Most countries control bank mergers and are wary of concentration in this industry due to the danger of groupthink and runaway lending bubbles based on a single point of failure, the credit culture of the few large banks.

Most sources credit St. Louis University's Bradbury Robinson from Bellevue, Ohio with throwing the first legal forward pass.

Most believe that Hideyoshi, envied and hated by fellow generals for his swift rise from a lowly footman to a top general under Oda Nobunaga, wanted to give the credit for taking Takamatsu to Nobunaga so as to humble himself in front of other Oda vassals.

Most historians credit Shaka with initial development of the famous " bull horn " formation.

Most accept variable amounts of credit to play with 1 to 15 credits per line being typical.

Most of the donor countries such as the United States commit letters of credit to the IDA which bear no interest and are not able to be transferred or revoked, and which are exchanged for cash as needed for project disbursal.

Most sources credit the discovery of gunpowder to Chinese alchemists in the 9th century searching for an elixir of immortality.

Most researchers acknowledge that the credit for creating the operetta form should go to Hervé ( 1825 – 1892 ), a singer, composer, librettist, conductor, and scene painter.

Most of the major ancient historians assigned credit for the dramatic Athenian victories of 411 BC to Alcibiades, but a few, such as Cornelius Nepos, pointed to the decisive role that was played in these battles by Thrasybulus.

Most of the gift shops, eating establishments, and overnight accommodations have begun to accept credit and debit cards.

Most of the credit for the war's success must be ascribed to subordinate generals.

Most of the criticism faded after Schmeling's first defense, an impressive fifteen round TKO over Young Stribling, a future hall-of-famer with 239 wins to his credit by 1931.

Most credit rating agencies follow one of two business models.

Most credit unions provide service only to individual consumers.

Most department stores in Australia have their own credit card companies, each having their own benefits while the discount department stores do not have their own credit card rights.

Most needs are met through mix of saving and credit.

Most of these recordings did not credit her.

Most VAT systems allow the amount of such VAT paid or considered paid to be used to offset VAT payments due, generally referred to as an input credit.

Most of the time it is impossible to credit specific people for street dances, since the dances evolve outside of professional dance environments, whereby there is no social and / or legal record.

Most lenders employ their own models ( credit scorecards ) to rank potential and existing customers according to risk, and then apply appropriate strategies.

Most Comecon countries ended their 1981-85 five-year plans with decreased extensive economic development, increased expenses for fuel and raw materials, and decreased dependency on the West for both credit and hard currency imports.

Most charge additional fees for airport check-in, baggage check-in, ' handling charges ', seat allocation and credit card processing.

Most American Habitat affiliates perform credit checks and criminal record checks on applicants before partnering with them for the construction of a home.

Most Disney films between 1937 and 1981 had all the film-related information in the opening credits, while the closing just consisted of the credit " The End: A Walt Disney Production ", nothing else.

Most of these institutes focus on a form of economics called macroeconomics which keeps its eyes on things such as inflation: the rate at which money loses its value over time ; growth: how much money a government has and how quickly it accrues money ; unemployment, and rates of trade between other countries.

Most recently, institutes such as the National University of Sciences and Technology have embarked on creating industrial linkages to create think tanks focusing on industrial and economic growth issues.

Most of the time is used by the UKIRT Infrared Deep Sky Survey, but some 60 + nights per year are used by Korean institutes.

Most institutes are located in the centre, around the main building, except the natural science institutes, which are located at Adlershof in the south of Berlin.

Most institutes range from about two to seven weeks.

Most users access the system from institutes of higher education, whose IP address can easily be used to determine the user's geographical location.

Most of them are now autonomous institutes or deemed universities.

Most importantly, starting with the third year, students begin work at base institutes ( or " base organizations ," usually simply called bases ).

Most of them are research institutes, usually belonging to the Russian Academy of Sciences.

Most of them are research institutes, usually belonging to the Russian Academy of Sciences.

Most of these institutes are located in and around the City Centre, which is at the heart of Bokaro.

Most new Ontario schools were from then on named either high schools or secondary schools, but the term collegiate institutes is still used for new schools from time to time.

Most cities, the oldest and most established high schools are still known as collegiate institutes.

Most of Bede's informants for information after Augustine's mission came from the eastern part of Britain, leaving significant gaps in the knowledge of the western areas, which were those areas likely to have a native Briton presence.

Most classifications place Khmer in the eastern branch of a Mon-Khmer sub-grouping.

Most biblical scholars agree that John baptized Jesus at " Bethany beyond the Jordan ," by wading into the water with Jesus from the eastern bank.

Most enduring of Polish culinary traditions are the pierogies, which the recourse to the Ruthenians | Ruthenian culinary traditions of the former Polish eastern territories ( Kresy ).

Most transportation is on the eastern side.

Most analysts discounted this figure, however, and contended that between 300, 000 and 350, 000 Brazilians lived in the eastern border region.

Most of the population is concentrated on the northern and eastern coast of this island where Calapan and Puerto Galera are located.

Most of Tajikistan's lakes are of glacial origin and are located in the Pamir region in the eastern half of the country.

Most of Thailand has a Tropical wet and dry or savanna climate ( Aw ) according to the Köppen climate classification, while the South and the eastern tip of the East have a tropical monsoon climate ( Am ); countrywide, temperatures normally range from an average annual high of to a low of.

Most of the population of the island was displaced in 1962 when a NATO radiogoniometric station was constructed on the eastern half of the island.

Most probably the fiercest battle took place on August 8 at the eastern gate when the Hungarians tried to invade the fort in large numbers.

Most other Galanthus species are from the eastern Mediterranean, though several are found in southern Russia, Georgia and Azerbaijan.

Most of the cities of the Palatinate ( Ludwigshafen, Speyer, Landau, Frankenthal, Neustadt ) lie in the Rhine Rift plain in the east of the region, near the Rhine River, which forms the eastern border of the Palatinate.

Most linguists look to Dutch sources, noting the extensive interaction between the colonial Dutch in New Netherland ( now largely New York State, New Jersey, Delaware and western Connecticut ) and the colonial English in Massachusetts, Rhode Island and eastern Connecticut.

Most occur in heathlands or low woodlands ; of the eastern species, B. integrifolia and B. marginata occur in forests ; many south-western species such as B. grandis, B. sphaerocarpa, B. sessilis, B. nobilis and B. dallanneyi grow as understorey plants in Jarrah ( Eucalyptus marginata ), Wandoo ( E. wandoo ) and Karri ( E. diversicolor ) forests, with B. seminuda being one of the forest trees in suitable habitat.

Most of the eastern Australian species survive in uplands, but only a few of the Western Australian species native to the Stirling Ranges-B. solandri, B. oreophila, B. brownii and B. montana-survive at high altitudes.

Most reconstructions show Rodinia's core was formed by the North American craton ( the later paleocontinent of Laurentia ), surrounded in the southeast with the East European craton ( the later paleocontinent of Baltica ), the Amazonian craton (" Amazonia ") and the West African craton ; in the south with the Rio de la Plata and São Francisco cratons ; in the southwest with the Congo and Kalahari cratons ; and in the northeast with Australia, India and eastern Antarctica.

Most recharge water enters the rock formations from relatively high ground near the eastern edge of the basin ( in Queensland and New South Wales ) and very gradually flows towards the south and west.

Most of the German population was forcibly expelled as stated by the Potsdam Conference and replaced with Poles expelled from eastern previously Polish lands annexed post war to the Soviet Union.

Most ascents of the eastern peak follow the same southern route as that taken in the first ascent.

Most of Shelby County is drained either by the Cahaba River, which flows along the northern edge of the county, and then to the southwest, or by the Coosa River, whose valley includes the eastern end of the county.

Most of the island belongs to the German district of Vorpommern-Greifswald in the Federal State of Mecklenburg-Vorpommern, with the exception of the eastern part and the city of Świnoujście () which is in Polish West Pomeranian Voivodeship.

Most populations are migratory and winter in northeastern Africa, and southern and eastern Asia.

Most species are deciduous ; semievergreen willows ; coriaceous leaves are rare, e. g. Salix micans and S. australior in the eastern Mediterranean.

Most of the eastern two-thirds of the county lies within the Piedmont, a region of gently rolling hills and valleys.