The first insurance patent application to be posted was US2009005522 “ Risk assessment company ”.

Risk management is the identification, assessment, and prioritization of risks ( defined in ISO 31000 as the effect of uncertainty on objectives, whether positive or negative ) followed by coordinated and economical application of resources to minimize, monitor, and control the probability and / or impact of unfortunate events or to maximize the realization of opportunities.

According to ISO / IEC 27001, the stage immediately after completion of the risk assessment phase consists of preparing a Risk Treatment Plan, which should document the decisions about how each of the identified risks should be handled.

Building from these foundations of well validated assessment practices, more specialized assessments have been developed, including assessment of Risk Type.

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Risk assessment of new technologies offers another example of how ordinary citizens seek shortcuts to expediently arrive at judgments.

As detailed in the 1995 Plain English Guide to the Part 503 Risk Assessment, EPA's most comprehensive risk assessment was completed for biosolids.

Risk assessment is used to identify and reduce, eliminate, or mitigate risk within the process.

Risk assessment is a step in a risk management procedure.

Risk assessment is the determination of quantitative or qualitative value of risk related to a concrete situation and a recognized threat ( also called hazard ).

Risk assessment consists of an objective evaluation of risk in which assumptions and uncertainties are clearly considered and presented.

Risk assessment from a financial point of view.

Risk assessment is therefore particularly pertinent for megaprojects and special methods and special education have been developed for such risk assessment.

* Risk Assessment Worksheet and Management Plan A comprehensive guide to risk assessment in project management, includes template-By John Filicetti

The authors concluded “ without acknowledgement of COI due to industry funding or author industry financial ties from RCTs included in meta-analyses, readers ’ understanding and appraisal of the evidence from the meta-analysis may be compromised .” Noting that most assessment tools for meta-analysis do not include a domain for study funding source the authors state: “ Currently, The Cochrane Collaboration ’ s Risk of Bias tool includes an optional ' other sources of bias ' domain, which meta-analysts could use to include information on COIs.

Risk history, and clinical judgement should be included in the assessment, and a confirmation test ( Western blot ) should be administered.

* Risk assessment

ISO / IEC 31010: 2009 Risk management — Risk assessment techniques.

ISO 15743: 2008 Ergonomics of the thermal environment — Cold workplaces — Risk assessment and management

Moody's Analytics started in 1995 as a business unit providing quantitative analysis services, including credit risk assessment software and services, called Moody's Risk Management Service ( MRMS ), and grew through partnerships and acquisitions in the late 1990s and 2000s, expanding its client base and capabilities.

# Risk: Every previous strategy that Warner developed was a risk, and he succeeded in going against the norm.

* Myers, R. 2008 " What Every CFO Needs to Know About Weather Risk Management ", Storm Exchange, Inc. & CME Group

Risk managers typically assume that some fraction of the bad events will have undefined losses, either because markets are closed or illiquid, or because the entity bearing the loss breaks apart or loses the ability to compute accounts.

The COSO " Enterprise Risk Management-Integrated Framework " published in 2004 defines ERM as a "… process, effected by an entity's board of directors, management, and other personnel, applied in strategy setting and across the enterprise, designed to identify potential events that may affect the entity, and manage risk to be within its risk appetite, to provide reasonable assurance regarding the achievement of entity objectives.

Risk management also faces difficulties in allocating resources.

Risk free interest rates are determined by market forces and vary over time, based on a variety of factors, such as current short-term interest rates, e. g. base rates set by central banks such as the US Federal Reserve, the Bank of England in the UK, and the Euro Zone ECB.

The Harm Within the Risk ( HWR ) test determines whether the victim was among the class of persons who could foreseeably be harmed, and whether the harm was foreseeable within the class of risks.

Risk retention is a viable strategy for small risks where the cost of insuring against the risk would be greater over time than the total losses sustained.

Risk management also proposes applicable controls for the observed risks.

Thel Risk Response Network produces a yearly report assessing those risks which are deemed to be global in scope, have cross-industry relevance, are uncertain, have the potential to cause upwards of US $ 10 billion in economic damage, have the potential to cause major human suffering and which require a multistakeholder approach for mitigation.

Risk management – aiming to minimise risks arising from changes to housing construction, technology and practice.

* Currency risk ( also known as Foreign Exchange Risk hedging ) is used both by financial investors to deflect the risks they encounter when investing abroad and by non-financial actors in the global economy for whom multi-currency activities are a necessary evil rather than a desired state of exposure.

* Health and Risk Assessment: In order to safely work with a client on the job, you must first be able to know the benefits and risks associated with physical activity.

* Factor Analysis of Information Risk, a framework for understanding, analyzing, and measuring information risks by Risk Management Insight

# Risk aversion intermediaries help spread out and decrease the risks

In the Philippines, institution like National Disaster and Risk Reduction and Management Council help the public in monitoring the weather and advisory for any possible risks due to hazardous weather.

Founded in June 2003 at the initiative of the Swiss government, the International Risk Governance Council ( IRGC ) is an independent and neutral organisation whose purpose is to help improve the understanding and management of potentially global risks that have impacts on human health and safety, the environment, the economy and society at large.

The Risk Observatory aims to identify new and emerging risks and to promote early preventive action.

On October 6, 1917, an amendment to the War Risk Insurance Act, originally enacted in 1914 to insure American ships and cargo against risks of war, extended eligibility for National Home membership to all troops serving in the “ German War ” and, most importantly, made the provision that all veterans were entitled to medical, surgical and hospital care.

A general definition of Systemic Risk which is not limited by its mathematical approaches, model assumptions or focus on one institution ; and which is also the first operationalizable definition of Systemic Risk encompassing the systemic character of financial, political, environmental, and many other risks is available since 2010.

To address these concerns, A Risk Assessment Study of potential health risks of recycled water and comparisons to conventional Pharmaceuticals and Personal Care Product ( PPCP ) exposures was conducted by the WateReuse Research Foundation.

A special committee appointed by BOC ( Hong Kong ) Holdings in consultation with the Hong Kong Monetary Authority found that the granting of a HK $ 1. 77 billion bridge loan to Chau Ching-ngai ( sometimes referred to as Zhou Zhengyi depending on transliteration ), involved risks identified at the start ( that ) were not addressed adequately and was granted despite serious reservations expressed by the Risk Management Department ( BOCHK ).

The term " Professional Caregiver Insurance Risk explains the inefficiencies in health care finance that result when insurance risks are inefficiently transferred to health care providers who are expected to cover such costs in return for their capitation payments.

-Default Risk has been discussed above but there are also other risks for which corporate bondholders expect to be compensated by credit spread.

* Risk assessment – For example, banks need to know which customers are credit risks.

A Risk Management Plan is a document that a project manager prepares to foresee risks, estimate impacts, and define responses to issues.

" Risk is inherent with any project, and project managers should assess risks continually and develop plans to address them.