* Diversification: Bond funds invest in many individual bonds, so that even a relatively small investment is diversified — and when an underperforming bond is just one of many bonds in a fund, its negative impact on an investor's overall portfolio is lessened.

Diversification refers to the number of different securities in a fund.

For example, the Alternative Challenge scenario restricts the market to two cities while in " D " for Diversification the player must manage a profitable broad-based corporation and manage a large number of firms at the same time.

* Diversification results in a reduction of investment risk.

Risks can be reduced in four main ways: Avoidance, Diversification, Hedging and Insurance by transferring risk.

Assembling these required matching funds has been called " an unprecedented level of collaboration among governments, universities, and industry in Canada " and Bancroft-leader of the rival UWO bid-anckowledged the " Herculean " efforts of the Saskatchewan team in obtaining funds from the University, the City of Saskatoon, Saskatchewan Power, NRC, the Provincial Government of Saskatchewan, and Western Economic Diversification.

Diversification of the economy into non-hydrocarbon industries remain a long-term issue.

Diversification in the early 1990s saw the rise of information technology, led by call centres which made use of the city's bilingual workforce.

* Diversification: While this may hedge a company against a downturn in an individual industry it fails to deliver value, since it is possible for individual shareholders to achieve the same hedge by diversifying their portfolios at a much lower cost than those associated with a merger.

Diversification is still a long-term issue for this over-exposed economy.

Diversification from traditional flue cured tobacco to include burley tobacco and other modes of agriculture is underway.

Diversification came with a shareholding in L ' Oréal in 1974.

Diversification and biogeography of Juniperus ( Cupressaceae ): variable diversification rates and multiple intercontinental dispersals.

Others believe that Swadesh proposed early linkages, but believed that languages diverged immediately among peoples, as he expressed in his major, but unfinished work, The Origin and Diversification of Language ( 1971 ), published posthumously.

* Ericson, Per G. P .; Anderson, Cajsa L .; Britton, Tom ; Elżanowski, Andrzej ; Johansson, Ulf S .; Kallersjö, Mari ; Ohlson, Jan I .; Parsons, Thomas J .; Zuccon, Dario & Mayr, Gerald ( 2006 ): Diversification of Neoaves: integration of molecular sequence data and fossils.

Diversification of tanagers, a species rich bird group, largely follows lowlands to montane regions of South America.

* Portfolio Diversification benefits of Investing in Stamps by Chris Veld, University of Stirling.

Diversification touched his other activities.

Diversification into new lines of business began in the 1920s.

* Diversification ( new markets, new products ): Mohen A. S, Bion Products, Selectron Ltd, bk

Mapping this theory to business yields these familiar conditions: Entrepreneurship, Success and Growth, Diversification.

* Defence Diversification Agency, an executive agency of the UK Ministry of Defence.

Related regional development posts include Minister for the Atlantic Canada Opportunities Agency and Minister of Western Economic Diversification.

He was a member of Prime Minister Paul Martin's Liberal government, serving in cabinet as Canada's tenth Minister of Western Economic Diversification and as Minister of State for Sport.

He was appointed to Prime Minister Jean Chrétien's cabinet on January 15, 2002, serving as Secretary of State for both Western Economic Diversification and Indian Affairs and Northern Development.

He was named Minister of Western Economic Diversification and Minister of State for Sport on July 20, 2004.

* Western Economic Diversification Canada.

* Risk-based pricing: Lenders generally charge a higher interest rate to borrowers who are more likely to default, a practice called risk-based pricing.

* Tightening: Lenders can reduce credit risk by reducing the amount of credit extended, either in total or to certain borrowers.

Lenders have also argued that taking foreclosures out of the courts is actually kinder and less traumatic to defaulting borrowers, as it avoids the in terrorem effects of being sued.

Lenders can require borrowers of high LTV loans to buy mortgage insurance to protect the lender from the buyer default, which increases the costs of the mortgage.

* Covenants: Lenders may write stipulations on the borrower, called covenants, into loan agreements:

Lenders reduce this risk by diversifying the borrower pool.

Lenders may be accused of tricking a borrower into believing that an interest rate is lower than it actually is, or that the borrower's ability to pay is greater than it actually is.

Lenders who practice redlining often cite sponsor concentration or high rental concentration as an excuse to redline the property type.

Lenders mitigate credit risk using several methods:

Lenders consider factors relating to the loan such as loan purpose, credit rating, and loan-to-value ratio and estimates the effect on yield ( credit spread ).

* Credit insurance and credit derivatives: Lenders and bond holders may hedge their credit risk by purchasing credit insurance or credit derivatives.

Lenders are unwilling to extend credit to him, and he believes that they would extend credit if they at least believed he was about to be married to a wealthy woman.

Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers.

Lenders have an important role to play in ensuring credit reports are accurate:

Lenders, when granted a permissible purpose, as defined by the Fair Credit Reporting Act, can " pull " a consumer file for the purposes of extending credit to a consumer.