Aon was created in 1982, when the Ryan Insurance Group ( founded by Pat Ryan in the 1960s ) merged with the Combined Insurance Company of America ( founded by W. Clement Stone in 1919 ).

It was consolidated with other purchases as the Combined Insurance Co. of America in 1947.

Combined with the advent and eventual success of the ubiquitous personal computer, the term CPU is now applied almost exclusively to microprocessors.

Combined with lacking economic opportunities in the rural areas of former Krajina, the return process is highly troubled.

Combined modality chemotherapy is the use of drugs with other cancer treatments, such as radiation therapy or surgery.

Says Hahnel, " Combined with a more democratic political system, and redone to closer approximate a best case version, centrally planned economies no doubt would have performed better.

Combined with wide transparency, this results in the clear, colorless appearance of most natural diamonds.

Mountbatten was a favourite of Winston Churchill, ( although after 1948 Churchill never spoke to him again since he was famously annoyed with Mountbatten's later role in the independence of India and Pakistan ), and on 27 October 1941 Mountbatten replaced Roger Keyes as Chief of Combined Operations and received promotion to commodore.

Combined with Decree No. 91-337, it regulates disclosure, although the decree also applies to any person who provides to another person a corporate name, trademark or trade name or other business arrangements.

Efficiencies can be as high as 65 % when the fuel cell is paired with a turbine, and 85 % if heat is captured and used in a Combined Heat and Power ( CHP ) system.

The US Marines in Vietnam also saw some success with this method, under its CAP ( Combined Action Program ) where Marines were teamed as both trainers and " stiffeners " of local elements on the ground.

: Combined with Shaka's " buffalo horns " attack formation for surrounding and annihilating enemy forces, the Zulu combination of iklwa and shield -- similar to the Roman legionaries ' use of gladius and scutum -- was devastating.

Combined with the possibility to store the players ' progress, the floppy disk format enabled the developers to create a longer game with a more extensive game world.

Combined with calculus, linear algebra facilitates the solution of linear systems of differential equations.

Combined with the cards ' 8-bit audio, this resulted in a sound described as " artificial " and " primitive ".

Combined with stellar hitting of Ryan Braun, Aramis Ramirez, Corey Hart, and Jonathan Lucroy, the Brewers, from August 16 to September 23, won 26 of 35 games, and as of September 24, only 2 1 / 2 games out of the second Wild Card spot, with a 79-73 record.

Combined with the reverberant effects of underground mines, a miner without proper hearing protection is at a high risk for hearing loss.

Combined with a series of natural disasters, this led to the North Korean famine, which lasted from 1994 to 1998 and killed an estimated 800, 000 to 3, 500, 000 people.

Combined with thin or damaged soils this causes low fertility.

Combined with the wider audience made possible by recording, this led to a renewed focus on particular conductors and on a high standard of orchestral execution.

Combined with poor weather, this meant that 56 of the boats sank before reaching the designated scuttling areas and those which did were generally sunk by gunfire rather than explosive charges.

Combined with the attention he received from his contract, Smith continued to be a national figure.

Combined with the decrease in slick magazine fiction markets, writers attempting to support themselves by creating fiction switched to novels and book-length anthologies of shorter pieces.

He justified their decision prior to the team's departure, scoring 167 not out and taking match figures of 7 / 137 for the touring team against a Tasmania Combined XI, his victims including Test batsmen Miller, Ian Craig and Neil Harvey.

The Japanese Combined Fleet begins concentrating their return fire on the Russian flagship, the Knyaz Suvorov

Combined arms operations dates back to antiquity, where armies would usually field a screen of skirmishers to protect their spearmen during the approach to contact.

A Combined Chiefs of Staff committee was created to coordinate British and American operations as well as their support to Soviet Russia.

From 2004 through 2008, Manual has won the Combined Girls and Boys State Championship, and the girls alone have maintained their own state championship from 2005 through 2008.

Combined with the area's popularity with the power elite, who built their Great Camps on the nearby Saranac and Saint Regis Lakes, the effect was to change the sleepy village of 300 of the 1880s into the vibrant " little city " of 8, 000, as the village has referred to itself for many years.

Combined with mohair's ability to absorb dyes exceptionally well, pure mohair yarns are usually recognizable for their vivid saturated colours.

Combined with their body shape this can make some species awkward on land, but they are stronger walkers than other marine and water birds such as grebes or petrels.

Combined with widespread concern about British expansion into their territories, this prompted the tribes of the Ohio Country and the formerly French Pays d ' en Haut to rise against the British.

The Army Cadet Force, Combined Cadet Force, Air Training Corps, Royal Marines sections of the Sea Cadet Corps and the Combined Cadet Force all have the rank of corporal, reflecting the structure of their parent service ; therefore it is the second NCO rank of the ACF, CCF and Marine Cadets, and the first NCO rank in the ATC.

Combined with Tim Finn's own ability on piano, the two guitars, bass, drums, percussion, and assorted other instruments including trumpet and saxophone, the band members were able to encompass a wide range of styles and sounds, and they were always a force to be reckoned with on stage, as even their early live recordings attest.

On 9 December 1995, F-4G Phantom aircraft of the Idaho Air National Guard finished their tour of duty with Combined Task Force Provide Comfort at Incirlik Air Base.

Combined with the stellar play of their dominant defence, the Double Blue was able to turn the season around and win 8 of their remaining 11 regular season games to finish in a first-place tie with the Montreal Alouettes.

Combined with the general mistrust, at the time, of taking a piece of electronics that your life might depend upon underwater, there were also objections expressed ranging from the ridiculous ( dive resorts felt that the increased bottom time would upset their boat and meal schedules ) to the sublime ( knowledgeable divers felt that the increased bottom time would, regardless of the facts, result in many more cases of Decompression sickness ).

Combined with later economic development, this relatively non-combative history has allowed First Nations peoples to have an influence on the national culture, while preserving their own identities.

The team currently plays in the Combined Counties League Premier Division and their home is Stag Meadow, granted to the original club by King George VI in 1911.

As " nominal " members of the RNR, officers of the Sea Cadet Corps and the RN CCF Combined Cadet Force retain the use of the former RNVR ' wavy navy ' lace, and are ' appointed ' within their respective Corps, rather than commissioned ( unless they also hold a commission as officers within the ' mainstream ' RNR ).

The forces were transferred to U. S. General Dwight D. Eisenhower for the duration of Operation Overlord ; but when their control reverted to the Combined Chiefs, Portal still advocated area bombing of German cities instead of specific targets.

Combined with integrated desktop search, Windows Explorer allows users to find and organize their files in new ways, such as Stacks.

Combined with this adaptability, the general uniformity of composition and lightness of plastics ensures their use in almost all industrial applications today.

Combined, their total land area is far larger than the rest of the Shetland Islands ( excluding Mainland ) combined.

Recently-formed ( 2011 ) club Guernsey F. C., who play in the " Step 5 " Combined Counties League, have gained entry for the 2012 – 13 season and will make their debut against Crowborough Athletic F. C.