Aon was created in 1982, when the Ryan Insurance Group ( founded by Pat Ryan in the 1960s ) merged with the Combined Insurance Company of America ( founded by W. Clement Stone in 1919 ).

It was consolidated with other purchases as the Combined Insurance Co. of America in 1947.

Combined with the advent and eventual success of the ubiquitous personal computer, the term CPU is now applied almost exclusively to microprocessors.

Combined with lacking economic opportunities in the rural areas of former Krajina, the return process is highly troubled.

Combined modality chemotherapy is the use of drugs with other cancer treatments, such as radiation therapy or surgery.

Says Hahnel, " Combined with a more democratic political system, and redone to closer approximate a best case version, centrally planned economies no doubt would have performed better.

Combined with wide transparency, this results in the clear, colorless appearance of most natural diamonds.

Mountbatten was a favourite of Winston Churchill, ( although after 1948 Churchill never spoke to him again since he was famously annoyed with Mountbatten's later role in the independence of India and Pakistan ), and on 27 October 1941 Mountbatten replaced Roger Keyes as Chief of Combined Operations and received promotion to commodore.

Combined with Decree No. 91-337, it regulates disclosure, although the decree also applies to any person who provides to another person a corporate name, trademark or trade name or other business arrangements.

Efficiencies can be as high as 65 % when the fuel cell is paired with a turbine, and 85 % if heat is captured and used in a Combined Heat and Power ( CHP ) system.

The US Marines in Vietnam also saw some success with this method, under its CAP ( Combined Action Program ) where Marines were teamed as both trainers and " stiffeners " of local elements on the ground.

: Combined with Shaka's " buffalo horns " attack formation for surrounding and annihilating enemy forces, the Zulu combination of iklwa and shield -- similar to the Roman legionaries ' use of gladius and scutum -- was devastating.

Combined with the possibility to store the players ' progress, the floppy disk format enabled the developers to create a longer game with a more extensive game world.

Combined with calculus, linear algebra facilitates the solution of linear systems of differential equations.

Combined with the cards ' 8-bit audio, this resulted in a sound described as " artificial " and " primitive ".

Combined with stellar hitting of Ryan Braun, Aramis Ramirez, Corey Hart, and Jonathan Lucroy, the Brewers, from August 16 to September 23, won 26 of 35 games, and as of September 24, only 2 1 / 2 games out of the second Wild Card spot, with a 79-73 record.

Combined with the reverberant effects of underground mines, a miner without proper hearing protection is at a high risk for hearing loss.

Combined with a series of natural disasters, this led to the North Korean famine, which lasted from 1994 to 1998 and killed an estimated 800, 000 to 3, 500, 000 people.

Combined with thin or damaged soils this causes low fertility.

Combined with the wider audience made possible by recording, this led to a renewed focus on particular conductors and on a high standard of orchestral execution.

Combined with poor weather, this meant that 56 of the boats sank before reaching the designated scuttling areas and those which did were generally sunk by gunfire rather than explosive charges.

Combined with the attention he received from his contract, Smith continued to be a national figure.

Combined with the decrease in slick magazine fiction markets, writers attempting to support themselves by creating fiction switched to novels and book-length anthologies of shorter pieces.

Combined with the fact that there is no single election system for the national presidential election and therefore no single method for IRV, there would be no way to guarantee that a national IRV election would save money – in fact it might cost even more.

There is also a " Super Combined " event that includes one downhill run and one slalom run in a single day.

Combined, these rivers contribute far more water to the lake than does the largest single inflowing river, the Kagera, which enters the lake from the west.

Recent research suggests that combining various trading signals into a Combined Signal Approach may be able to increase profitability and reduce dependence on any single rule.

Combined, these installations provide 6, 200 civilian jobs to the local economy, making them the single largest employer in the city.

Combined with the votes of the Liberals ( in Queensland, the National Party had historically been the senior partner in the non-Labor coalition ), this was enough to lock Labor out of power even in years when Labor was the biggest single party in the legislature.

* Player with the greatest number of league goals in a single match: Kevin Cooper, scoring 4 on 21 April 2004 in an 8 – 0 win over Cove in the Combined Counties League Premier Division.

The Tri-Cities region was formerly a single Metropolitan Statistical Area ( MSA ); due to the U. S. Census Bureau's revised definitions of urban areas in the early 2000s, it is now a Combined Statistical Area ( CSA ) with two metropolitan components: Johnson City and Kingsport-Bristol ( TN )- Bristol ( VA ).

Combined with a-reserve option fuel tank, the B4 TDI wagon had a 1800 + km ( 1200 + mi ) range on a single tank of fuel.

This is called a Combined Cycle Gas Turbine ( CCGT ) plant, and can achieve a thermal efficiency of around 60 %, in contrast to a single cycle steam power plant which is limited to efficiencies of around 35-42 %.

Combined cycle units are made up of one or more such gas turbines, each with a waste heat steam generator arranged to supply steam to a single steam turbine, thus forming a combined cycle block or unit.

The same conference also saw the creation of the Combined Chiefs of Staff, which consisted of the Joint Chiefs of Staff and the Chiefs of Staff Committee meeting as a single body.

It was dominated by Charles Bannerman, who scored the first single in Test history off Alfred Shaw's second ball, was dropped on ten by Tom Armitage off the same bowler ( who himself would drop Bannerman twice ) and had 27 by lunch at 14: 00, with the Combined XI 42 for three.

Combined with carefully placed misinformation to those manning the shipyard, the ruse worked, and not a single Confederate soldier was lost as the Union authorities quickly set fire to the yard and ships and abandoned the area, retreating to Fort Monroe across Hampton Roads.

In the United States, satellite cities are often ( but not always ) listed as independent Metropolitan Statistical Areas within a single Combined Statistical Area that is unified with the larger metropolis.

There is only one single Combined Cadet Force unit that still carries the RGJ cap badge and that is the London Oratory School CCF, London, England.

On October 10, 2005, Novalogic released both titles as a compilation set called Joint Operations: Combined Arms which made it possible to buy both games in a single boxed product.

On October 10, 2005, Novalogic released both Typhoon Rising and Escalation as a compilation set called Joint Operations: Combined Arms which made it possible to buy both games in a single boxed product.