Aon was created in 1982, when the Ryan Insurance Group ( founded by Pat Ryan in the 1960s ) merged with the Combined Insurance Company of America ( founded by W. Clement Stone in 1919 ).

It was consolidated with other purchases as the Combined Insurance Co. of America in 1947.

Combined with the advent and eventual success of the ubiquitous personal computer, the term CPU is now applied almost exclusively to microprocessors.

Combined modality chemotherapy is the use of drugs with other cancer treatments, such as radiation therapy or surgery.

Says Hahnel, " Combined with a more democratic political system, and redone to closer approximate a best case version, centrally planned economies no doubt would have performed better.

Combined with wide transparency, this results in the clear, colorless appearance of most natural diamonds.

Mountbatten was a favourite of Winston Churchill, ( although after 1948 Churchill never spoke to him again since he was famously annoyed with Mountbatten's later role in the independence of India and Pakistan ), and on 27 October 1941 Mountbatten replaced Roger Keyes as Chief of Combined Operations and received promotion to commodore.

Combined with Decree No. 91-337, it regulates disclosure, although the decree also applies to any person who provides to another person a corporate name, trademark or trade name or other business arrangements.

Efficiencies can be as high as 65 % when the fuel cell is paired with a turbine, and 85 % if heat is captured and used in a Combined Heat and Power ( CHP ) system.

The US Marines in Vietnam also saw some success with this method, under its CAP ( Combined Action Program ) where Marines were teamed as both trainers and " stiffeners " of local elements on the ground.

: Combined with Shaka's " buffalo horns " attack formation for surrounding and annihilating enemy forces, the Zulu combination of iklwa and shield -- similar to the Roman legionaries ' use of gladius and scutum -- was devastating.

Combined with the possibility to store the players ' progress, the floppy disk format enabled the developers to create a longer game with a more extensive game world.

Combined with calculus, linear algebra facilitates the solution of linear systems of differential equations.

Combined with the cards ' 8-bit audio, this resulted in a sound described as " artificial " and " primitive ".

Combined with stellar hitting of Ryan Braun, Aramis Ramirez, Corey Hart, and Jonathan Lucroy, the Brewers, from August 16 to September 23, won 26 of 35 games, and as of September 24, only 2 1 / 2 games out of the second Wild Card spot, with a 79-73 record.

Combined with the reverberant effects of underground mines, a miner without proper hearing protection is at a high risk for hearing loss.

Combined with a series of natural disasters, this led to the North Korean famine, which lasted from 1994 to 1998 and killed an estimated 800, 000 to 3, 500, 000 people.

Combined with thin or damaged soils this causes low fertility.

Combined with the wider audience made possible by recording, this led to a renewed focus on particular conductors and on a high standard of orchestral execution.

Combined with poor weather, this meant that 56 of the boats sank before reaching the designated scuttling areas and those which did were generally sunk by gunfire rather than explosive charges.

Combined with the attention he received from his contract, Smith continued to be a national figure.

Combined with the decrease in slick magazine fiction markets, writers attempting to support themselves by creating fiction switched to novels and book-length anthologies of shorter pieces.

Combined with other evidence, the study of pottery artefacts is helpful in the development of theories on the organisation, economic condition and the cultural development of the societies that produced or acquired pottery.

After World War I, new economic interest groups began to clash with the Combined Court.

Combined with the Donegan affair and the hard line approach to law and order, the economic difficulties were quite damaging to Cosgrave and Corish's popularity.

Combined with later economic development, this relatively non-combative history has allowed First Nations peoples to have an influence on the national culture, while preserving their own identities.

Combined with Internet based marketing, digital typesetting, design tools with the rise of eBooks, the new printing technologies have lowered the economic barriers to entry, allowing many new niches to be served, and many new publishers to enter the industry.

Combined with the revenue from wastewater treatment these services could turn living machines into pollution sinks and economic generators.

Combined with local Terrain and Topography many Winter Recreation opportunities abound.

Combined with 4-H Day at the Capitol, it provides 4-H ' ers an opportunity to learn about all the leadership opportunities offered in their communities, listen to great speakers, tour the state capitol and meet with their representatives.

Instead of natural gas, Combined Cycle Plants can be filled with biogas derived from agricultural and forestry waste, which is often readily available in rural areas.

Combined population of these four districts ( not including Badin ) as per the 1998 census was 2. 891M out of which 1. 469M people lived in urban while the rest 1. 422M people lived in the rural areas.

Combined with such factors as changes in the hours worked by each physician, and a decrease in the proportion of doctors choosing to go into family practice, there were shortages in some areas, particularly for general practitioners ( GP ) / family doctors.

Fort Polk South is the larger principal city of the Fort Polk South-DeRidder CSA, a Combined Statistical Area that includes the Fort Polk South ( Vernon Parish ) and DeRidder ( Beauregard Parish ) micropolitan areas, which had a combined population of 85, 517 at the 2000 census.

DeRidder is the smaller principal city of the Fort Polk South-DeRidder CSA, a Combined Statistical Area that includes the Fort Polk South ( Vernon Parish ) and DeRidder ( Beauregard Parish ) micropolitan areas, which had a combined population of 85, 517 at the 2000 census.

Combined sewers are usually found in the central, older parts or urban areas.

There are three primary schools, two community and one academy, serving different areas of the town: Buckingham Primary School, Grenville Combined School and Bourton Meadow.

The two metropolitan areas with the highest Korean American populations as per the 2010 Census were the Greater Los Angeles Combined Statistical Area ( 334, 329 ) and the Greater New York Combined Statistical Area ( 218, 764 ).

Combined with the concurrent wholesale deportation of indigenous populations to remote areas in Middle Asia and Siberia, the wipe-out of the science was nearly complete, and the impact of the action subsided only partially in the newly independent countries after the collapse of the USSR.

It has been suggested that the ultimate reach of GM's conspiracy extended to approximately 10 % of all transit systems, but the areas affected by GM's interference include 7 of the currently largest 9 Combined statistical areas ( government term for metropolitan areas ) in the country.

The Tri-Cities region was formerly a single Metropolitan Statistical Area ( MSA ); due to the U. S. Census Bureau's revised definitions of urban areas in the early 2000s, it is now a Combined Statistical Area ( CSA ) with two metropolitan components: Johnson City and Kingsport-Bristol ( TN )- Bristol ( VA ).

The following metropolitan areas ( MSAs ) are included in the Combined Statistical Area ( CSA ).

The two most dense areas of population are Metro-East, which is the partly industrialized Illinois portion of the St. Louis Metropolitan Area and the Carbondale-Marion-Herrin, Illinois Combined Statistical Area, centered on Carbondale and Marion, a two-county area that is home to 123, 272 residents.

The larger Indianapolis-Anderson-Columbus, IN Combined Statistical Area is a designated metropolitan statistical areas, which also includes Anderson, Columbus, Crawfordsville, New Castle and North Vernon, had a population of 2, 080, 782 in 2010.

Where the extension of a gas pipeline is impractical or cannot be economically justified, electricity needs in remote areas can be met with small scale Combined Cycle Plants, using renewable fuels.

Combined with less inhibitory signalling from the thalamus and other basal ganglic structures, from hyoptrophy ( Gur, Bilker 1998 ) the abnormal activation of the cingulate cortex, specifically around broca's and Wernicke's areas ( Haznedar, 2004 ), abnormal D < sub > 2 </ sub > agonism can facilitate the self-reinforcing, illogical patterns of language found in such patients.

Combined with the transformation of many pastures into agricultural land, this has resulted in a decrease of the cockchafer to near-extinction in some areas in Europe in the 1970s.

Based on commuting patterns, the adjacent metropolitan areas of Olympia, Bremerton, and Mount Vernon, along with a few smaller satellite urban areas, are grouped together in a wider labor market region known as the Seattle – Tacoma – Olympia Combined Statistical Area ( CSA ) ( See Figure STO ), commonly known as the Puget Sound region.

Combined, these areas occupy about 2 percent of the United States.

Combined Military Hospital established to cater the needs of civilian population of Murree and adjoining areas.