If a merchant received a loan to fund his shipment, he would pay the lender an additional sum in exchange for the lender's guarantee to cancel the loan should the shipment be stolen or lost at sea.

If a property purchaser borrows more than 80 % of the property's value, the lender will likely require that the borrower purchase private mortgage insurance to cover the lender's risk.

If an investment is 50 % likely to go bankrupt, a risk-neutral lender will require their returns to double.

If a lender charges above the lawful interest rate, a court will not allow the lender to sue to recover the debt because the interest rate was illegal anyway.

If repaid on time, the lender would reinvest title using a reconveyance deed.

If both the borrower and lender are well-known and the market ( or even worse, the news media ) learns that the bank is selling the loan, then the sale may be viewed as signaling a lack of trust in the borrower, which could severely damage the banker-client relationship.

If the lender is receiving 8 percent from a loan and inflation is 8 percent, then the real rate of interest is zero because nominal interest and inflation are equal.

If at the closing, any item in the 0 % Tolerance category is higher on the corresponding section of the HUD-1 compared to the original GFE, the lender is responsible to cover the difference.

If the borrower defaults and the lender tries to repossess the property, courts of equity can grant the borrower the equitable right of redemption if the borrower repays the debt.

If the mortgage is a non-recourse debt ( which is often the case with owner-occupied residential mortgages in the U. S .), lender may not go after borrower's assets to recoup his losses.

If the lender chooses not to pursue deficiency judgment — or can't because the mortgage is non-recourse — and writes off the loss, the borrower may have to pay income taxes on the unrepaid amount if it can be considered " forgiven debt.

If a borrower wishes interest-bearing instruments, the money can be kept with the lender ( in which case the account grows by the same percentage as the interest rate of the loan ), the funds can be moved to a directed account with a financial specialist ( an option that is risky unless the borrower directs the specialist's investment options ), or the money can be invested and managed by the borrower.

If the property is turned over to the lender, the borrower or the heirs have no more claim to the property or equity in the property.

If the borrower does not repay the loan in person, the lender may redeem the check.

If the borrower defaults, then the lender can attempt to recover costs by repossessing and reselling the car.

If the lender agrees to reduce the closing costs by an extra $ 1000 and the borrowers agree, then there has been an accord and satisfaction.

If no one bids the amount owed, the property reverts to the lender and becomes a real estate owned property held in inventory by the lender.

If a borrower does default on a loan ( due to insolvency or other event ), that borrower forfeits ( gives up ) the property pledged as collateral-and the lender then becomes the owner of the collateral.

If the borrower defaults, repossession and sale of the property by the lender will not raise enough cash to repay the amount outstanding, and the borrower will both have lost the property and still be in debt.

If this is the case, while the customer has full legal rights to have the error corrected on his credit report, any lender who instituted the universal default rate is under no obligation to return to the normal rate.

If there is a question about title ( who really owned the property ), or if a judgment or lien was really paid off, after the transaction is done then this insurance protects the lender and owner from future problems.

If a lender failed to comply with the prescribed regulations then the agreement would not be " properly executed " under section 61 and could then be challenged as " irredeemably unenforceable " under section 127.

If the circumstances are faced frankly it is not reasonable to expect this to be true.

If his dancers are sometimes made to look as if they might be creatures from Mars, this is consistent with his intention of placing them in the orbit of another world, a world in which they are freed of their pedestrian identities.

If a work is divided into several large segments, a last-minute drawing of random numbers may determine the order of the segments for any particular performance.

If they avoid the use of the pungent, outlawed four-letter word it is because it is taboo ; ;

If Wilhelm Reich is the Moses who has led them out of the Egypt of sexual slavery, Dylan Thomas is the poet who offers them the Dionysian dialectic of justification for their indulgence in liquor, marijuana, sex, and jazz.

If he is the child of nothingness, if he is the predestined victim of an age of atomic wars, then he will consult only his own organic needs and go beyond good and evil.

If it is an honest feeling, then why should she not yield to it??

If he thus achieves a lyrical, dreamlike, drugged intensity, he pays the price for his indulgence by producing work -- Allen Ginsberg's `` Howl '' is a striking example of this tendency -- that is disoriented, Dionysian but without depth and without Apollonian control.

If love reflects the nature of man, as Ortega Y Gasset believes, if the person in love betrays decisively what he is by his behavior in love, then the writers of the beat generation are creating a new literary genre.

If he is good, he may not be legal ; ;

If the man on the sidewalk is surprised at this question, it has served as an exclamation.

If the existent form is to be retained new factors that reinforce it must be introduced into the situation.

If we remove ourselves for a moment from our time and our infatuation with mental disease, isn't there something absurd about a hero in a novel who is defeated by his infantile neurosis??

If many of the characters in contemporary novels appear to be the bloodless relations of characters in a case history it is because the novelist is often forgetful today that those things that we call character manifest themselves in surface behavior, that the ego is still the executive agency of personality, and that all we know of personality must be discerned through the ego.

If he is a traditionalist, he is an eclectic traditionalist.

If our sincerity is granted, and it is granted, the discrepancy can only be explained by the fact that we have come to believe hearsay and legend about ourselves in preference to an understanding gained by earnest self-examination.

If to be innocent is to be helpless, then I had been -- as are we all -- helpless at the start.

If a borrower has poor to moderate credit history, MMI probably is much less expensive with an FHA insured loan than with a conventional loan regardless of LTV – sometimes as little as one-ninth as much depending on the borrower's credit score, LTV, loan size, and approval status.

If my pass is approved, I may be a half hour.

If the Council accepts these amendments then the legislation is approved.

If a Committee manages to adopt a joint text, it then has to be approved in a third reading by both the Council and Parliament or the proposal is abandoned.

If a " positive list " approach were taken, only species evaluated and approved for the positive list would be permitted in trade, thus lightening the review burden for member states and the Secretariat, and also preventing inadvertent legal trade threats to poorly known species.

If a lock passes the requirements then it is said to be California Department of Justice ( CADOJ ) approved.

If all of these plans will be approved, the 1, 500 kilometres of track may take until 2030 to complete at a cost of around 25 billion dirhams ($ 3. 37 billion ).

If the proposal is approved by the Big-8 Management Board, the group is created.

If requested to do so by a petition signed by a majority of the membership of the Seanad, and one-third of the membership of the Dáil, the President may, after consultation with the Council of State, decline to sign into law a bill ( other than a bill to amend the constitution ) he / she considers to be of great " national importance " until it has been approved by either the people in an ordinary referendum or the Dáil reassembling after a general election, held within eight months.

If the examination is approved, the session appoints a day for the service of ordination and installation.

If approved for flying without an ID, the individual will be subject to extra screening of their person and their carry-on items.

If an act or lack thereof is condemned under international law, the act will not assume international legality even if approved by internal law.

If they are approved, they are sworn in and then begin their duties.

If approved, OpCo will have Enron's core assets, including 15, 000 miles of pipeline assets, 75, 000 miles of distribution assets, 6, 700 megawatts of generation, and 12, 000 employees.

If I hadn ’ t approved it — if I had let Slovik accomplish his purpose — I don ’ t know how I could have gone up to the line and looked a good soldier in the face.

If approved, the property is entered officially by the Keeper of the National Register into the National Register of Historic Places.

If arriving in Barbados it is important to remember that legally you must enter an approved port of entry, which means stopping by the Harbour-master first at Bridgetown.

Shaul Mofaz, the Israeli Defense Minister, branded Yassin " the Palestinian Bin Laden " and said, " If we have to balance how many more terrorists Yassin would have sent, how many terror attacks he would have approved, if we weigh this on the scales, we acted rightly ".

If approved, the area bounded by Auburn Boulevard on the north, the American River Drive, Ethan Way on the west, and Mission Avenue / Jacob Lane on the east would have become the City of Arden-Arcade.

If approved, the IEPA would provide 75 % funding for the project.

If approved by voters, the sales tax in Sparta would go up a half-cent to create a city park.

If a resolution is approved it is sent on to the European Parliament, for the consideration of MEPs.

If approved, a Certificate of Appropriateness is awarded and a zoning permit will be issued for the work.

If a bill is approved, it passes on to the committee stage.

If the bill is approved, it is put before a Committee of the House.