If you have a higher-quality product, how can you make it stand out -- justify its premium price -- without the spoken word??

For example: If your bodily injury claims start payment after the first $250, a 25% premium saving is often made.

# Affordable premium: If the likelihood of an insured event is so high, or the cost of the event so large, that the resulting premium is large relative to the amount of protection offered, it is not likely that the insurance will be purchased, even if on offer.

If you choose to accept Part B you will need to pay a monthly premium to keep it.

If you are eligible for premium-free Part A, and you don ’ t buy it when you ’ re first eligible, your monthly premium may go up 10 %.

If such is the case, the premium may have ended when global oil storage capacity became exhausted ; the contango would have deepened as the lack of storage supply to soak up excess oil supply would have put further pressure on prompt prices.

If there are risks involved in an investment this can be reflected through the use of a risk premium.

If the buyer fails to exercise the options, then the writer keeps the option premium as a " gift " for playing the game.

If the stock falls all the way to zero ( bankruptcy ), his loss is equal to the strike price ( at which he must buy the stock to cover the option ) minus the premium received.

If the buyer does not exercise his option, the writer's profit is the premium.

* If Risky Corporation defaults on its debt three years into the CDS contract, the pension fund would stop paying the quarterly premium, and Derivative Bank would ensure that the pension fund is refunded for its loss of $ 10 million minus recovery ( either by physical or cash settlement — see Settlement below ).

* If a bond's coupon rate is more than its YTM, then the bond is selling at a premium.

Gustav Noske, who had been People's Representative for Army and Navy for a few days, accepted the premium command of these troops saying: " If you like, someone has to be the bloodhound.

If the vote passes, German law requires consensus with preferred stockholders to convert their stock ( which is usually encouraged by offering a one-time premium to preferred stockholders ).

If too many contestants are risk averse, the game show may encourage selection of the riskier choice ( gambling on one of the doors ) by offering a risk premium.

If the game show offers $ 1, 600 behind the good door, increasing to $ 800 the expected value of choosing between doors 1 and 2, the risk premium becomes $ 300 ( i. e., $ 800 expected value minus $ 500 guaranteed amount ).

If the market expects more volatility in the future, even if interest rates are anticipated to decline, the increase in the risk premium can influence the spread and cause an increasing yield.

If the maximum premium is exceeded the policy no longer qualifies for all of the benefits of a life insurance contract and is instead known as a modified endowment contract or a MEC.

If the 7 year level guideline premium is exceeded, then the policy becomes a MEC.

If the policy holder discontinues coverage because he has sold the insured car or home, the insurance company will not refund the premium.

If the insured desires coverage for a risk taken out by an exclusion on the standard form, the insured can sometimes pay an additional premium for an endorsement to the policy that overrides the exclusion.

If self-insurance is approached as a serious risk management technique, money is set aside using actuarial and insurance information and the law of large numbers so that the amount set aside ( similar to an insurance premium ) is enough to cover the future uncertain loss.

If the policy has not become a " modified endowment ", the loans are withdrawn from the policy values as premium first and then any gain.

`` If there was collusion between an outside murderer and a member of the household it would be an elementary precaution to check on the door later.

If the object point be infinitely distant, all rays received by the first member of the system are parallel, and their intersections, after traversing the system, vary according to their perpendicular height of incidence, i. e. their distance from the axis.

If x is a member of A, then it is also said that x belongs to A, or that x is in A.

* If the metric space X is compact and an open cover of X is given, then there exists a number such that every subset of X of diameter < δ is contained in some member of the cover.

If a " positive list " approach were taken, only species evaluated and approved for the positive list would be permitted in trade, thus lightening the review burden for member states and the Secretariat, and also preventing inadvertent legal trade threats to poorly known species.

* Overrunning clutch or freewheel: If some external force makes the driven member rotate faster than the driver, the clutch effectively disengages.

If the driving member rotates in the direction that would unwind the spring the spring expands minutely and slips although with some drag.

If one member ran away or married into another household or died, the rest of family continued to be responsible for the tax obligation of the family unit.

If no election is to take place within 120 days of the vacancy then the district chairman is to call together the members of the district and they are to elect a member who will serve until the next town election.

To avoid debates about the possibility of in-vitro fertilization, artificial insemination, or cloning, the original Darwin Awards book applied the following " deserted island " test to potential winners: If the person were unable to reproduce when stranded on a deserted island with a fertile member of the opposite sex, he or she would be considered sterile.

If a planet orbits one member of a binary star system, then an uppercase letter for the star will be followed by a lowercase letter for the planet.

If any member of the offensive team is downed while in possession of the ball behind his own team's goal line, this is called a safety and scores two points for the defensive team.

If the board of directors has judged that a member bank is performing or behaving poorly, it will report this to the Board of Governors.

A bureau chief stated, " If any member had been excluded it would have been the same thing, it has nothing to do with Fox or the White House or the substance of the issues ".

If Philip II Augustus supported Philip of Swabia, member of the House of Hohenstaufen, then Richard Lionheart supported Otto IV, member of the House of Welf.

If a member of the executive committee quits or dies, the other four members appoint his or her replacement.

Pei's background in architecture was seen as a considerable asset ; one member of the committee told him: " If you know how to build you should also know how to destroy.

If Justus was a member of the second group of missionaries, then he arrived with a gift of books and " all things which were needed for worship and the ministry of the Church ".

Unification Church member Kristopher Esplin told Reuters what is normally done if the word is seen in media sources: " If it's printed in newspapers, we will respond, write to the editor, that sort of thing.

* If baptism is a sign that a person is a member of God's covenant community, and if the children of believers are members of that community, it follows that the children of believers should receive the sign that they are members of God's covenant community by being baptized, as an infant is entitled to a passport that indicates the child as a member of a particular country.

If a person elected prime minister is neither a member of the Lok Sabha nor Rajya Sabha, then he must become a member of the Lok Sabha or Rajya Sabha within six months.

If the members of the task group agree that the name is appropriate, it can be retained for use when there is a request from a member of the scientific community that a specific feature be named.