banks, issued guidance in early 2003 for the " behavioral science consultants " who helped to devise Guantánamo's interrogation strategy although he has emphatically denied that he had advocated the use of SERE counter-resistance techniques to break down detainees.

On April 1, 1960, the New York State Commission Against Discrimination faulted Capital Airlines for failing to hire Patricia Banks, an African-American woman who had been denied employment as a flight attendant despite meeting all job requirements.

The SERE program's chief psychologist, Col. Morgan Banks, issued guidance in early 2003 for " behavioral science consultants " who helped to devise Guantánamo's interrogation strategy — although Banks has emphatically denied that he advocated the use of SERE counter-resistance techniques to break down detainees.

The SERE program's chief psychologist, Colonel Morgan Banks, issued guidance in early 2003 for the " behavioral science consultants " who helped to devise Guantánamo's interrogation strategy although he has emphatically denied that he had advocated the use of counter-resistance techniques used by SERE instructors to break down detainees.

The system is composed of three credit services, Federal Land Banks and National Farm Loan Associations, Federal Intermediate ( short-term ) Credit Banks, and Banks for Cooperatives.

The third credit service, Banks for Cooperatives, exists under authority of the Farm Credit Act of 1933.

The Banks for Cooperatives were established to provide a permanent source of credit on a sound basis for farmers' cooperatives.

Through its discount and credit operations, Reserve Banks provide liquidity to banks to meet short-term needs stemming from seasonal fluctuations in deposits or unexpected withdrawals.

Banks can expect increased demand for credit.

In 1996 the OCC issued “ guidelines ” for national bank use of “ credit default swaps ” and other “ credit derivatives .” Banks entered into “ credit default swaps ” to protect against defaults on loans.

Banks assume credit risk when they issue mortgages, but can charge higher fees by originating mortgages to the less credit-worthy.

The PSD describes which type of organisations can provide payment services in Europe ( credit institutions ( i. e. banks ) and certain authorities ( e. g. Central Banks, government bodies ), Electronic Money Institutions ( EMI ), and also creates the new category of Payment Institutions ).

Banks assert that since this status exempts credit unions from many federal and state taxes, credit unions can provide more competitive products.

Following their mission to meet federal Housing and Urban Development ( HUD ) housing goals, GSEs such as Fannie Mae, Freddie Mac and the Federal Home Loan Banks ( FHLBanks ) have striven to improve home ownership of low and middle income families, underserved areas, and generally through special affordable methods such as " the ability to obtain a 30-year fixed-rate mortgage with a low down payment ... and the continuous availability of mortgage credit under a wide range of economic conditions.

These entities include Sovereigns ( nation states, such as the United States of America or Greece ), Corporates ( companies which receive business credit, from startups to Google ), Financial Institutions and Banks ( lending and investment institutions such as JP Morgan Chase & Co. or RBS ).

Banks and credit institutions who issue these cards often pair EC debit cards with Maestro functionality.

Banks usually prefer a pro forma invoice to a quotation for establishment of a letter of credit or for advance payment by the importer through his bank.

* Banks made it difficult to obtain personal credit.

Banks with high credit ratings ( Aa / AA or above ) borrow money from each other at the LIBOR rates.

* In an attempt to expand credit and stimulate building, Kennedy ordered a reduction in the maximum permissible interest rate on FHA insured loans, reduced the interest rate on Small Business Administration loans in distressed areas, expanded its available credit and liberalised lending by the Federal Home Loan Banks.

* Banks and credit unions that are not insured by the FDIC or NCUA generally offer higher interest rates.

The ISDA Determinations Committee, consisting of 15 USA and European banks, decided that a restructuring credit event occurred with respect to Allied Irish Banks on June 9, 2011.

A later claim of a live individual sighted in 1852 on the Grand Banks of Newfoundland has been accepted by the International Union for Conservation of Nature and Natural Resources ( IUCN ).

The Glass – Steagall Act of 1932 authorized Federal Reserve Banks to ( 1 ) lend to five or more Federal Reserve System member banks on a group basis or to any individual member bank with capital stock of $ 5 million or less against any satisfactory collateral, not only “ eligible paper ,” and ( 2 ) issue Federal Reserve Bank Notes ( i. e., paper currency ) backed by US government securities when a shortage of “ eligible paper ” held by Federal Reserve banks would have required such currency to be backed by gold.

For the third type of combination, the Mota people of the Banks Islands of Melanesia are cited: the individual child is thought of as the incarnation of a particular animal, plant, or natural creature that was found and consumed by the mother at the time that she was conscious of her pregnancy.

David Austen-Smith and Jeffrey Banks, for example, published an article in The American Political Science Review in which they argue that " monotonicity in electoral systems is a nonissue: depending on the behavioral model governing individual decision making, either everything is monotonic or nothing is monotonic.

Other outstanding individual players on these squads were another " big man ", Joe Lapchick ; John Beckman, called the " Babe Ruth of Basketball "; George " Horse " Haggerty ; and speedy Davey Banks.

Banks may be restricted from having imprudently large exposures to individual counterparties or groups of connected counterparties.

The individual Federal Reserve Banks " are the operating arms of the central banking system, and they combine both public and private elements in their makeup and organization.

SunTrust Banks was the eighth largest bank at the end of 2008 as an individual bank.

Headquartered in Mumbai, financial and commercial capital of India, the Life Insurance Corporation of India currently has 8 zonal Offices and 113 divisional offices located in different parts of India, around 3500 servicing offices including 2048 branches, 54 Customer Zones, 25 Metro Area Service Hubs and a number of Satellite Offices located in different cities and towns of India and has a network of 13, 37, 064 individual agents, 242 Corporate Agents, 79 Referral Agents, 98 Brokers and 42 Banks ( as on 31. 3. 2011 ) for soliciting life insurance business from the public.

Banks were repossessing the farms of many farmers who were unable to pay their loans when grain prices were lower than the cost of production.

* ( 2500 BC )-First Banking System of the World, at the time of the Achaemenid, establishment of Governmental Banks to help farmers at the time of drought, floods, and other natural disasters in form of loans and forgiveness loans to restart their farms and husbandries.

He facilitated the founding of Agricultural Banks to help finance farmers and initiated Life Insurance for government employees.

Banking Reform: This came in 1913, through the creation of the Federal Reserve System, and in 1916, through the passage of the Federal Farm Loan Act, which set up Farm Loan Banks to support farmers.

Banks began to fail in October 1930 ( one year after the crash ) when farmers defaulted on loans.

Banks are generally adequately capitalized, but remain vulnerable due to their overexposure to the cotton sector, the prices of which are subject to significant oscillations.

Most Acadian fishing activities were overshadowed by the comparatively enormous seasonal European fishing fleets based out of Newfoundland which took advantage of proximity to the Grand Banks.

British rapper Plan B released a concept album titled The Defamation of Strickland Banks in which he plays a soul singer named Strickland Banks.

Some of Cheney's motorcycle designs are now famous in their own right, such as the competition BSA Gold Stars of Jerry Scott and Keith Hickman and the John Banks replica which used a BSA B50 engine specially tuned by Cheney.

) In the second instance, Banks is preparing for an Easter service and attempts to show off his prowess by singing the last two lines of the chorus ; Smith jokingly replies with his own version, in which he makes a joke about Carlton's height.

On 16 April 1963, an astonishing game at Filbert Street against Manchester United, which saw both Ken Keyworth and Denis Law score a hat-trick each, ended in a 4 – 3 victory for Leicester, which meant Leicester sat top of the First Division and 11 days later Banks put in one of the performances of his career to keep out Liverpool as Leicester beat them 1 – 0 in the FA Cup semi-final despite being completely outplayed all game.

While in the FA Cup final against Manchester United, United were looking for their first trophy since the Munich air disaster of five years earlier which had claimed the lives of eight of the Busby Babes whom Banks had faced as an adolescent.

Banks failed to hold a Bobby Charlton shot from distance which gave a chance to David Herd.

On 22 October 1972, while driving home from a session with the Stoke physiotherapist, Banks lost control of his car which ended up in a ditch.

Banks later began a business which distributed tickets for big events to corporate clients, but this fell into a mini-scandal when he received a restricted ban on getting tickets for the FA Cup final after some attributed to his company fell into the wrong hands.

Mullan discovered at the age of 8 that he was dyslexic, but he had learned to read and write through a giant 500-page scrapbook which he began compiling shortly after seeing Banks play in the 1966 World Cup Final.

Glan Rhondda ( Banks of the Rhondda ), as it was known when it was composed, was first performed in the vestry of the original Capel Tabor, Maesteg, ( which later became a working men's club ), in either January or February 1856, by Elizabeth John from Pontypridd, and it soon became popular in the locality.

Mills and former Parliament bass player ' Mad ' Mike Banks were founding members of Detroit techno collective Underground Resistance ( UR ), which embraced revolutionary rhetoric and only appeared in public dressed in ski masks and black combat suits.

This was further developed by Iain M. Banks in his Culture series, which features about 1 / 100th ringworld – size megastructures called Orbitals that orbit a star rather than encircling it entirely.

An example of this is the lunar calendar of the Banks Islands which includes three months in which the edible palolo worm mass on the beaches.

In " Body Banks ", it is revealed that she once had an affair with Cheviot, for which she is blackmailed by a wealthy member of the Plantagenet family into stealing Max Headroom from Network 23 in the hope that Max's program might be used to preserve the mind of his mother.

The proposal written by James Matra under the supervision of Sir Joseph Banks for establishing a settlement in New South Wales, stated that Botany Bay was: “ no further than a fortnight from New Zealand, which is covered with timber even to the water ’ s edge.

The Bank of St Helena, located next to the Post Office, commenced operations in 2004, inheriting the assets and accounts of the former St Helena Government Savings and the Ascension Island Savings Banks, both of which then ceased to exist.

Defensively ; while the Broncos managed to bottle up Lawrence Taylor, Carl Banks had 14 tackles, 10 of which were unassisted and four of those for negative yardage, while Leonard Marshall had two sacks and forced a fumble.

The coins are then sold to Federal Reserve Banks which in turn are responsible for putting coins into circulation and withdrawing them as demanded by the country's economy.

The Great Dismal Swamp National Wildlife Refuge extends into North Carolina, as does the Back Bay National Wildlife Refuge, which marks the beginning of the Outer Banks.

Banks was also the leading founder of the African Association, a British organization dedicated to the exploration of Africa, and a member of the Society of Dilettanti, which helped to establish the Royal Academy.