Aon was created in 1982, when the Ryan Insurance Group ( founded by Pat Ryan in the 1960s ) merged with the Combined Insurance Company of America ( founded by W. Clement Stone in 1919 ).

It was consolidated with other purchases as the Combined Insurance Co. of America in 1947.

Combined with the advent and eventual success of the ubiquitous personal computer, the term CPU is now applied almost exclusively to microprocessors.

Combined with lacking economic opportunities in the rural areas of former Krajina, the return process is highly troubled.

Combined modality chemotherapy is the use of drugs with other cancer treatments, such as radiation therapy or surgery.

Says Hahnel, " Combined with a more democratic political system, and redone to closer approximate a best case version, centrally planned economies no doubt would have performed better.

Combined with wide transparency, this results in the clear, colorless appearance of most natural diamonds.

Mountbatten was a favourite of Winston Churchill, ( although after 1948 Churchill never spoke to him again since he was famously annoyed with Mountbatten's later role in the independence of India and Pakistan ), and on 27 October 1941 Mountbatten replaced Roger Keyes as Chief of Combined Operations and received promotion to commodore.

Combined with Decree No. 91-337, it regulates disclosure, although the decree also applies to any person who provides to another person a corporate name, trademark or trade name or other business arrangements.

Efficiencies can be as high as 65 % when the fuel cell is paired with a turbine, and 85 % if heat is captured and used in a Combined Heat and Power ( CHP ) system.

The US Marines in Vietnam also saw some success with this method, under its CAP ( Combined Action Program ) where Marines were teamed as both trainers and " stiffeners " of local elements on the ground.

: Combined with Shaka's " buffalo horns " attack formation for surrounding and annihilating enemy forces, the Zulu combination of iklwa and shield -- similar to the Roman legionaries ' use of gladius and scutum -- was devastating.

Combined with the possibility to store the players ' progress, the floppy disk format enabled the developers to create a longer game with a more extensive game world.

Combined with calculus, linear algebra facilitates the solution of linear systems of differential equations.

Combined with the cards ' 8-bit audio, this resulted in a sound described as " artificial " and " primitive ".

Combined with stellar hitting of Ryan Braun, Aramis Ramirez, Corey Hart, and Jonathan Lucroy, the Brewers, from August 16 to September 23, won 26 of 35 games, and as of September 24, only 2 1 / 2 games out of the second Wild Card spot, with a 79-73 record.

Combined with the reverberant effects of underground mines, a miner without proper hearing protection is at a high risk for hearing loss.

Combined with a series of natural disasters, this led to the North Korean famine, which lasted from 1994 to 1998 and killed an estimated 800, 000 to 3, 500, 000 people.

Combined with thin or damaged soils this causes low fertility.

Combined with the wider audience made possible by recording, this led to a renewed focus on particular conductors and on a high standard of orchestral execution.

Combined with poor weather, this meant that 56 of the boats sank before reaching the designated scuttling areas and those which did were generally sunk by gunfire rather than explosive charges.

Combined with the attention he received from his contract, Smith continued to be a national figure.

Combined with the decrease in slick magazine fiction markets, writers attempting to support themselves by creating fiction switched to novels and book-length anthologies of shorter pieces.

Combined with their body shape this can make some species awkward on land, but they are stronger walkers than other marine and water birds such as grebes or petrels.

Combined with the claim of some historical linguists and anthropologists that the original homeland of the Aztecan peoples was located in the southwestern United States, Aztlán, in this sense, became a symbol for mestizo activists who believe they have a legal and primordial right to the land.

Combined with the need to package all the fairways within what is frequently a compact square or rectangular plot of land, the fairways of a course tend to form an oppositional tiling pattern.

The raid was organised by the Combined Operations Headquarters, and would only use naval and land assets, the Royal Air Force was not involved.

Combined, their total land area is far larger than the rest of the Shetland Islands ( excluding Mainland ) combined.

At the same time, a secret society called the Combined Society was formed ; the members ' sole purpose was to make money by land speculation.

Combined with the transformation of many pastures into agricultural land, this has resulted in a decrease of the cockchafer to near-extinction in some areas in Europe in the 1970s.

Combined with the relatively cheap cost of land further from the city, streetcar suburbs were able to attract a broad mix of people from all socioeconomic classes, although they were most popular by far with the middle class.

The phrase " combined operations " was first introduced by the British War Office in World War II to denote multi-service activities, those that involved air, land or naval forces acting together, and coordinated by the Combined Operations Headquarters.

Post World War II, the United States Department of Defense began using the phrase to denote multi-national operations, which might mean land forces of several countries, for example Combined Forces Land Component Command, or ' Combined Joint ,' multi-national, multi-service activities and operations.

A Combined impulse allows a limited number of land, air and naval movements, and restricts the number of land attacks that can be performed.

Fuchs attended a conference of the Combined Policy Committee ( CPC ) in 1947, a committee created to facilitate exchange of atomic secrets between the highest levels of government of the U. S., Great Britain and Canada ; Donald Maclean, as British co-secretary of CPC, was also in attendance.

* Combined Development Agency, a uranium purchasing authority run by the US and UK government from 1948

In 1855 the Combined Court also assumed responsibility for setting the salaries of all government officials.

Combined with independents, this was enough to deny Souvanna's center right, neutralist coalition the two-thirds majority it needed to form a government.

Combined with financially pressured school boards beginning to call for the abolition of grade 13 as a means of financial restraint, this resulted in the government reevaluating its secondary education system.

It has been suggested that the ultimate reach of GM's conspiracy extended to approximately 10 % of all transit systems, but the areas affected by GM's interference include 7 of the currently largest 9 Combined statistical areas ( government term for metropolitan areas ) in the country.

Combined Kiowa, Apache and Comanche representatives filed suit against the US government for compensation due to the original treaty and subsequent actions, including sales under the unratified Jerome Agreement.

In the United Kingdom the government funded cadet forces are the fire cadets, Sea Cadets, Army Cadet Force, Royal Marines Cadets, Air Training Corps, Police Cadet Corps, and ( each is a stand alone youth organisations ) and the school-based Combined Cadet Force.

Maulana Maududi rejected his views and argued that Charter is not about setting combined government, combined council, combined courts, combined party, Combined Society, Combined Education or majority based system.

Combined with the cynical mood engendered by the unpopular Keating Labor federal government, this protest vote nearly destroyed the Goss government's majority in the elections of July 1995.

While this was later discontinued as a result of the May 2010 general election, the Conservative – Liberal Democrat coalition government did agree to the creation of the Greater Manchester Combined Authority in 2011, with all other proposals and the Regional Development Agencies being subsumed into the Local Enterprise Partnerships.

The Combined Federal Campaign ( CFC ) is a program allowing certain charitable organizations to solicit contributions from employees of the federal government of the United States.

Combined, these provide not only protection against government's domination of domestic discourse, but interestingly a " sunset clause " for governmental activities that Rep. Karl Mundt ( R-SD ) and Assistant Secretary of State for Public Affairs William Benton stated clearly: as private media stood up, government media would stand down.

* Children International is part of the Combined Federal Campaign, which promotes charitable giving among government workers in the United States.

Combined with the boroughs of Belfast and Derry, the counties do serve for organisational purposes within government, and often with private businesses and sporting clubs.