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If a borrower has poor to moderate credit history, MMI probably is much less expensive with an FHA insured loan than with a conventional loan regardless of LTV – sometimes as little as one-ninth as much depending on the borrower's credit score, LTV, loan size, and approval status.
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If and borrower
If an asset is fungible, this means that if such an asset is lent, or placed with a custodian, it is customary for the borrower or custodian to be obliged at the end of the loan or custody arrangement to return assets equivalent to the original asset, rather than the specific identical asset.
If a property purchaser borrows more than 80 % of the property's value, the lender will likely require that the borrower purchase private mortgage insurance to cover the lender's risk.
If default occurs, both the bank and the borrower receive a proportion of the proceeds from the sale of the property based on each party's current equity.
If the sale of the collateral does not raise enough money to pay off the debt, the creditor can often obtain a deficiency judgment against the borrower for the remaining amount.
If the borrower defaults on the loan, the bank would have the legal right to repossess the house and sell it, to recover sums owing to it.
If the borrower defaults on the loan, the bank would have the legal right to repossess the house and sell it, to recover sums owing to it.
If the consumer is a net saver, an increase in interest rate will have an ambiguous effect on the current consumption. If the consumer is a net borrower, an increase in interest rate will reduce his current consumption. A consumer maybe a net saver or a net borrower.
If he's initially at a level of consumption where he's neither of the above ( i. e. a net borrower or net saver ), an increase in income may make him a net saver or a net borrower depending on his preferences.
If the consumer is a net borrower, however, he will tend to consume less in the current period due to the substitution effect and income effect thereby reducing his overall current consumption.
If both the borrower and lender are well-known and the market ( or even worse, the news media ) learns that the bank is selling the loan, then the sale may be viewed as signaling a lack of trust in the borrower, which could severely damage the banker-client relationship.
If the borrower defaults and the lender tries to repossess the property, courts of equity can grant the borrower the equitable right of redemption if the borrower repays the debt.
If the lender chooses not to pursue deficiency judgment — or can't because the mortgage is non-recourse — and writes off the loss, the borrower may have to pay income taxes on the unrepaid amount if it can be considered " forgiven debt.
If the borrower lived long enough that the principal and interest together exceed the fair market value when the mortgage is due, the borrower or heirs do not have to pay more than the house's value at the time.
If a borrower wishes interest-bearing instruments, the money can be kept with the lender ( in which case the account grows by the same percentage as the interest rate of the loan ), the funds can be moved to a directed account with a financial specialist ( an option that is risky unless the borrower directs the specialist's investment options ), or the money can be invested and managed by the borrower.
If and has
`` If Blue Throat has his way he'll keep us all cooped up in here for days '', he said.
If Wilhelm Reich is the Moses who has led them out of the Egypt of sexual slavery, Dylan Thomas is the poet who offers them the Dionysian dialectic of justification for their indulgence in liquor, marijuana, sex, and jazz.
If the man on the sidewalk is surprised at this question, it has served as an exclamation.
If any one of them has any power to veto the Secretary General's decisions the nature of the organization will have changed.
If this new Bible does not increase in significance by repeated readings throughout the years, it will not survive the ages as has the King James Version.
If the case is thus determined by us to be domestic, the court has no jurisdiction.
If this capacity had not failed them, they would see that their enemy has made a disastrous miscalculation.
If the new Soviet series has followed the general pattern of previous Russian tests, the shots were roughly half fission and half fusion, meaning a fission yield of 30 to 40 megatons thus far.
If the superintendents do not receive more cooperation from Handlers, it has been suggested that licensed Judges also be qualified to judge this Class.
If your state has no provisions for the numbering of pleasure boats, you must apply for a number from the U.S. Coast Guard for any kind of boat with mechanical propulsion rated at more than 10 horsepower before it can be used on Federal waterways.
If design head has a deep cavity, clay lid will be quite thick at this point ; ;
If you run into excess plug fouling on one truck, check to be sure that the rig has a thermostat.
If we manage to keep track of a Bombus queen after she has left her feeding place, we may discover the snug little hideout which she has fixed up for herself when she woke up from her winter sleep.
If cell Af has not previously been assigned as the information cell of a form in the text-form list, it is now assigned as the information cell of Af.
If of the founders of glottochronology Swadesh has escaped our steady plodding, and Lees has repudiated his own share in the founding, that is no reason why we should swerve.
If the transferor has substantial assets other than the claim, it seems reasonable to assume no corporation would be willing to acquire all of its properties in the dim hope of collecting a claim for refund of taxes.
If the patient can perceive figure kinesthetically when he cannot perceive it visually, then, it would seem, the sense of touch has immediate contact with the spatial aspects of things in independence of visual representations, at least in regard to two dimensions, and, as we shall see, even this much spatial awareness on the part of unaided touch is denied by the authors.
If the distant patron of the suburban branch has been frightened away from downtown by traffic problems, however, the city store can only pressure the politicians to do something about the highways or await the completion of the federal highway program.
If a statement has been assigned an address in the index word area
If she has not had such experiences, the female's normal adolescent degree of indecision will be compounded.
If the change, at first sight, seems minor, we may recall that it took the Italian painters about two hundred years to make an analogous change, and the Italian painters, by universal consent, were the most brilliant group of geniuses any art has seen.
If Barnett doesn't call a special session in 1961, it will be the first year in the last decade that the Legislature has not met in regular or special session.
If the church has followed the plan of cultivation of prospects and carried through a program of membership preparation as outlined earlier in this book, the process of assimilation and growth will be well under way.
If and poor
If my poor talents can be useful in any other land, they must be of some utility to Italy ; and ought not her claim to be preferred to all others?
Shortly thereafter, he decided to follow the words of Jesus, who had said: " If you want to be perfect, go, sell what you have and give to the poor, and you will have treasures in heaven ; and come, follow Me.
If a rich man wants to help the poor, he should pay his taxes gladly, not dole out money at a whim.
If John gives to the poor, takes care of his sick grandmother, and is friendly to others, and these are what inspire the speaker to think well of him, it is plausible to say, " John is a good person because he gives to the poor, takes care of his sick grandmother, and is friendly to others.
" If, in turn, the speaker responds positively to the idea of giving to the poor, then some aspect of that idea must have inspired a positive response ; one could argue that that aspect is also the basis of its goodness.
If there are too many low-value, poor quality items, such as old toasters, scratched-up 20 year-old TVs, and worn-out sports gear piled into cardboard boxes, the store may begin to look more like a rummage sale or flea market.
If the wavelength is much longer than the size of the target, the target may not be visible because of poor reflection.
If one rows with poor technique, especially rowing with a curved rather than straight back, other injuries may surface, including back pains.
If unbelief, incorrect beliefs, or poor design are considered evils, then the argument from nonbelief, the argument from inconsistent revelations, and the argument from poor design may be seen as particular instances of the argument from evil.
If the material under investigation is only available in the form of nanocrystalline powders or suffers from poor crystallinity, the methods of electron crystallography can be applied for determining the atomic structure.
If the legs are crossed above the knee, it is referred to as a wrap, and is considered poor technique, not only because it looks unattractive but because it interferes with the jump's mechanics.
If the area is too small, efficiency is poor, and if the area is large, the propeller must rotate at a very low speed to avoid going supersonic and creating a lot of noise, and not much thrust.
If it is desirable to plate one type of deposit onto a metal to improve corrosion resistance but this metal has inherently poor adhesion to the substrate, a strike can be first deposited that is compatible with both.
Jesus said unto him, If thou wouldest be perfect, go, sell that which thou hast, and give to the poor, and thou shalt have treasure in heaven: and come, follow me .”
If hygiene standards are poor ; for example, if the person does not dispose of their feces hygienically, it can contaminate the surroundings, such as nearby food and water.
:;… when using weak bowlers: If a relatively poor bowler must bowl for any reason, the best tactic is often to limit the potential damage by containing the free scoring of runs.
If a people in a poor country see another poor country dictate its economy and improve it, the former will of course want to emulate the latter.
If a tiny, poor country like Grenada can succeed in bringing about a better life for its people, some other place that has more resources will ask, ' Why not us?
If a poor diatomic gas quencher were introduced to the tube, the positive argon ions, during their motion toward the cathode, would have multiple collisions with the quencher gas molecules and transfer their charge and some energy to them.
" If I failed, it would be the workers ' class which would be failing ; it would be this country's poor who would be proving they did not have what it takes to rule.
If the edge-emitter does not work, whether due to bad contacts or poor material growth quality, the production time and the processing materials have been wasted.
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