Aon was created in 1982, when the Ryan Insurance Group ( founded by Pat Ryan in the 1960s ) merged with the Combined Insurance Company of America ( founded by W. Clement Stone in 1919 ).

It was consolidated with other purchases as the Combined Insurance Co. of America in 1947.

Combined with the advent and eventual success of the ubiquitous personal computer, the term CPU is now applied almost exclusively to microprocessors.

Combined with lacking economic opportunities in the rural areas of former Krajina, the return process is highly troubled.

Combined modality chemotherapy is the use of drugs with other cancer treatments, such as radiation therapy or surgery.

Says Hahnel, " Combined with a more democratic political system, and redone to closer approximate a best case version, centrally planned economies no doubt would have performed better.

Combined with wide transparency, this results in the clear, colorless appearance of most natural diamonds.

Mountbatten was a favourite of Winston Churchill, ( although after 1948 Churchill never spoke to him again since he was famously annoyed with Mountbatten's later role in the independence of India and Pakistan ), and on 27 October 1941 Mountbatten replaced Roger Keyes as Chief of Combined Operations and received promotion to commodore.

Combined with Decree No. 91-337, it regulates disclosure, although the decree also applies to any person who provides to another person a corporate name, trademark or trade name or other business arrangements.

Efficiencies can be as high as 65 % when the fuel cell is paired with a turbine, and 85 % if heat is captured and used in a Combined Heat and Power ( CHP ) system.

The US Marines in Vietnam also saw some success with this method, under its CAP ( Combined Action Program ) where Marines were teamed as both trainers and " stiffeners " of local elements on the ground.

: Combined with Shaka's " buffalo horns " attack formation for surrounding and annihilating enemy forces, the Zulu combination of iklwa and shield -- similar to the Roman legionaries ' use of gladius and scutum -- was devastating.

Combined with the possibility to store the players ' progress, the floppy disk format enabled the developers to create a longer game with a more extensive game world.

Combined with calculus, linear algebra facilitates the solution of linear systems of differential equations.

Combined with the cards ' 8-bit audio, this resulted in a sound described as " artificial " and " primitive ".

Combined with stellar hitting of Ryan Braun, Aramis Ramirez, Corey Hart, and Jonathan Lucroy, the Brewers, from August 16 to September 23, won 26 of 35 games, and as of September 24, only 2 1 / 2 games out of the second Wild Card spot, with a 79-73 record.

Combined with the reverberant effects of underground mines, a miner without proper hearing protection is at a high risk for hearing loss.

Combined with a series of natural disasters, this led to the North Korean famine, which lasted from 1994 to 1998 and killed an estimated 800, 000 to 3, 500, 000 people.

Combined with thin or damaged soils this causes low fertility.

Combined with the wider audience made possible by recording, this led to a renewed focus on particular conductors and on a high standard of orchestral execution.

Combined with poor weather, this meant that 56 of the boats sank before reaching the designated scuttling areas and those which did were generally sunk by gunfire rather than explosive charges.

Combined with the attention he received from his contract, Smith continued to be a national figure.

Combined with the decrease in slick magazine fiction markets, writers attempting to support themselves by creating fiction switched to novels and book-length anthologies of shorter pieces.

The stations were later purchased by Combined Communications Corporation who sold to Gannett Co. Inc., operated as WVON-AM 1390 until the mid 1980s, when the calls flipped to WGCI-AM, and WGCI 107. 5 with 33, 000 watts atop the Civic Opera House-Kemper Insurance Building at 20 North Wacker Drive at 625 feet above average terrain.

It is the smaller of the two principal cities of the Elkhart-Goshen Metropolitan Statistical Area, which in turn is part of the South Bend-Elkhart-Mishawaka Combined Statistical Area.

The population of its Metropolitan Statistical Area ( MSA ) was 464, 036, while the even larger Combined Statistical Area ( CSA ) population, which includes Shiawassee County, was 534, 684.

Combined with the fact that open-source is dominated by a culture of volunteering, the argument goes, security sometimes receives less thorough treatment than it might in an environment in which security reviews were part of someone's job description.

It is the principal city in the Toledo Metropolitan Statistical Area which had a population of 651, 429, while the larger Toledo-Fremont Combined Statistical Area had a population of 712, 373.

Combined with a pair of heavy counterweights on the crankshaft ends, these can eliminate all but a modest secondary imbalance which can easily be damped out by the engine mounts.

Combined events, which include the decathlon ( typically competed by men ) and heptathlon ( typically competed by women ), are competitions where athletes compete in a number of different track and field events, with each performance going toward a final points tally.

" Combined with acting which followed no " method ", he perfected his control of voice and gestures into an acting style that was " unique.

The term " Combined Training " is sometimes confused with the term " Combined Test " which refers to a combination of just two of the phases, most commonly dressage and show jumping.

Frederick is an outlying community of the Washington-Arlington-Alexandria, DC-VA-MD-WV Metropolitan Statistical Area, which is part of a greater Washington-Baltimore-Northern Virginia, DC-MD-VA-WV Combined Statistical Area.

Combined with prostitution which had existed in the city since the Civil War, Galveston became known as the sin city of the Gulf.

Combined with other slavery related issues, the Wilmot Proviso led to the Compromise of 1850, which helped buy another shaky decade of peace.

Raising and disbursing revenue was the responsibility of the Combined Court, which included members of the Court of Policy and six additional financial representatives appointed by the College of Electors.

The army was to be supported by Japanese naval units, including the Combined Fleet under the command of Isoroku Yamamoto, which was headquartered at Truk.

Combined arms is an approach to warfare which seeks to integrate different branches of a military to achieve mutually complementary effects ( for example, using infantry and armor in an urban environment, where one supports the other, or both support each other ).

The US Office of Management and Budget also includes Chapel Hill as a part of the Raleigh-Durham-Cary Combined Statistical Area, which has a population of 1, 749, 525 as of Census 2010.

Combined, these rivers contribute far more water to the lake than does the largest single inflowing river, the Kagera, which enters the lake from the west.

University College Falmouth has two campuses in the Falmouth area ; the original town site, Woodlane, and the other in the Combined Universities in Cornwall campus at Tremough, Penryn which it shares with the University of Exeter.

Combined with high tariffs in the federal budget passed in the same year ( which farmers disliked ), this contributed to the Conservatives ' heavy defeat in the 1921 election.

Together with the Menomonie Micropolitan Statistical Area ( which includes all of Dunn County ) to the west, the Eau Claire metropolitan area, forms the Census Bureau's Eau Claire-Menomonie Combined Statistical Area, which had a consolidated 2011 population of 206, 628.

Together with the Menomonie Micropolitan Statistical Area ( which includes all of Dunn County ) to the west, the Eau Claire metropolitan area, forms the Census Bureau's Eau Claire-Menomonie Combined Statistical Area, which had a consolidated 2011 population of 206, 628.