Scottish economist Adam Smith accepted the LTV for pre-capitalist societies but saw a flaw in its application to capitalism.

From 1965 to 1972 Rutan was a civilian flight test project engineer for the U. S. Air Force at Edwards Air Force Base, working on nine separate projects including the LTV XC-142 VSTOL transport and spin tests of the McDonnell Douglas F-4 Phantom fighter.

For example, if a person owns a home worth $ 100, 000, but does not currently have a mortgage on it, they may take an equity loan at 80 % loan to value ( LTV ) or $ 80, 000 in cash in exchange for a mortgage on the title.

Loan-to-value ( LTV ) ratios generally do not exceed 65 % for commercial properties, or 80 % for residential properties, based on appraised value.

Yet despite the buyout, Vought Aeronautics and Vought Missiles and Space continued to develop and produce for the Air Force and Navy under the umbrella of LTV Aerospace.

LTV Steel filed for Chapter 11 bankruptcy on December 29, 2000.

There are no specifications for how decisions are made within these Technological LTV Systems-each one is tasked to create its own ruleset.

In the same vein as LTV, this is an attempt to make a normative basis for value by accounting for embodied energy.

Several companies bid for the contract, including Clark, General Motors and LeTourneau, but the contract was awarded to Ling-Temco-Vought ( LTV ) aerospace, best known for their A-7 Corsair II aircraft.

Both involve obtaining a primary mortgage for 80 % LTV.

Mortgage insurance is payable if the loan-to-value ratio ( LTV, or LVR in Australia ) is above 80 %, or above 60 % for low document loans.

Some non-bank lenders obtain mortgage insurance for every loan irrespective of the LTV.

The typical premium rates provided by Canada Mortgage and Housing Corporation are between 1 % ( for 80 % LTV ) and 2. 75 % ( for 95 % LTV ) of the loan principal.

Maximum loan to value ( LTV ) ratios and lending periods are set up for each category of property.

In contrast, maximum LTV ratios are limited to 70 percent for agricultural properties, 60 percent for commercial real estate and secondary residences, and 40 percent for un-built sites.

The prime contractor for the NASA Scout was LTV, but the Blue Scout prime contractor was Ford Aeronutronics.

Therefore, as the LTV ratio of a loan increases, the qualification guidelines for certain mortgage programs become much more strict.

This would be composed of a fixed, habitable shelter-laboratory ( SHELAB ) with a small lunar-traversing vehicle ( LTV ) that could either carry one man or be remotely controlled.

There could be no SHELAB — the astronauts would work out of the LM — and the LTV accommodating two persons took the name Local Scientific Surface Module ( LSSM ).

Now you have a situation where the investor has an 80 % LTV loan with lower payments then they would otherwise have, which means greater cash flow potential and less capital expenditure ’ s.

However, the Total Force Concept led to pressure to upgrade the reserve forces to front-line aircraft and beginning in 1974, new LTV A-7D Corsair II ground attack aircraft began to be sent to Air National Guard units directly from the manufacturing plant in Dallas.

An anti-trust lawsuit was filed that year, and eventually the board of directors demoted Ling in 1970, and he left the company, to be replaced by former LTV executive, Paul Thayer.

The contract with LTV ends on May and will not be renewed.

19th century American individualist anarchists based their economics on the LTV, with their particular interpretation of it being called " Cost the limit of price ".

LTV spent most of their seasons in the 2nd and 3rd tier, before they merged with Wuppertaler SV's handball section in 1996, to form HSG LTV / WSV Wuppertal.

Low LTV ratios ( below 80 %) carry with them lower rates for lower-risk borrowers and allow lenders to consider higher-risk borrowers, such as those with low credit scores, previous late payments in their mortgage history, high debt-to-income ratios, high loan amounts or cash-out requirements, insufficient reserves and / or no income documentation.

This improved LTV allows for people to sell their homes, and move to pursue better economic

The UFMIP is a lump sum ranging from 1 – 2. 25 % of loan value ( depending on LTV and duration ), paid by the borrower either in cash at closing or financed via the loan.

MMI, although annual, is included in monthly mortgage payments and ranges from 0 – 1. 15 % of loan value ( again, depending on LTV and duration ).

If a borrower has poor to moderate credit history, MMI probably is much less expensive with an FHA insured loan than with a conventional loan regardless of LTV – sometimes as little as one-ninth as much depending on the borrower's credit score, LTV, loan size, and approval status.

Other factors that are important, because they may affect the rate of interest, which directly affects the DTI by changing the mortgage payment amount are: property type, property use, property location, loan-to-value ratio ( LTV ), what state the loan is in, credit score, purpose of loan, whether or not you are a first time home buyer, if the refinance has a " cash-out " amount requested, whether or not you've had a bankruptcy or foreclosure, how many times you have been late on a mortgage payment, your income type and the way you will verify your income ( W-2, tax returns, bank statements, etc.

Some loan products also allow the possibility to redraw cash up to the original LTV, potentially perpetuating the life of the loan beyond the original loan term.

A first charge bridging loan is generally available at a higher LTV than a second charge bridging loan due to the lower level of risk involved, many UK lenders will steer clear of second charge lending altogether.

Legally, there is no obligation to allow the cancellation of MI until the loan has amortized to a 78 % LTV ratio ( based on the original purchase price ).

The cost of mortgage insurance varies considerably based on several factors which include: loan amount, LTV, occupancy ( primary, second home, investment property ), documentation provided at loan origination, and most of all, credit score.

LMI premiums are added using a sliding scale based on the loan amount and LTV.

Canada Bank Act prohibits most regulated lending institutions from providing mortgages without loan insurance if LTV is greater than 80 %.

This type of insurance is usually only required if the downpayment is less than 20 % of the sales price or appraised value ( in other words, if the loan-to-value ratio ( LTV ) is 80 % or more ).

The labor theories of value ( LTV ) are heterodox economic theories of value which argue that the value of a commodity is related to the labor needed to produce or obtain that commodity.

Since the term value is understood in the LTV as denoting something created by labor, and its " magnitude " as something proportional to the quantity of labor performed, it is important to explain how the labor process both preserves value and adds new value in the commodities it creates.

Part of what the LTV means by " socially necessary " is that the value only increases in proportion to this labor as it is performed with average skill and average productivity.

In terms of means of production resulting from another labor process, LTV treats the magnitude of value of these produced means of production as constant throughout the labor process.

The LTV further divides the value added during the period of production,, into two parts.

One issue facing the LTV is the relationship between value quantities on one hand and prices on the other.

LTV does not deny the role of supply and demand influencing price since the price of a commodity is something other than its value.

Here Marx is drawing a distinction between exchange value ( which is the subject of the LTV ) and use value.

The labor theories of value ( LTV ) are theories in economics according to which the true values of commodities are related to the labor needed to produce them.

In marketing, customer lifetime value ( CLV ), lifetime customer value ( LCV ), or user lifetime value ( LTV ) is a predi of

In addition to first and second-lien loans, other HE loans can consist of high loan to value ( LTV ) loans, re-performing loans, scratch and dent loans, or open-ended home equity lines of credit ( HELOC ), which homeowners use as a method to consolidate debt.