Aon was created in 1982, when the Ryan Insurance Group ( founded by Pat Ryan in the 1960s ) merged with the Combined Insurance Company of America ( founded by W. Clement Stone in 1919 ).

It was consolidated with other purchases as the Combined Insurance Co. of America in 1947.

Combined with the advent and eventual success of the ubiquitous personal computer, the term CPU is now applied almost exclusively to microprocessors.

Combined with lacking economic opportunities in the rural areas of former Krajina, the return process is highly troubled.

Combined modality chemotherapy is the use of drugs with other cancer treatments, such as radiation therapy or surgery.

Says Hahnel, " Combined with a more democratic political system, and redone to closer approximate a best case version, centrally planned economies no doubt would have performed better.

Combined with wide transparency, this results in the clear, colorless appearance of most natural diamonds.

Mountbatten was a favourite of Winston Churchill, ( although after 1948 Churchill never spoke to him again since he was famously annoyed with Mountbatten's later role in the independence of India and Pakistan ), and on 27 October 1941 Mountbatten replaced Roger Keyes as Chief of Combined Operations and received promotion to commodore.

Combined with Decree No. 91-337, it regulates disclosure, although the decree also applies to any person who provides to another person a corporate name, trademark or trade name or other business arrangements.

Efficiencies can be as high as 65 % when the fuel cell is paired with a turbine, and 85 % if heat is captured and used in a Combined Heat and Power ( CHP ) system.

The US Marines in Vietnam also saw some success with this method, under its CAP ( Combined Action Program ) where Marines were teamed as both trainers and " stiffeners " of local elements on the ground.

: Combined with Shaka's " buffalo horns " attack formation for surrounding and annihilating enemy forces, the Zulu combination of iklwa and shield -- similar to the Roman legionaries ' use of gladius and scutum -- was devastating.

Combined with the possibility to store the players ' progress, the floppy disk format enabled the developers to create a longer game with a more extensive game world.

Combined with calculus, linear algebra facilitates the solution of linear systems of differential equations.

Combined with the cards ' 8-bit audio, this resulted in a sound described as " artificial " and " primitive ".

Combined with stellar hitting of Ryan Braun, Aramis Ramirez, Corey Hart, and Jonathan Lucroy, the Brewers, from August 16 to September 23, won 26 of 35 games, and as of September 24, only 2 1 / 2 games out of the second Wild Card spot, with a 79-73 record.

Combined with the reverberant effects of underground mines, a miner without proper hearing protection is at a high risk for hearing loss.

Combined with a series of natural disasters, this led to the North Korean famine, which lasted from 1994 to 1998 and killed an estimated 800, 000 to 3, 500, 000 people.

Combined with thin or damaged soils this causes low fertility.

Combined with the wider audience made possible by recording, this led to a renewed focus on particular conductors and on a high standard of orchestral execution.

Combined with poor weather, this meant that 56 of the boats sank before reaching the designated scuttling areas and those which did were generally sunk by gunfire rather than explosive charges.

Combined with the attention he received from his contract, Smith continued to be a national figure.

Combined with the decrease in slick magazine fiction markets, writers attempting to support themselves by creating fiction switched to novels and book-length anthologies of shorter pieces.

The non-legally binding KAA Protocols were developed and mediated between the heads of the Kuwaiti and Iraqi navies by Major David Hammond Royal Marines, the British naval lawyer and legal advisor to Combined Task Force 158.

Combined with DuMont's three television stations, this put DuMont at the legal limit at the time.

Combined with an absence of explicit legal doctrine the result can be deceptive, as the simple phrasing hides the underlying implicit doctrine.

Combined U. S. and Philippine Commonwealth military forces including recognized guerrilla units continued printing Philippine pesos, so that, from October 1944 to September 1945, all earlier issues except for the emergency guerrilla notes were considered illegal and were no longer legal tender.

Combined, the two terms came to describe a system of patrimonial rule based on an elaborate legal code that emerged from the Taika Reform.

Combined with the claim of some historical linguists and anthropologists that the original homeland of the Aztecan peoples was located in the southwestern United States, Aztlán, in this sense, became a symbol for mestizo activists who believe they have a legal and primordial right to the land.

In 1973, Pacific and Southern Broadcasting had to spin off KHON to the company's president Arthur H. McCoy in order for the company to be officially merged into Combined Communications ( which would itself be merged into the Gannett Company six years later ) because the merged company was over the legal ownership limit at the time.

and the development of German Panzer Corps doctrine in World War II ), Infantry and Air Support ( Combined Arms ) and it served as a blueprint for all subsequent Allied attacks using " Tanks ".

Combined together these mixed infantry units were very strong defensively against any form of cavalry attacks.

Combined with these strategic errors, PAVN commanders had also thrown away their local numerical superiority by making repeated frontal attacks into heavy defensive fire, and suffered massive casualties as a consequence.

Combined with stack randomization, the effect can be quite astounding ; if every person in the world ( assuming 6 billion total ) attacks the system once, roughly 1 to 2 should succeed on a 32-bit system.

Combined, the attacks resulted in 21 deaths and thousands of hospitalizations or outpatient treatment.

After the arrival of heavy bombers and the U. S. entry into the war, the Combined Bomber Offensive included daylight raids and attacks with formations of over 1000 bombers on German aircraft industry and vengeance weapon sites.

A Combined impulse allows a limited number of land, air and naval movements, and restricts the number of land attacks that can be performed.

Combined attacks by infantry and cavalry would also have the same effect-the defending infantry unit would be placed in the difficult position of either forming square and being shot to pieces by the attacking infantry ( which would usually be in line formation ), or being ridden down by the cavalry if it decided to remain in line while trading volleys with the attacking infantry.

Seething with rage at the murder of its cub, the monster attacks the Combined Fleet with incredible ferocity and awesome destructive power.

Long-acting contraceptives such as intrauterine devices, subcutaneous contraceptive implants, and contraceptive injections ( such as Depo-Provera and Combined injectable contraceptive ), which prevent pregnancy for months or years at a time, are more effective in women who have trouble remembering to take pills or using barrier methods consistently.

Combined methods are believed to result in lower pregnancy rates than either method alone.

There are several different methods of issuing such as Auctions, Guarantee, Combined Auction and Guarantee, and others.

* Klimpke, Bruce A Hybrid Magnetic Field Solver Using a Combined Finite Element / Boundary Element Field Solver, U. K. Magnetics Society Conference, 2003 which compares FEM and BEM methods as well as hybrid approaches

The standard specifies three main methods: Forward Lock, Combined Delivery ( combined rights object / media object ), and Separate Delivery ( separated rights object + encrypted media object ).