Most are debt slaves, largely in South Asia, who are under debt bondage incurred by lenders, sometimes even for generations.

Most lenders tie ARM interest rates changes to changes in an index rate.

Most dealers utilize indirect lenders.

Most commercial lenders prefer to offer terms for shorter periods of time than residential lenders might at thirty or so years.

Most new acquisition-related loans are kicked off at a bank meeting at which potential lenders hear management and the sponsor group ( if there is one ) describe what the terms of the loan are and what transaction it backs.

Most lenders fund in the first lien position, meaning that in the event of a default, they are the first creditor to receive remuneration.

Most bridges will employ all of the principal forces to some degree, but only a few will predominate.

Most constitutional monarchies employ a parliamentary system in which the monarch may have strictly ceremonial duties or may have reserve powers, depending on the constitution.

Most of the algorithms used in training artificial neural networks employ some form of gradient descent.

Most industrial chemical applications of potassium employ the relatively high solubility in water of potassium compounds, such as potassium soaps.

Most PDAs employ touchscreen technology.

Most larger jurisdictions also employ specially selected and trained quasi-military units armed with military-grade weapons for the purposes of dealing with particularly violent situations beyond the capability of a patrol officer response, including high-risk warrant service and barricaded suspects.

Most fabrication facilities employ exhaust management systems, such as wet scrubbers, combustors, heated absorber cartridges etc., to control the risk to workers and also the environment if these toxic materials are released into the atmosphere.

Most commonly, paleogeographers employ the term supercontinent to refer to a single landmass consisting of all the modern continents.

Most turbomolecular pumps employ multiple stages consisting of rotor / stator pairs mounted in series.

Most employ deliberate misunderstandings for comic effect ( e. g. " These so-called speed bumps are a joke.

Most mid-size and large museums employ exhibit design staff for graphic and environmental design projects, including exhibitions.

Most species employ a countercurrent exchange system to enhance the diffusion of substances in and out of the gill, with blood and water flowing in opposite directions to each other.

Most laboratory glassware is now mass-produced, but many large laboratories employ a glass blower to construct specialized pieces.

Most notorious was his acquisition of burning houses: when Crassus received word that a house was on fire, he would arrive and purchase the doomed property along with surrounding buildings for a modest sum, and then employ his army of 500 clients to put the fire out before much damage had been done.

Most sociologists, for example, employ a distinction between biological sex and gender role.

* Speakers and microphones: Most speakers employ a permanent magnet and a current-carrying coil to convert electric energy ( the signal ) into mechanical energy ( movement that creates the sound ).

Most Pachinko machines employ the system, where some percentage of the possible jackpots on the digital slot machine result in the odds of hitting the next jackpot multiplying by a large amount, followed by another spin regardless of the outcome.

Most of these designers employ fetish models for their clothing line.

Most of these enterprises employ the ethanolamine method to produce a total annual production of about 3, 000 tons.

Most people maintain a minimum level of interest in public affairs, and therefore employ simplifying shortcuts to arrive at political judgments.

Most regional transportation planners today employ what is called the rational model of planning.

Most casinos employ chip runners, who sell chips to players.

Most formats that employ LZW build this information into the format specification or provide explicit fields for them in a compression header for the data.

Most of its series also employ are produced in the videotaped multi-camera setup that involves filming before a studio audience or utilizing a laugh track ; its multi-camera series also utilize a simulated film look ( the FilmLook image processing for series that debuted between 2003 and 2008 ; the HD-compatible ' filmizing ' technique for all newly-commissioned and returning original series produced in high definition after 2009, which reduce the videotape frame rate to 24 frames per second ).

Most campaigns for social change — notably those seeking suffrage, improved working conditions, civil rights, abortion rights or an end to abortion, an end to gentrification, and environmental protection — claim to employ at least some types of violent or nonviolent direct action.

Most avant-garde creators, true to their interest in the self-sufficiency of pure movement, have tended to dress their dancers in simple lines and solid colors ( often black ) and to give them a bare cyclorama for a setting.

Most of the Rebels got away since they could make better time through the stiff brush than their naked pursuers.

Most important of all, the less developed countries must be persuaded to take the necessary steps to allocate and commit their own resources.

Most of the others will swallow their $.50 to $3 charge rather than lose a good customer.

Most skilled industrial workers, nevertheless, still acquire their skills outside of formal training institutions.

Most Jewish mothers are determined to exercise vigilance over the social and sexual lives of their daughters by keeping them home.

Most pastors and laymen, even though they believe it to be important, assume that the ecumenical movement lies outside the province of their parishes.

Most children love the animated puppet faces and their flexible bodies, and they prefer to see them as though the puppets were in action, rather than put away in boxes.

( 1 ) Most of the realtors minimized their own understanding of and role in the racial issue, pleading that they only reflect the attitudes and intentions of their society.

Most babes survived the techniques of pituitary manipulation that kept their bodies small, eliminating the necessity of transfers from smaller to larger shells.

Most of their original objections about `` shells '' were overridden by the relief that these hideous ( to them ) bodies were mercifully concealed.

Most amphibians lay their eggs in water and have aquatic larvae that undergo metamorphosis to become terrestrial adults.

Most species lay their eggs underground and when the larvae hatch, they make their way to adjacent bodies of water.

Most amphibians, however, are able to exchange gases with the water or air via their skin.

Most eggs contain the pigment melanin which raises their temperature through the absorption of light and also protects them against ultraviolet radiation.

Most are photosynthetic like plants, and " simple " because their tissues are not organized into the many distinct organs found in land plants.

* Most monocots are unable to thicken their stems once they have formed, since they lack the cylindrical meristem present in other angiosperm groups.

Most of the basins take their names from cities or towns located at their rims.

Most apparent is their sheer bulk ; complexes averaged more than 200 rooms each, and some enclosed up to 700 rooms.

Most do not enter the World to Come immediately, but now experience a period of review of their earthly actions and they are made aware of what they have done wrong.

Most metals and alloys can be work hardened by creating defects in their crystal structure.