By restricting its coverage to events that are significant enough to incur large costs, the insurance firm expects to pay out slightly smaller amounts much less frequently, incurring much higher savings.

Suppose a United Kingdom manufacturing firm expects to be paid US $ 100, 000 for a piece of engineering equipment to be delivered in 90 days.

* protects the GBP value that the firm expects in 90 days ' time ( presuming the cash is received )

She did, however, act alone when William was engaged in military campaigns abroad, proving herself to be a powerful, firm, and effective ruler.

The merged firm never managed to find an effective response to Java as to market positioning, and by 1997 its owners were looking to sell the business.

At first the output was insignificant, but gradually the magnitude of the operations was enlarged until the competition became effective, and steel traders generally became aware that the firm of Henry Bessemer & Co. was underselling them to the extent of UK £ 10 -£ 15 a ton.

Hill & Knowlton announced on July 10, 2006, that Mineta would join the firm as vice chairman, effective July 24, 2006.

Stevens had been with Charles Clasby's law firm for six months when Bob McNeally, a Democrat appointed as U. S. Attorney for Fairbanks during the Truman administration, informed U. S. District Judge Harry Pratt that he would be resigning effective August 15, 1953, having already delayed his resignation by several months at the request of Justice Department officials newly appointed by Eisenhower.

Next year he bought shares in XY and soon became effective head of the firm.

In order to make a cultural change effective a clear vision of the firm ’ s new strategy, shared values and behaviors is needed.

" Announcing our objections from within the occupied compound would carry our message to the world in a much more firm and effective way.

* It is effective only when the firm is facing an inelastic demand curve.

Founded in 1989, the IFDMA was established to develop firm lines of communications between direct marketers around the world, and is dedicated to improving the practice and communicating the value of direct marketing ; and to promoting the highest standards for ethical conduct and effective self-regulation of the direct marketing community.

Combining a market segmentation strategy with a product differentiation strategy was seen as an effective way of matching a firm ’ s product strategy ( supply side ) to the characteristics of your target market segments ( demand side ).

On April 7, 2005, the Cohen Group announced that Loy had joined the firm as a Senior Counselor, effective April 18.

The firm in this instance believes that it is more cost effective to lay off the employee, causing more unemployment than under perfect experience rating.

He resigned from Congress effective August 14, 2012, citing family concerns as a priority, and joined law firm Manatt.

Whips are generally of two types, either a firm stick device designed to strike directly, or a flexible whip which must be swung in a specific manner to be effective, but has a longer reach.

Early in the 21st century, Cabazitaxel ( made by Sanofi, a French firm ), another relative of taxol has been shown effective against prostate cancer, also because it works by preventing the formation of microtubules, which pull the chromosomes apart in dividing cells ( such as cancer cells ).

However, the system of licensing and quota imports and exports, establishing firm control over foreign trade in certain goods, in many cases turns out to be more flexible and effective than economic instruments of foreign trade regulation.

In June 2003, the Government announced that it would buy back the rail network for $ 1 and purchase a 35 % stake in the firm for $ 76 million ( 67c per share ), which would have given it effective control of the company.

Upon his retirement from Congress effective January 3, 2009, Ferguson became Chairman and CEO of Ferguson Strategies LLC, a government affairs and strategic business consulting firm based in Washington, DC.

The merger became effective on 1 January 2005 and the new firm was named DLA Piper Rudnick Gray Cary.

Hyder, after initially trying to ally with the British against the Marathas, had later become their firm enemy, as they represented the most effective obstacle to his expansion of his kingdom, and Tipu grew up with violently anti-British feelings.

Cunning and with brilliant ability to flight the ball, Dennett was deadly when the pitch helped him but could be effective even on firm, hard pitches.

The sandwich made with peanut butter and marshmallow creme continued to be eaten, but was not called a Fluffernutter until 1960, when an advertising firm Durkee-Mower hired created the term as a more effective way to market the sandwich.

The firm announced in an advertisement in the February 12, 2007, edition of the New Jersey Law Journal that Bryant would be retiring from the firm after 33 years, effective March 1, 2007.

My answer is in the negative because I believe that total capital demands during the Sixties will continue to press against available supplies, and interest rates will generally tend to be firm at high levels.

Represented by attorney Robert Winslow and the law firm of Mitchell, Silberberg & Knupp LLP, courts awarded Day $ 1 million punitive damages, $ 5. 6 million plus $ 2 million interest for losses incurred in a sham oil venture ; $ 3. 4 million plus $ 1. 2 million interest over a hotel venture ; $ 2. 2 million plus $ 793, 800 interest for duplicate or unnecessary fees paid to Rosenthal ; more than $ 2 million to recoup loans to Rosenthal ; $ 3. 9 million plus $ 1 million interest for fraud, and $ 850, 000 attorney fees for Day.

In the December 1994 Wild Forest Review, Alexander Cockburn and Jeffrey St. Clair wrote " The mainstream environmental movement was elitist, highly paid, detached from the people, indifferent to the working class, and a firm ally of big government .… The environmental movement is now accurately perceived as just another well-financed and cynical special interest group, its rancid infrastructure supported by Democratic Party operatives and millions in grants from corporate foundations .”

His first biographer Jack Bracelin reports that this was a watershed in Gardner's life, and that a previous academic interest in spiritualism and life after death thereafter became a matter of firm personal belief for him.

Holden & Co became Holden & Frost Ltd. Edward Holden, James ' grandson, joined the firm in 1905 with an interest in automobiles.

The firm ’ s business interests include Jardine Pacific, Jardine Motors, Hongkong Land, Dairy Farm, Mandarin Oriental, Jardine Cycle & Carriage, through which its interest in Astra is held, and Jardine Lloyd Thompson.

I John Audubon, having this day mutual consent with Ferdinand Rozier, dissolved and forever closed the partnership and firm of Audubon and Rozier, and having Received from said Ferdinand Rozier payment and notes to the full amount of my part of the goods and debts of the late firm of Audubon and Rozier, I the said John Audubon one of the firm aforesaid do hereby release and forever quit claim to all and any interest which I have or may have in the stock on hand and debts due to the late firm of Audubon and Rozier assign, transfer and set over to said Ferdinand Rozier, all my rights, titles, claims and interest in the goods, merchandise and debts due to the late firm of Audubon and Rozier, and do hereby authorize and empower him for my part, to collect the same in any manner what ever either privately or by suit or suits in law or equity hereby declaring him sole and absolute proprietor and rightful owner of all goods, merchandise and debts of this firm aforesaid, as completely as they were the goods and property of the late firm Audubon and Rozier.

The series was first published 1995-2007 by Tyndale House, a firm with a history of interest in dispensationalism.

A UK-based private equity firm, Alchemy Partners, and the India-headquartered Tata Motors and Mahindra and Mahindra expressed interest in purchasing Jaguar and Land Rover from the Ford Motor Company.

* Maturity Transformation ( MT ): use / borrow cheap ( e. g. short-term ) money to invest at a more lucrative rate ( typically long-term projects for a firm ; or longer-term loans if the transformer is a bank ).

After a failed stabilization program sponsored by Bunge y Born ( a leading agribusiness firm ), and another one involving the conversion of time deposits into government bonds, newly appointed Finance Minister Domingo Cavallo introduced a series of reforms in 1991 and a fixed exchange rate of the Argentine peso to the US dollar.

If trying to decide between alternative investments in order to maximize the value of the firm, the corporate reinvestment rate would probably be a better choice.

In a scenario where an investment is considered by a firm that has equity holders, this minimum rate is the cost of capital of the investment ( which may be determined by the risk-adjusted cost of capital of alternative investments ).

For example, if one oil firm has a high pollution rate and its neighboring firm is bothered by the pollution, then the latter firm may move depending on incentives.

Even if a firm chooses to use its own funds in an investment, the interest rate represents an opportunity cost of investing those funds rather than lending out that amount of money for interest.

Under a settlement with New York Attorney General Andrew M. Cuomo, the firm agreed to repurchase approximately $ 4. 5 billion worth of auction rate securities.

The firm was accused of misrepresenting auction rate securities in their sales and marketing.

For instance, whereas small coffee farmers in Honduras are typically charged an 18 % bank rate, a private investment firm in the US has room to offer more ethical loan terms and offer an attractive return to investors.

Locke replaced many of the small contractors with the established firm of Thomas Brassey, and the rate of progress improved greatly.

# The so-called Monopoly Union Model ( Dunlop, 1944 ) states that the monopoly union has the power to maximize the wage rate ; the firm then chooses the level of employment.

# The Right-to-Manage model, developed by the British school during the 1980s ( Nickell ), views the labour union and the firm bargaining over the wage rate according to a typical Nash Bargaining Maximin ( written as Ώ = U < sup > β </ sup > Π < sup > 1-β </ sup >, where U is the utility function of the labour union, Π the profit of the firm and β represents the bargaining power of the labour unions ).

An unusual consequence of this pricing model is that to keep the target rate of return constant, the firm will have to continuously be changing its price as the level of demand changes.

Basically, this approach sets prices that cover the cost of production and provide enough profit margin to the firm to earn its target rate of return. It is a way for companies to calculate how much profit they will make.

The objective of this approach is to set prices in a manner that a firm earns its targeted rate of return.

* is the rate of return on the firm ’ s assets .< Ref Name =" Var Explanation "> As a general rule, when cash flow tends to be positive on average.

* Causal ambiguity .. it can be hard to work out, even for the firm who owns a resource, why exactly it accumulates and depletes at the rate it does.

Furthermore, in order to attract capital from investors, the small firm issuing the second bond must pay an interest rate higher than 5 % that the government bond pays.

But by offering to pay an interest rate more than 5 % the firm gives investors an incentive to buy a riskier bond.

If a firm can influence the tax rate or regulations put on it, the results will not be as certain as Pigou and Baumol suggested.