Insurance can influence the probability of losses through moral hazard, insurance fraud, and preventive steps by the insurance company.

" A number of attempted fire insurance schemes came to nothing, but in 1681 Nicholas Barbon, and eleven associates, established England's first fire insurance company, the ' Insurance Office for Houses ', at the back of the Royal Exchange.

The insurance industry in China was nationalized in 1949 and thereafter offered by only a single state-owned company, the People's Insurance Company of China, which was eventually suspended as demand declined in a communist environment.

Early versions were independently invented and patented by a major US auto insurance company, Progressive Auto Insurance () and a Spanish independent inventor, Salvador Minguijon Perez ().

The company operates through two key business groups, Risk & Insurance and Employee Benefits.

* Mercury Insurance Group, an American property insurance company

Jones & Associates ), brought on board ten young programmers to write the software after winning a contract to develop a word processor for the Connecticut Mutual Life Insurance company.

* Powszechny Zakład Ubezpieczeń – Insurance company

* Co-operative Insurance Society, a British insurance company

Category: Insurance company headquarters in the United States

Forcht Group operates several businesses in Lexington including First Corbin Bancorp, Kentucky National Insurance Company, My Favorite Things, BSC, a bank data services company, and First Lab, among others.

Insurance company Cincinnati Financial is based in Fairfield.

The company objectives were twofold: to provide in-house computer processing support to Golden United Life Insurance ; and to develop as an independent business in the computer time-sharing industry, by renting time on its PDP-10 midrange computers during business hours.

Current businesses also include Selveys Furniture, Flowers Unlimited Florist, H & W Grocery Store, the local post office, Gem Dandy's Pizza, 100 Grand Antiques, Judy's Truck Stop, Sharon's Restaurant, McKay's Dairy Kreme, Jasper Tavern, Collier Group Insurance and Realtor, Maneval's Grain, Jasper Grain, Duain's Auto Repair, Dollar General, Fleet Paint and Body, Gilster-Mary Lee popcorn company, Ward Printing, and a Fastrip.

Owned by Dr. Leslie Ward — one of the founders of the Prudential Insurance Company and the first vice president of the company — it was named " Brooklake Park ", partially because of the beautiful lake that was on the property.

In 1987, Great American Insurance Company owner Carl Lindner, Jr. became the majority shareholder of Hanna-Barbera's parent company, Taft Broadcasting, renaming it Great American Communications.

* Eagle Insurance, a Chicago-based vehicle insurance company

* John Hancock Insurance, a US company

Scruggs represented Lott and then Representative Gene Taylor in settlements with State Farm Insurance company after the insurer refused to pay claims for the loss of their Mississippi homes in Hurricane Katrina.

Other subsidiaries of that Delaware-chartered holding company were E. F. Hutton Trust Company ( now " Smith Barney Corporate Trust Company " and owned by Citigroup ), E. F. Hutton Life Insurance Company, and E. F. Hutton Bank.

Other subsidiaries of that Delaware-chartered holding company were E. F. Hutton Trust Company, E. F. Hutton Life Insurance Company, and E. F. Hutton Bank.

" He took on the enormous project as the sole financier, on a 27-year lease ( with the option for three 21-year renewals for a total of 87 years ) for the site from Columbia ; negotiating a line of credit with the Metropolitan Life Insurance Company and covering ongoing expenses through the sale of oil company stock.

* Manufacturers Mutual Insurance, a former Australian insurance company, now called Allianz Australia

They took a break from their creative endeavors on James ' apartment terrace, when they looked up at the Mutual of New York Insurance Company's large neon sign bearing the abbreviation for the company: M-O-N-Y.

Insurance premiums need to cover both the expected cost of losses, plus the cost of issuing and administering the policy, adjusting losses, and supplying the capital needed to reasonably assure that the insurer will be able to pay claims.

Insurance premiums from many insureds are used to fund accounts reserved for later payment of claims — in theory for a relatively few claimants — and for overhead costs.

After being demobbed ( he had served as a sergeant in the Army Education Corps and spent much of his national service in Germany writing letters home for soldiers ), he went to work as an insurance clerk in the claims and accidents department of the Commercial Union Insurance Company for six years.

* Insurance assessment and claims assistance

# Insurance claims processing is an example of an information-intensive, document-driven workflow.

The Hartford Loop was invented in 1919 by the Hartford Steam Boiler and Insurance Company as a method to help prevent this condition from occurring, and thereby reduce their insurance claims.

Insurance companies will then send out payments to the providers if the claims are approved or to the provider ’ s billing service.

A paralegal license allows a paralegal to independently represent clients in provincial offences court, summary conviction criminal court, small claims court and administrative tribunals such as the Financial Services Commission of Ontario or the Workplace Safety and Insurance Board.

The claims of the Auto Insurance in India can be accidental, theft claims or third party claims.

In the case of Insurance Corp. of Ireland v. Compagnie des Bauxites de Guinee, 456 U. S. 694 ( 1982 ) the United States Supreme Court decided that when a court orders a party to produce proof on a certain point, and that party refuses to comply with the court's order, the court may deem that refusal to be a waiver of the right to contest that point and assume that the proof would show whatever the opposing party claims that it would.

Insurance companies are being hit with claims coming from trees falling on vehicles, buildings, and even people.

Insurance crimes also range in severity, from slightly exaggerating claims to deliberately causing accidents or damage.

Insurance companies are also susceptible to fraud because false insurance claims can be made to appear like ordinary claims.

The Insurance Research Council estimated that in 1996, 21 to 36 percent of auto-insurance claims contained elements of suspected fraud.

Insurance fraud or false insurance claims are insurance claims filed with the intent to defraud an insurance provider.

Many Insurance carriers and self-insured entities decide to outsource subrogation claims as outsourcing has been proven to be the most cost effective decision in most scenarios.

* Insurance Corporation of British Columbia, in charge of drivers ' licenses and motor vehicle claims in the Canadian province of B. C.

Insurance bad faith is a tort claim that an insured may have against an insurer for its bad acts, e. g. intentionally denying a claim by giving spurious citations of exemptions in the policy to mislead an insured, adjusting the claim in a dishonest manner, failing to quickly process a claim, or other intentional misconduct in claims processing.