Long term loans have been reduced by $395,000 to $2,461,000.

These rates directly affect the rates in the money market, the market for short term loans.

The Money markets are used for the raising of short term finance, sometimes for loans that are expected to be paid back as early as overnight.

Whereas the Capital markets are used for the raising of long term finance, such as the purchase of shares, or for loans that are not expected to be fully paid back for at least a year.

* The new issue market does not include certain other sources of new long term external finance, such as loans from financial institutions.

The business it would be involved in on behalf of the federal government — a depository for collected taxes, making short term loans to the government to cover real or potential temporary income gaps, serving as a holding site for both incoming and outgoing monies — was considered highly important but still secondary in nature.

It was used to extend loans from shorter loans to fully amortized, longer term loans ( typically 20 – 25 years ).

The organization is responsible for the Welcome Week / Dawg Haul activities, Homecoming Week, the Big Event, short term student loans, voter registration drives for the student body, and other various activities throughout the year.

In 1992, the United States outlawed the use of " Rule of 78s " interest in connection with mortgage refinancing and other consumer loans over five years in term.

Previously, investment banks had assisted lenders in raising more lending funds and having the ability to offer longer term fixed interest rates by converting lenders ' outstanding loans into bonds.

The president has also overseen a reduction of Kenya's dependence on aid by western donors ( which still remains significant though ), with the country being increasingly funded by internally generated resources, tax revenue collection having grown tremendously during his term, and also by increasing investment, grants and loans by non-western countries, mainly Japan, People's Republic of China and the Middle East, and to a lessor extent investment by South African, Libyan and Nigerian corporations, and even Iran.

Senator Glass supported a commercial banking theory ( associated with the real bills doctrine ) that commercial banks should limit their lending to short term “ self liquidating ” loans to finance the production and sale of goods in “ commercial ” transactions.

By 1985 commercial banks provided 26 % of short term loans to large businesses compared to 59 % in 1974.

Demand loans are short term loans that are atypical in that they do not have fixed dates for repayment and carry a floating interest rate which varies according to the prime rate.

For car loans in the U. S., the average term was about 60 months in 2009.

Medium ‐ to long ‐ term funding through direct loans and loan guarantees to eligible investment projects in developing countries and emerging markets.

Such activity is referred to as loan sharking, but that term is also applied to non-coercive usurious lending or even to the practice of making consumer loans without a license in jurisdictions that require licenses.

The most common use of reference rates is that of short term interest rates such as LIBOR in floating rate notes, loans, swaps, short term interest rate futures contracts, etc.

( Note: Not all bank loans are long term as not all are paid over a period greater than a year, an example of this is a bridging loan.

As Daniel Mudd, then President and CEO of Fannie Mae, testified in 2007, instead the agency's underwriting requirements drove business into the arms of the private mortgage industry who marketed aggressive products without regard to future consequences: " We also set conservative underwriting standards for loans we finance to ensure the homebuyers can afford their loans over the long term.

'' The other important difference between the two Constitutions was that the President of the Confederacy held office for six ( instead of four ) years, and was limited to one term.

Let us not confuse the issue by labeling the objective or the method `` psychoanalytic '', for this is a well established term of art for the specific ideas and procedures initiated by Sigmund Freud and his followers for the study and treatment of disordered personalities.

I use this term to mean three things: a search for the human significance of an event or state of affairs, a tendency to look at wholes rather than parts, and a tendency to respond to these events and wholes with feeling.

Suggest the following twenty-first-century amendment: By moving the term `` Republic '' to lower case, substituting the modern phrase, `` move ahead '' for the stodgy `` keep '', and by using the Postmaster's name on every envelope ( in caps, of course, with the `` in spite '' as faded as possible ), the slogan cannot fail.

His parents talked seriously and lengthily to their own doctor and to a specialist at the University Hospital -- Mr. McKinley was entitled to a discount for members of his family -- and it was decided it would be best for him to take the remainder of the term off, spend a lot of time in bed and, for the rest, do pretty much as he chose -- provided, of course, he chose to do nothing too exciting or too debilitating.

Following the term of service in Japan, each emissary returns for a brief visit to the campus to interpret his experience to the college community.

For the near term, however, it must be realized that the industrial and commercial market is somewhat more sensitive to general business conditions than is the military market, and for this reason I would expect that any gain in 1961 may be somewhat smaller than those of recent years ; ;

Does your company have a program for selecting and developing sales and marketing management personnel for the longer term??

for, using the fact that N and N' commute Af and so when R is sufficiently large every term in this expression for Af will be 0.

The term enquetes demographiques, previously used for the supplementary investigations carried out in connection with the administrative censuses, was used for the new investigations.

no sort of pricing at all for any goods or services, and therefore no market in the economic sense of the term.

The K factor, a term used to denote the rate of heat transmission through a material ( B.t.u./sq. ft. of material/hr./*0F./in. of thickness ) ranges from 0.24 to 0.28 for flexible urethane foams and from 0.12 to 0.16 for rigid urethane foams, depending upon the formulation, density, cell size, and nature of blowing agents used.

Indeed, one school superintendent in a large city objects to the use of the term comprehensive high school for the senior high schools in his city, because these schools do not offer strictly vocational programs.

the first use of the word `` rustler '' was as a synonym for `` hustler '', becomin' an established term for any person who was active, pushin', and bustlin' in any enterprise.

Petitions asking for a jail term for Norristown attorney Julian W. Barnard will be presented to the Montgomery County Court Friday, it was disclosed Tuesday by Horace A. Davenport, counsel for the widow of the man killed last Nov. 1 by Barnard's hit-run car.

Atomic Semantics is a term which describes the guarantees provided by a data register shared by several processors in a parallel machine or in a network of computers working together.

The term " bodhisatta " ( Pāli language ) was used by the Buddha in the Pāli canon to refer to himself both in his previous lives and as a young man in his current life, prior to his enlightenment, in the period during which he was working towards his own liberation.

Mexican factory workers and railroad crews first arrived in the Chicagoland area ( Chicago, Illinois ), used the term among themselves, probably to mean chicanery or the working man.

In the diagram, the “ working body ” ( system ), a term introduced by Clausius in 1850, can be any fluid or vapor body through which heat Q can be introduced or transmitted to produce work.

Having finished his coursework, Sapir moved on to his doctoral fieldwork, spending several years in short term appointments while working on his dissertation.

The term film editing is derived from the traditional process of working with film, but now it increasingly involves the use of digital technology.

Short term financial management is often termed " working capital management ", and relates to cash -, inventory-and debtors management.

Other commentators place the Holocene – Anthropocene boundary at the industrial revolution while also saying that " Formal adoption of this term in the near future will largely depend on its utility, particularly to earth scientists working on late Holocene successions.

In North America in 2004, many endocrinologists prefer the term Flexible Insulin Therapy ( FIT ) to " intensive therapy " and use it to refer to any method of replacing insulin that attempts to mimic the pattern of small continuous basal insulin secretion of a working pancreas combined with larger insulin secretions at mealtimes.

The People's Republic of China and India are both working on near term deployable SLBM systems ; although from 1986, China had deployed a system from the Type 092 submarine.

For example, the physiological processes of sorting and encoding information and events into short term memory and long term memory are important to educators working under the cognitive theory.

The term is credited to Wayne Hodgins when he created a working group in 1994 bearing the name though the concept was first described by Gerard in 1967.

The term is also frequently used to describe mysterious men working for unknown organizations, as well as to various branches of government allegedly designed to protect secrets or perform other strange activities.

This rotation would produce a comfortable 1G working environment for the astronauts, freeing them of the debilitating effects of long term exposure to weightlessness.

Regular semantics is a computing term which describes the guarantees provided by a data register shared by several processors in a parallel machine or in a network of computers working together.

The term synergy comes from the Greek word from,, meaning " working together ".

The term which encompasses both, SALW ( Small Arms and Light Weapons ), is used by some organizations working to limit arms proliferation.

This practice gave rise to the term bedroom community, meaning that most daytime business activity took place in the city, with the working population leaving the city at night for the purpose of going home to sleep.

In common parlance, the term " social class ," is usually synonymous with " socio-economic class ," defined as: " people having the same social, economic, or educational status ," e. g., " the working class "; " an emerging professional class.

The term thin client was coined in 1993 by Tim Negris, VP of Server Marketing at Oracle Corp., while working with company founder Larry Ellison on the launch of Oracle 7.

The term thin client was also not well-established among IT professionals, most of whom had been working on fat-client systems.

His jobs included working as a talker ( barker, as the term is also known, isn't correct ) for the Wild Man of Borneo, performing a live burial act in which he was billed as " The Living Corpse ", and performing as a clown with the Ringling Brothers Circus.

The term vitamin was derived from " vitamine ," a compound word coined in 1912 by the Polish biochemist Kazimierz Funk when working at the Lister Institute of Preventive Medicine.