Provisions of the 1933 Banking Act that were later repealed or replaced include ( 1 ) Sections 5 ( c ) and 19, which required an owner of more than 50 % of a Federal Reserve System member bank ’ s stock to receive a permit from ( and submit to inspection by ) the Federal Reserve Board to vote that stock ( replaced by the Bank Holding Company Act of 1956 ); ( 2 ) Section 8, which established the Federal Open Market Committee ( FOMC ) made up of representatives from each of the 12 Federal Reserve Banks ( replaced by the Federal Reserve Board-dominated FOMC established by the Banking Act of 1935 ); ( 3 ) Section 11 ( b ), which prohibited interest payments on demand deposits ( repealed by the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 ) and authorized the Federal Reserve Board to limit interest rates on time deposits ( phased out by the Depository Institutions Deregulation and Monetary Control Act of 1980 ), both of which interest limitations were incorporated into Regulation Q, and ( 4 ) Section 12, which prohibited Federal Reserve System member bank loans to their executive officers and required the repayment of outstanding loans ( replaced by the 1935 Banking Act ’ s regulation of such loans and modified by later legislation ).

Instead of financial stability inducing deregulation and financial instability after 1980, as later suggested by David Moss and Elizabeth Warren, Thomas Huertas and other critics of traditional bank regulation argued Regulation Q limits on interest rates ( mandated by the 1933 Banking Act ) created the “ disintermediation ” that began in the 1960s, led to the phase-out of Regulation Q through the Depository Institutions Deregulation and Monetary Control Act of 1980, and opened banking to greater competition.

Regulation Q limits on interest rates for time deposits at commercial banks first became “ effective ” in 1966 when market interest rates exceeded those limits.

The original cause was a U. S. government regulation ( Regulation Q ) which limited the interest rate paid on interest bearing accounts that were insured by the Federal Deposit Insurance Corporation.

Formerly, in the United States, Regulation Q ( 12 CFR 217 ) and the Banking Acts of 1933 and 1935 ( 12 USC 371a ) prohibited a member of the Federal Reserve system from paying interest on demand deposit accounts.

The Dodd-Frank Wall Street Reform and Consumer Protection Act, however, passed by Congress and signed into law by President Obama on July 21, 2010, repealed the statutes that prohibit interest-bearing demand deposit accounts, effectively repealing Regulation Q ( Pub.

This was known as Regulation Q ( The Interest Rate Adjustment Act of 1966 ) and gave the S & Ls 50 basis points above what banks could offer.

# Decline in the effectiveness of Regulation Q in preserving the spread between the cost of money and the rate of return on assets, basically stemming from inflation and the accompanying increase in market interest rates.

# Decline in the effectiveness of Regulation Q in preserving the spread between the cost of money and the rate of return on assets, basically stemming from inflation and the accompanying increase in market interest rates.

Money market funds in the US created a way of getting around Regulation Q, which at the time prohibited demand deposit accounts from paying interest and capped the rate of interest on other types of bank accounts.

In the U. S., demand deposits only refer to funds held in checking accounts ( or cheque offering accounts ) other than NOW accounts ; however, in a 1970s and 1980s response to the 1933 promulgation of Regulation Q in the U. S., demand deposits in some cases came to allow easier access to funds from other types of accounts ( e. g. savings accounts and money market accounts ).

Regulation Q was Title 12, part 217 of the United States Code of Federal Regulations.

Regulation Q no longer exists ; all aspects of the regulation, such as the type of entities that may own or maintain interest-bearing NOW accounts, have now been incorporated into Regulation D.

As a result of Section 11 of the Banking Act of 1933, Regulation Q was promulgated by the Federal Reserve Board on August 29, 1933.

Regulation Q ceilings for savings accounts and all other types of accounts except for demand deposits were phased out during the period 1981-1986 by the Depository Institutions Deregulation and Monetary Control Act of 1980 ; as of March 31, 1986, all interest rate ceilings had been eliminated except for the ban on demand deposit interest, which was then the only remaining substantive component of Regulation Q.

* It removed the power of the Federal Reserve Board of Governors under the Glass – Steagall Act to use Regulation Q to set maximum interest rates for any deposit accounts other than demand deposit accounts ( with a six-year phase-out ).

And until July 2011, Regulation Q stated that a demand deposit could not pay interest.

The Marine Parks and Marine Reserve Regulation provides for the prohibition and control of certain activities in marine parks and marine reserve.

On July 1, 1992, in order to meet growing demand, the Chinese government opened the legal services market to foreign law firms allowing them to establish offices in China when the Ministry of Justice and the State Administration of Industry and Commerce ( SAOIC ) issued the Provisional Regulation of Establishment of Offices by Foreign Law Firms regulation.

An example is the United Kingdom's Regulation of Investigatory Powers Act, which makes it a crime not to surrender encryption keys on demand from a government official authorized by the act.

* Litigation and Regulation Support: Persons bringing lawsuits, and regulators, can subpoena or otherwise demand to obtain certain information which must be available and which must have been maintained according to law.

On July 1, 1992, in order to meet growing demand, the Chinese government opened the legal services market to foreign law firms allowing them to establish offices in China when the Ministry of Justice and the State Administration of Industry and Commerce ( SAOIC ) issued the Provisional Regulation of Establishment of Offices by Foreign Law Firms regulation.

The Banking Act of 1933 specified that no member bank shall, directly or indirectly, by any device whatsoever, pay any interest on any deposit which is payable on demand, and on August 29, 1933 this restriction was incorporated into the Federal Reserve Board's new Regulation Q.

Finally, on July 21, 2011 the ban on demand deposit interest ( the only substantive remaining component of Regulation Q ) was eliminated, thereby removing the only distinction between the two types of accounts.

In the United States, under Regulation D, 12 Code of Federal Regulations ( CFR ) 204. 2 ( d )( 2 ), the term " savings deposit " includes a deposit or an account that meets the requirements of Sec.

Also, according to Regulation CC ( Reg CC ) of the Federal Reserve, cashier's checks are recognized as " guaranteed funds " and amounts under $ 5, 000 are not subject to deposit holds, except in the case of new accounts.

By most accounts, Coca-Cola was India's leading soft drink until 1977 when it left India after a new government ordered The Coca-Cola Company to turn over its secret formula for Coke and dilute its stake in its Indian unit as required by the Foreign Exchange Regulation Act ( FERA ).

NOW accounts were structured to comply with Regulation Q.

However, the Attorney General of California, at the request of the Secretary of Labor, sought to have the jurisdiction over the issue removed to the Federal District Court, on grounds that it was predominantly a Federal issue since the validity of the Secretary's Regulation was being challenged.

The flag is triangular and quartered blue and yellow and was adopted according to EEC Regulation # 1382 / 87 on 20 May 1978.

Regulation: The National Communications Authority ( NCA ), an independent regulator, was created in 1997, deriving its statutory framework from the NCA Act 1996.

In 1935, " Luftwaffe Regulation 16: The Conduct of the Air War " was drawn up.

Regulation of the militia was codified by the Second Continental Congress with the Articles of Confederation.

Shortly thereafter, on 3 March 1951, the Island Regulation of the Netherlands Antilles () was issued by royal decree, giving fairly large autonomy to the various island territories in the Netherlands Antilles.

These reforms included guarantees to ensure the Ottoman subjects perfect security for their lives, honour, and property ; the introduction of the first Ottoman paper banknotes ( 1840 ) and opening of the first post offices ( 1840 ); the reorganization of the finance system according to the French model ( 1840 ); the reorganization of the Civil and Criminal Code according to the French model ( 1840 ); the establishment of the Meclis-i Maarif-i Umumiye ( 1841 ) which was the prototype of the First Ottoman Parliament ( 1876 ); the reorganization of the army and a regular method of recruiting, levying the army, and fixing the duration of military service ( 1843 – 44 ); the adoption of an Ottoman national anthem and Ottoman national flag ( 1844 ); the first nationwide Ottoman census in 1844 ( only male citizens were counted ); the first national identity cards ( officially named the Mecidiye identity papers, or informally kafa kağıdı ( head paper ) documents, 1844 ); the institution of a Council of Public Instruction ( 1845 ) and the Ministry of Education ( Mekatib-i Umumiye Nezareti, 1847, which later became the Maarif Nezareti, 1857 ); the abolition of slavery and slave trade ( 1847 ); the establishment of the first modern universities ( darülfünun, 1848 ), academies ( 1848 ) and teacher schools ( darülmuallimin, 1848 ); establishment of the Ministry of Healthcare ( Tıbbiye Nezareti, 1850 ); the Commerce and Trade Code ( 1850 ); establishment of the Academy of Sciences ( Encümen-i Daniş, 1851 ); establishment of the Şirket-i Hayriye which operated the first steam-powered commuter ferries ( 1851 ); the first European style courts ( Meclis-i Ahkam-ı Adliye, 1853 ) and supreme judiciary council ( Meclis-i Ali-yi Tanzimat, 1853 ); establishment of the modern Municipality of Istanbul ( Şehremaneti, 1854 ) and the City Planning Council ( İntizam-ı Şehir Komisyonu, 1855 ); the abolition of the capitation ( Jizya ) tax on non-Muslims, with a regular method of establishing and collecting taxes ( 1856 ); non-Muslims were allowed to become soldiers ( 1856 ); various provisions for the better administration of the public service and advancement of commerce ; the establishment of the first telegraph networks ( 1847 – 1855 ) and railroads ( 1856 ); the replacement of guilds with factories ; the establishment of the Ottoman Central Bank ( originally established as the Bank-ı Osmanî in 1856, and later reorganized as the Bank-ı Osmanî-i Şahane in 1863 ) and the Ottoman Stock Exchange ( Dersaadet Tahvilat Borsası, established in 1866 ); the Land Code ( Arazi Kanunnamesi, 1857 ); permission for private sector publishers and printing firms with the Serbesti-i Kürşad Nizamnamesi ( 1857 ); establishment of the School of Economical and Political Sciences ( Mekteb-i Mülkiye, 1859 ); the Press and Journalism Regulation Code ( Matbuat Nizamnamesi, 1864 ); among others.

An independent regulatory agency for the telecommunications sector – the Agency for Telecommunications and Postal Regulation ( ARTP ) – was created in early 2002.

He was in position to edict several laws and regulations ( most notably the Enkyū Shōen Regulation Decree ) during his rule, thus weakening the regency.

Metropolitan Białystok was designated by the Voivodeship of the Regulation No. 52 / 05 of 16 May 2005 to help develop the region economically.

In 1968, the Nurseries and Child-Minders Regulation Act 1948 was updatedto include more categories of childminders.

Regulation of agriculture was deemed a state power.

The International Whaling Commission ( IWC ) is an international body set up by the terms of the International Convention for the Regulation of Whaling ( ICRW ), which was signed in Washington, D. C., United States, on 2 December 1946 to " provide for the proper conservation of whale stocks and thus make possible the orderly development of the whaling industry ".

This measure was called the Army Discipline and Regulation Act 1879.

Regulation of both barristers and solicitors was reviewed by David Clementi on behalf of the Ministry of Justice in 2004.

In the late 1760s, tensions between ( in a nutshell ) Piedmont farmers and county officers welled up in the Regulator movement or, as it was known, the War of the Regulation, which had its epicenter in Hillsborough.

On 15 August 1947, the 1st Fighter Wing was activated as part of AAF Regulation 20-15, " Reorganization of AAF Base Units and Installations ," on 27 June 1947.

Diana ( married to Sir Oswald Mosley ), leader of the British Union of Fascists, was imprisoned in London for three years under Defence Regulation 18B.

The first regulation was called the Temporary Regulation for the Management of Computer Information Network International Connection.

It was not until 1867 when the newly formed Dominion of Canada created the Post Office Department as a federal government department ( The Act for the Regulation of the Postal Service ) headed by a Cabinet minister, the Postmaster General of Canada.

He was arrested there in 1940 for his BUF membership ( under Defence Regulation 18B ) and later transferred to a camp in South Africa.

The Regulation of the Forces Act 1871 removed the lieutenant as head of the county militia, as the jurisdiction, duties and command exercised by the lieutenant were revested in the crown, but the power of recommending for first appointments was reserved to the lieutenant.

The division of authority between the Air Corps and GHQ Air Force was removed with promulgation of Army Regulation 95-5, creating the United States Army Air Forces on June 20, 1941, only two days before Germany's invasion of the Soviet Union.