Aon was created in 1982, when the Ryan Insurance Group ( founded by Pat Ryan in the 1960s ) merged with the Combined Insurance Company of America ( founded by W. Clement Stone in 1919 ).

It was consolidated with other purchases as the Combined Insurance Co. of America in 1947.

Combined with the advent and eventual success of the ubiquitous personal computer, the term CPU is now applied almost exclusively to microprocessors.

Combined with lacking economic opportunities in the rural areas of former Krajina, the return process is highly troubled.

Combined modality chemotherapy is the use of drugs with other cancer treatments, such as radiation therapy or surgery.

Says Hahnel, " Combined with a more democratic political system, and redone to closer approximate a best case version, centrally planned economies no doubt would have performed better.

Combined with wide transparency, this results in the clear, colorless appearance of most natural diamonds.

Mountbatten was a favourite of Winston Churchill, ( although after 1948 Churchill never spoke to him again since he was famously annoyed with Mountbatten's later role in the independence of India and Pakistan ), and on 27 October 1941 Mountbatten replaced Roger Keyes as Chief of Combined Operations and received promotion to commodore.

Combined with Decree No. 91-337, it regulates disclosure, although the decree also applies to any person who provides to another person a corporate name, trademark or trade name or other business arrangements.

Efficiencies can be as high as 65 % when the fuel cell is paired with a turbine, and 85 % if heat is captured and used in a Combined Heat and Power ( CHP ) system.

The US Marines in Vietnam also saw some success with this method, under its CAP ( Combined Action Program ) where Marines were teamed as both trainers and " stiffeners " of local elements on the ground.

: Combined with Shaka's " buffalo horns " attack formation for surrounding and annihilating enemy forces, the Zulu combination of iklwa and shield -- similar to the Roman legionaries ' use of gladius and scutum -- was devastating.

Combined with the possibility to store the players ' progress, the floppy disk format enabled the developers to create a longer game with a more extensive game world.

Combined with calculus, linear algebra facilitates the solution of linear systems of differential equations.

Combined with the cards ' 8-bit audio, this resulted in a sound described as " artificial " and " primitive ".

Combined with stellar hitting of Ryan Braun, Aramis Ramirez, Corey Hart, and Jonathan Lucroy, the Brewers, from August 16 to September 23, won 26 of 35 games, and as of September 24, only 2 1 / 2 games out of the second Wild Card spot, with a 79-73 record.

Combined with the reverberant effects of underground mines, a miner without proper hearing protection is at a high risk for hearing loss.

Combined with a series of natural disasters, this led to the North Korean famine, which lasted from 1994 to 1998 and killed an estimated 800, 000 to 3, 500, 000 people.

Combined with thin or damaged soils this causes low fertility.

Combined with the wider audience made possible by recording, this led to a renewed focus on particular conductors and on a high standard of orchestral execution.

Combined with poor weather, this meant that 56 of the boats sank before reaching the designated scuttling areas and those which did were generally sunk by gunfire rather than explosive charges.

Combined with the attention he received from his contract, Smith continued to be a national figure.

Combined with the decrease in slick magazine fiction markets, writers attempting to support themselves by creating fiction switched to novels and book-length anthologies of shorter pieces.

Priceville is the third largest municipality in Morgan County, Alabama, and is included in the Decatur Metropolitan Area, as well as the Huntsville-Decatur Combined Statistical Area.

In 1943, at age 19, she entered the Women's Royal Naval Service as a Signal Rating and served in Combined Operations bases in the UK until being commissioned as a third officer in 1945 and serving in the Supreme Allied Headquarters, South East Asia.

In September 2008, Detroit Edison filed an application with the Nuclear Regulatory Commission ( NRC ) for a Combined Construction and Operating License ( COL ) for a third reactor.

At the Battle of Trafalgar that October, Neptune was third in Nelson's division, cutting the Combined Fleet shortly after HMS Victory did, and ploughing past the wrecked Bucentaure he engaged the massive Santissima Trinidad with which he endured a savage slogging match which left Neptune with 44 casualties and the outnumbered Spanish ship with over 300.

Part of the larger Shreveport – Bossier City – Minden Combined Statistical Area, it is the largest parish in the Shreveport – Bossier City Metropolitan Statistical Area ; and, the third largest parish in Louisiana.

Combined with the claim of some historical linguists and anthropologists that the original homeland of the Aztecan peoples was located in the southwestern United States, Aztlán, in this sense, became a symbol for mestizo activists who believe they have a legal and primordial right to the land.

Combined as Computron, the Technobots felt they could not match the Terrorcons, until Grimlock transferred his super-intelligence into Computron, reverting to his old self and allowing the Technobots to claim victory.

Combined with control flow, procedures, and recursion, the idea of turtle graphics is also useful in a Lindenmayer system for generating fractals.

He was unsuccessful in his initial attempts to convince Admiral of the Fleet Sir Roger Keyes and later Admiral Theodore Hallett, commander of the Combined Training Centre, that his idea of a folding kayak brigade would be effective.

The idea came from Geoffrey Pyke who worked for Combined Operations.

Combined diplomatic pressure from Austria and from Russia ( a guarantor of the 1815 agreements that established European spheres of influence ) forced Prussia to relinquish the idea of the Erfurt Union at a meeting in the small town of Olmütz in Moravia.

He was unsuccessful in his initial attempts to convince Admiral of the Fleet Roger Keyes and later Admiral Theodore Hallett, commander of the Combined Training Center, that his idea of a folding kayak brigade would be effective.

Citing the experience of the Combined Chiefs of Staff in World War 2,, Eden said that all would have been confusion and disarray without them.

Combined, 51 % of all studies showed efficacy.

Combined, the two universities award over one-sixth of all English full-time research doctorates.

But until the end of the war with the Empire of Japan all the ships would remain under the authority of the Combined Shipping Adjustment Board and the United Maritime Authority.

Combined with a pair of heavy counterweights on the crankshaft ends, these can eliminate all but a modest secondary imbalance which can easily be damped out by the engine mounts.

Combined, they should represent a range of social groups and opinions, as well as all parts of the county.

The UK Maritime Component Commander ( UKMCC ), overseer of all UK warships in the Persian Gulf and surrounding waters, is also deputy commander of the Combined Maritime Forces.

In 1855 the Combined Court also assumed responsibility for setting the salaries of all government officials.

* 1944: American UDT and British COPP frogmen ( COPP: Combined Operations Pilotage Parties ) used the " Churchill fins " during all prior underwater deminings, allowing this way in 1944 the Normandy landings.

Together with the Menomonie Micropolitan Statistical Area ( which includes all of Dunn County ) to the west, the Eau Claire metropolitan area, forms the Census Bureau's Eau Claire-Menomonie Combined Statistical Area, which had a consolidated 2011 population of 206, 628.

Together with the Menomonie Micropolitan Statistical Area ( which includes all of Dunn County ) to the west, the Eau Claire metropolitan area, forms the Census Bureau's Eau Claire-Menomonie Combined Statistical Area, which had a consolidated 2011 population of 206, 628.

The Chillicothe Micropolitan Statistical Area includes all of Ross County, and is part of the Columbus-Marion-Chillicothe, OH CSA ( Combined Statistical Area ).

It is part of the ' Ames, Iowa, Metropolitan Statistical Area ' which encompasses all of Story County, Iowa and which, when combined with the ' Boone, Iowa Micropolitan Statistical Area ' comprises the larger ' Ames-Boone, Iowa Combined Statistical Area '.< ref >

It is part of the Boone, Iowa, Micropolitan Statistical Area which encompasses all of Boone County, Iowa, and which, when combined with the Ames, Iowa Metropolitan Statistical Area, comprises the larger Ames-Boone, Iowa Combined Statistical Area .< ref >

Combined, they all cover an area of.

It is the principal city of the Bogalusa Micropolitan Statistical Area, which includes all of Washington Parish and is also part of the larger New Orleans – Metairie – Bogalusa Combined Statistical Area.

It is the principal city of the Gaffney, South Carolina, Micropolitan Statistical Area ( population 52, 537 according to year 2000 estimates by the U. S. Census Bureau ), an µSA which includes all of Cherokee County and which is further included in the greater Greenville-Spartanburg-Anderson, South Carolina Combined Statistical Area ( population 1, 185, 534 according to year 2005 U. S. Census Bureau estimates ).

It is the principal city of the Seneca Micropolitan Statistical Area ( population 74, 273 according to the year 2010 census ), an ( MSA ) which includes all of Oconee County and which is further included in the greater Greenville-Spartanburg-Anderson, South Carolina Combined Statistical Area ( population 1, 266, 995 according to the year 2010 census ).

It is the principal city of the Union Micropolitan Statistical Area ( population 28, 961 according to 2010 Census ), an ( MSA ) which includes all of Union County and which is further included in the greater Greenville-Spartanburg-Anderson, South Carolina Combined Statistical Area ( population 1, 266, 995 according to the 2010 Census ).

It is the principal city of the LaFollette, Tennessee Micropolitan Statistical Area, which includes all of Campbell County, and is a component of the Knoxville-Sevierville-La Follette Combined Statistical Area.

Sevierville is the principal city of the Sevierville, Tennessee Micropolitan Statistical Area which includes all of Sevier County and is a component of the Knoxville-Sevierville-La Follette Combined Statistical Area.

It is the principal city of the Jacksonville Micropolitan Statistical Area, which includes all of Cherokee County, and part of the larger Tyler-Jacksonville Combined Statistical Area.

Combined losses to all steps in the food system are difficult to estimate, but the bill at the farm-gate alone is estimated to exceed 9. 0 billion dollars since 1990.

Combined with the southeast corner of Indiana, and Southwestern Ohio, all seven counties are a part of the Greater Cincinnati area, which has a population over two million.