Aon was created in 1982, when the Ryan Insurance Group ( founded by Pat Ryan in the 1960s ) merged with the Combined Insurance Company of America ( founded by W. Clement Stone in 1919 ).

It was consolidated with other purchases as the Combined Insurance Co. of America in 1947.

Combined with the advent and eventual success of the ubiquitous personal computer, the term CPU is now applied almost exclusively to microprocessors.

Combined with lacking economic opportunities in the rural areas of former Krajina, the return process is highly troubled.

Combined modality chemotherapy is the use of drugs with other cancer treatments, such as radiation therapy or surgery.

Says Hahnel, " Combined with a more democratic political system, and redone to closer approximate a best case version, centrally planned economies no doubt would have performed better.

Combined with wide transparency, this results in the clear, colorless appearance of most natural diamonds.

Mountbatten was a favourite of Winston Churchill, ( although after 1948 Churchill never spoke to him again since he was famously annoyed with Mountbatten's later role in the independence of India and Pakistan ), and on 27 October 1941 Mountbatten replaced Roger Keyes as Chief of Combined Operations and received promotion to commodore.

Combined with Decree No. 91-337, it regulates disclosure, although the decree also applies to any person who provides to another person a corporate name, trademark or trade name or other business arrangements.

Efficiencies can be as high as 65 % when the fuel cell is paired with a turbine, and 85 % if heat is captured and used in a Combined Heat and Power ( CHP ) system.

The US Marines in Vietnam also saw some success with this method, under its CAP ( Combined Action Program ) where Marines were teamed as both trainers and " stiffeners " of local elements on the ground.

: Combined with Shaka's " buffalo horns " attack formation for surrounding and annihilating enemy forces, the Zulu combination of iklwa and shield -- similar to the Roman legionaries ' use of gladius and scutum -- was devastating.

Combined with the possibility to store the players ' progress, the floppy disk format enabled the developers to create a longer game with a more extensive game world.

Combined with calculus, linear algebra facilitates the solution of linear systems of differential equations.

Combined with the cards ' 8-bit audio, this resulted in a sound described as " artificial " and " primitive ".

Combined with stellar hitting of Ryan Braun, Aramis Ramirez, Corey Hart, and Jonathan Lucroy, the Brewers, from August 16 to September 23, won 26 of 35 games, and as of September 24, only 2 1 / 2 games out of the second Wild Card spot, with a 79-73 record.

Combined with the reverberant effects of underground mines, a miner without proper hearing protection is at a high risk for hearing loss.

Combined with a series of natural disasters, this led to the North Korean famine, which lasted from 1994 to 1998 and killed an estimated 800, 000 to 3, 500, 000 people.

Combined with thin or damaged soils this causes low fertility.

Combined with the wider audience made possible by recording, this led to a renewed focus on particular conductors and on a high standard of orchestral execution.

Combined with poor weather, this meant that 56 of the boats sank before reaching the designated scuttling areas and those which did were generally sunk by gunfire rather than explosive charges.

Combined with the attention he received from his contract, Smith continued to be a national figure.

Combined with the decrease in slick magazine fiction markets, writers attempting to support themselves by creating fiction switched to novels and book-length anthologies of shorter pieces.

It is the smaller of the two principal cities of the Elkhart-Goshen Metropolitan Statistical Area, which in turn is part of the South Bend-Elkhart-Mishawaka Combined Statistical Area.

Combined, the two universities award over one-sixth of all English full-time research doctorates.

) Combined with other laws of physics, the two postulates of special relativity predict the equivalence of mass and energy, as expressed in the mass – energy equivalence formula E = mc < sup > 2 </ sup >, where c is the speed of light in vacuum.

The US Army uses the Fire Support Combined Arms Tactical Trainer ( FSCATT ) in two versions for initial and sustainment training of the M109A6 and M109A5.

** Combined operations, operations by forces of two or more allied nations

The term " Combined Training " is sometimes confused with the term " Combined Test " which refers to a combination of just two of the phases, most commonly dressage and show jumping.

Combined, total arcade and console game revenues in 1994 was nearly two and a half times the $ 5 billion revenue grossed by movies in the United States at the time.

University College Falmouth has two campuses in the Falmouth area ; the original town site, Woodlane, and the other in the Combined Universities in Cornwall campus at Tremough, Penryn which it shares with the University of Exeter.

Combined, the two events attract more than 20, 000 people to Loachapoka annually.

Combined with the Huntsville Metropolitan Area, the two create the Huntsville-Decatur Combined Statistical Area, of which, Decatur is the second largest city.

Elkhart has the larger population of the two principal cities of the Elkhart-Goshen Metropolitan Statistical Area, which in turn is part of the South Bend-Elkhart-Mishawaka Combined Statistical Area, in a region commonly known as Michiana.

It is one of the two principal cities of the Michigan City-La Porte, Indiana Metropolitan Statistical Area, which is included in the Chicago-Naperville-Michigan City, Illinois-Indiana-Wisconsin Combined Statistical Area.

It is one of two principal cities included in the Michigan City-La Porte, Indiana Metropolitan Statistical Area, which is included in the Chicago-Naperville-Michigan City Combined Statistical Area.

Biloxi is the smaller of two principal cities of the Gulfport-Biloxi, Mississippi Metropolitan Statistical Area, which is included in the Gulport-Biloxi-Pascagoula Combined Statistical Area.

It is the larger of the two principal cities of the Gulfport-Biloxi, Mississippi Metropolitan Statistical Area, which is included in the Gulfport-Biloxi-Pascagoula, Mississippi Combined Statistical Area.

* Combined messages, where a master issues at least two reads and / or writes to one or more slaves.

Pound has two public schools: James Woodrow Adams Combined School and Pound High School.

Combined with the Norfolk Coast Path, it forms the Peddars Way & Norfolk Coast Path National Trail, one of 15 National Trails in England and Wales, and the two paths together run for.

Combined with the southeast corner of Indiana, and Southwestern Ohio, all seven counties are a part of the Greater Cincinnati area, which has a population over two million.

Combined it means " half way ", since the location is half way between two traditional migrating points.

Although the two groups had previously agreed to work together under the umbrella of the Combined Loyalist Military Command, the body had crumbled by 1997 and tensions simmered between West Belfast UDA brigadier Johnny Adair, who had grown weary of the Northern Ireland peace process and the Good Friday Agreement, and the UVF leadership.

Combined figures for the two waterways showed a drop in goods carried of two-thirds between 1848 and 1868.

Combined extracts of Urtica dioica and Pygeum africanum in the treatment of benign prostatic hyperplasia: double-blind comparison of two doses.