Aon was created in 1982, when the Ryan Insurance Group ( founded by Pat Ryan in the 1960s ) merged with the Combined Insurance Company of America ( founded by W. Clement Stone in 1919 ).

It was consolidated with other purchases as the Combined Insurance Co. of America in 1947.

Combined with the advent and eventual success of the ubiquitous personal computer, the term CPU is now applied almost exclusively to microprocessors.

Combined with lacking economic opportunities in the rural areas of former Krajina, the return process is highly troubled.

Combined modality chemotherapy is the use of drugs with other cancer treatments, such as radiation therapy or surgery.

Says Hahnel, " Combined with a more democratic political system, and redone to closer approximate a best case version, centrally planned economies no doubt would have performed better.

Combined with wide transparency, this results in the clear, colorless appearance of most natural diamonds.

Mountbatten was a favourite of Winston Churchill, ( although after 1948 Churchill never spoke to him again since he was famously annoyed with Mountbatten's later role in the independence of India and Pakistan ), and on 27 October 1941 Mountbatten replaced Roger Keyes as Chief of Combined Operations and received promotion to commodore.

Combined with Decree No. 91-337, it regulates disclosure, although the decree also applies to any person who provides to another person a corporate name, trademark or trade name or other business arrangements.

Efficiencies can be as high as 65 % when the fuel cell is paired with a turbine, and 85 % if heat is captured and used in a Combined Heat and Power ( CHP ) system.

The US Marines in Vietnam also saw some success with this method, under its CAP ( Combined Action Program ) where Marines were teamed as both trainers and " stiffeners " of local elements on the ground.

: Combined with Shaka's " buffalo horns " attack formation for surrounding and annihilating enemy forces, the Zulu combination of iklwa and shield -- similar to the Roman legionaries ' use of gladius and scutum -- was devastating.

Combined with the possibility to store the players ' progress, the floppy disk format enabled the developers to create a longer game with a more extensive game world.

Combined with calculus, linear algebra facilitates the solution of linear systems of differential equations.

Combined with the cards ' 8-bit audio, this resulted in a sound described as " artificial " and " primitive ".

Combined with stellar hitting of Ryan Braun, Aramis Ramirez, Corey Hart, and Jonathan Lucroy, the Brewers, from August 16 to September 23, won 26 of 35 games, and as of September 24, only 2 1 / 2 games out of the second Wild Card spot, with a 79-73 record.

Combined with the reverberant effects of underground mines, a miner without proper hearing protection is at a high risk for hearing loss.

Combined with a series of natural disasters, this led to the North Korean famine, which lasted from 1994 to 1998 and killed an estimated 800, 000 to 3, 500, 000 people.

Combined with thin or damaged soils this causes low fertility.

Combined with the wider audience made possible by recording, this led to a renewed focus on particular conductors and on a high standard of orchestral execution.

Combined with poor weather, this meant that 56 of the boats sank before reaching the designated scuttling areas and those which did were generally sunk by gunfire rather than explosive charges.

Combined with the attention he received from his contract, Smith continued to be a national figure.

Combined with the decrease in slick magazine fiction markets, writers attempting to support themselves by creating fiction switched to novels and book-length anthologies of shorter pieces.

) Combined with other laws of physics, the two postulates of special relativity predict the equivalence of mass and energy, as expressed in the mass – energy equivalence formula E = mc < sup > 2 </ sup >, where c is the speed of light in vacuum.

Combined with Zion's utter destruction, this would mean mankind's extinction, but the machines would survive on some lesser energy source.

Combined with “ solar ”, the name reads as “ the intensity of the sun ”, and demonstrates the artist ’ s affinity for the universal source of light and energy.

Some of the information available to him in 1947 and 1948 ( when he was Secretary of the Combined Policy Committee concerned with atomic energy policy ) was classified and would have been useful at that time to the Soviet atomic energy department and strategic planners.

Eight Clean Energy Application Centers have been established across the nation whose mission is to develop the required technology application knowledge and educational infrastructure necessary to lead “ clean energy ” ( Combined Heat and Power, Waste Heat Recovery and District Energy ) technologies as viable energy options and reduce any perceived risks associated with their implementation.

Capstone is a member of the U. S. Environmental Protection Agency's Combined Heat and Power Partnership which is committed to improving the efficiency of the nation's energy infrastructure and reducing emissions of pollutants and greenhouse gases.

Combined with the window restoration, TARC estimates its energy savings will be $ 58, 000 per year.

Combined, they enable Lee to use his free hands and feet to trigger sounds in electronic equipment that has been placed off-stage.

: Combined with Shaka's " buffalo horns " attack formation for surrounding and annihilating enemy forces, the Zulu combination of iklwa and shield -- similar to the Roman legionaries ' use of gladius and scutum -- was devastating.

The Typex 23, pictured, was similar to the Mark 22, but modified for use with the Combined Cypher Machine ( CCM ).

Combined arms in this context was how to best use the cooperating units, variously armed with side-arms, spears, or missile weapons in order to coordinate an attack in time and space that would best disrupt and then destroy the enemy.

* Combined Heat And Power, cogeneration, the use of a heat engine or a power station to simultaneously generate both electricity and useful heat

Combined with the belief that the use of medicine is incompatible with Christian Science, this has led to a number of deaths and to outbreaks of preventable disease.

Combined with an easy to use interface and a proper notation which can be maintained by business users, customers of these tools hope to reduce or eliminate the obstacles mentioned above.

* Combined cycle plants have both a gas turbine fired by natural gas, and a steam boiler and steam turbine which use the hot exhaust gas from the gas turbine to produce electricity.

Combined with Honda's use of different advertising agencies in different regions and the relative autonomy of its various business units in marketing decisions, meant that " Cog " screened in only a few selected markets: the United Kingdom, Sweden, and Australia, and in cinemas in only a handful of other countries.

Combined with the principle of the state's monopoly of legitimate force, this means that those authorized by the state to defend the law ( in practice, the police ) are charged with the use of necessary force to protect such rights.

Combined toilets / bidets with drying facility are becoming more widespread in the UK for use among people with physical disabilities.

The RAF sections of Combined Cadet Forces, seen in some British schools, use the rank of cadet lance corporal ( cadet junior corporal pre-2012 ) for many years in order that NCOs can be ranked on parity with the cadet lance corporals in the army sections.

As " nominal " members of the RNR, officers of the Sea Cadet Corps and the RN CCF Combined Cadet Force retain the use of the former RNVR ' wavy navy ' lace, and are ' appointed ' within their respective Corps, rather than commissioned ( unless they also hold a commission as officers within the ' mainstream ' RNR ).

Combined with specific protocols for fixation and sample preparation, scientists and physicians can use these standard techniques as consistent, repeatable diagnostic tools.

The raid was organised by the Combined Operations Headquarters, and would only use naval and land assets, the Royal Air Force was not involved.

Combined with this adaptability, the general uniformity of composition and lightness of plastics ensures their use in almost all industrial applications today.

Combined with an increased police presence, these tactics greatly deterred drug use and gay cruising, however vandalism remains a minor problem.

Thus, Japanese Combined Fleet commander, Admiral Isoroku Yamamoto, authorized the use of faster warships at night to make the deliveries when the threat of detection was much less and aerial attack minimal.

Most of the warships used for Tokyo Express missions came from the 8th Fleet, based at Rabaul and Bougainville, although ships from Combined Fleet units based at Truk were often temporarily attached for use in Express missions.

Combined with the use of Shadow Technology enabled REF fighters to evade detection by the Invid forces.

The use of large supplementary firing in Combined Cycle Systems with high gas turbine inlet temperatures causes the efficiency to drop.

Combined with the aerodynamic disadvantage of the trucks, this allowed NASCAR to avoid the use of such equipment for the trucks until 2008.