Some further justification is also provided by invoking the moral hazard of explicit insurance contracts.

General insurance companies can be further divided into these sub categories.

Efforts to provide universal health care in the 1960s and early 1990s floundered against widespread opposition by politicians who objected to government control of medicine and business groups which opposed further regulation of the healthcare and insurance industries.

However, across Europe there were further losses associated with travel disruption, the insurance industry, the postal service, and imports and exports across Europe and worldwide.

That Dickens owned half of the company and his agents, Forster and Wills, owned a further quarter of it was insurance that the author would have a free hand in the paper.

This leads to a further increase in price, and hence the lowest remaining risks cancel their insurance, leading to a further increase in price, and so on.

Boy Racers often neglect to tell their insurance provider about modifications as this would further inflate their premium, even though British law requires drivers to notify insurers of all material changes to the vehicle.

When it first opened treatment was received by payment only: admissions were only taken at 11 o ' clock every morning ( except Sundays ) and if you hadn't paid your one guinea a year subscription to the hospital ( a kind of insurance to ensure treatment when it was needed ) you were charged sixpence on admission and were then required to pay a further guinea for further treatment.

Mason became one of its regular authors, and, in 1982, led the ASI's Omega Project report, which argued in favour of the compulsory contracting-out of most local services such as refuse collection, the replacement of the welfare state by private insurance, and further privatisation of public sector services and industries, including aspects of the police force.

* Out-of-pocket maximums: Similar to coverage limits, except that in this case, the insured person's payment obligation ends when they reach the out-of-pocket maximum, and health insurance pays all further covered costs.

Being unemployed, and the financial difficulties and loss of health insurance benefits that come with it, may cause malnutrition and illness, and are major sources of self-esteem which may lead to depression, which may have a further negative impact on health.

It is responsible for the licensing of companies proposing to carry on the business of deposit taking ( banks and deposit companies ), insurance, trusts, investment funds, money service, and investment business in Bermuda ; the issue and redemption of Bermuda notes and coins, regulation and supervision of Bermuda's financial institutions ; providing advice and recommendation to the Bermuda Government ( as required ) on issues affecting insurance, banking and other financial and monetary matters ; and vets and conducts due diligence on individuals and entities proposing to set up corporate entities in Bermuda ( and in relation to further issuances and transfers of Bermuda company securities ); it also assists in combatting anti money laundering and anti-terrorist finance activities of entities in Bermuda.

Depending on the level at which risks are stopped, commercial insurance cover should become less and less expensive the further away the commercial insurer moves from the working layer of paying claims each year.

A further stress on the money supply occurred in late 1906, when the Bank of England raised its interest rates, partly in response to UK insurance companies paying out so much to US policyholders, and more funds remained in London than expected.

If the policyholder ends their HSA-eligible insurance coverage, he or she loses eligibility to deposit further funds, but funds already in the HSA remain available for use.

Within these groups, there may be further sub-specializations: some forensic accountants may, for example, just specialize in insurance claims, personal injury claims, fraud, construction, or royalty audits.

The insurance payment is further reduced if the patient has a copay, deductible, or a coinsurance.

This increased further when the company left the $ 40 million ( 1985 USD ) repair bill to the ratepayers, citing the company's lack of hurricane insurance.

Because of the alarming decline in the wild population recent years, an additional 21 birds from the wild population were captured in 2010 / 2011 to further improve the genetic diversity of the species ' captive breeding program as an " insurance " against extinction.

At the King's Bench hearing, Mansfield ordered a further trial on the grounds that the ship-owners could not claim insurance because the water shortage had occurred due to errors committed by the captain.

To exacerbate matters further, the NMA's leadership continued to support compulsory health insurance while AMA members largely distanced itself from such a scheme due to ( a ) the red scare, ( b ) the belief in U. S. health superiority to other nations with national health insurance schemes and ( c ) the argument that a national health insurance would potentially ruin the " sacred " practitioner-patient relationship.

The three cup anemometer was further modified by the Australian Derek Weston in 1991 to measure both wind direction and wind speed.

Other major critiques are that the term is not defined well, and employs further terms that are not defined well, and therefore lacks explanatory power, that cultural imperialism is hard to measure, and that the theory of a legacy of colonialism is not always true.

As a further security measure, if a user enters an incorrect PIN three times, the card may be locked out of EFTPOS and require reactivation over the phone or at a branch.

A further limitation is the inability to measure high radiation rates due to the " dead time " of the tube.

Several further properties can be derived from the definition of a countably additive measure.

A vacuum gauge is used to measure the pressure in a vacuum — which is further divided into two subcategories, high and low vacuum ( and sometimes ultra-high vacuum ).

The Iroquois, living around the Great Lakes and extending east and north, used strings or belts called wampum that served a dual function: the knots and beaded designs mnemonically chronicled tribal stories and legends, and further served as a medium of exchange and a unit of measure.

Over the next twenty years, a succession of further court decisions and federal laws, including the Home Mortgage Disclosure Act and measure to end mortgage discrimination in 1975, would completely invalidate de jure racial segregation and discrimination in the U. S., although de facto segregation and discrimination have proven more resilient.

" As a further indication, of the ten best seasons for OPS, short for On-Base Plus Slugging Percentage, a popular modern measure of offensive productivity, four each were achieved by Ruth and Bonds, and two by Williams.

The measurement blood pressure without further specification usually refers to the systemic arterial pressure measured at a person's upper arm and is a measure of the pressure in the brachial artery, major artery in the upper arm.

Vitrolles ' new mayor Catherine Mégret ( who ran in place of her husband Bruno ) went further in one significant measure, introducing a special 5, 000 franc allowance for babies born to at least one parent of French ( or EU ) nationality.

He was further profoundly influenced by Peter Ewart's 1813 paper On the measure of moving force.

The S and NE sectors were later abolished and in 1917, as a wartime measure to improve efficiency, the districts were further subdivided with a number applied to each sub-district.

Towards the end of the nineteenth century further discoveries were made including the conclusion of the speech Against Philippides ( dealing with an indictment for the proposal of unconstitutional measure, arising out of the disputes of the Macedonian and anti-Macedonian parties at Athens ), and of the whole of Against Athenogenes ( a perfumer accused of fraud in the sale of his business ).

In 1917, as a wartime measure to improve efficiency, the districts were further subdivided with a number applied to each sub-district.

One further common complication of marketing involves the inability to measure results for a great deal of marketing initiatives.

However, it goes further in seeking not only to measure but to optimize well-being by some explicit modeling of how social capital and instructional capital can be deployed to optimize the overall value of human capital in an economy-which is itself part of an ecology.

In order to further classify the extent of dysgeusia and clinically measure the sense of taste, gustatory testing may be performed.

The prime minister's supervisory power is further limited by the lack of any formal authority to fire ministers, although a cabinet reshuffle ( rimpasto ), or sometimes even an ' individual vote of no confidence ' on the part of Parliament, may in practice provide a surrogate measure.

The situation is further complicated by the medieval practice of " allowances " whereby a unit of measure was not necessarily equal to the sum of its parts.

Renato Caccioppoli and Ennio de Giorgi used them to define measure of nonsmooth boundaries of sets ( see the entry " Caccioppoli set " for further information ).

Cooler heads were appalled: " would rather have my head cut off ", wrote a noble from the Rhineland upon hearing the news, " than have counseled such an act: the only further measure needed to cause a revolution is censorship.

The building has been restored to its original state, but does not include the tower on the roof containing the clock removed from the chapel further up the hill, which was removed as a safety measure a long time ago.

Hadley Arkes commented, in an editorial in the National Review, " hat provision went even further than the law was obliged to go, for as the American Medical Association testified during the hearings, a partial-birth abortion bore no relevance to any measure needed to advance the health of any woman.