Certain life insurance contracts accumulate cash values, which may be taken by the insured if the policy is surrendered or which may be borrowed against.

The Act amends Section 101 of the Internal Revenue Code by adding subsection ( j ), “ treatment of Certain Employer-Owned Life insurance Contracts ,” and adds Section 60391, “ Returns and Records with respect to Employer-Owned Life Insurance Contracts .”

* Certain insurance premiums related to the acquisition or maintenance of fixed assets.

However, there are insurers such as Chubb, AIG / Chartis, Fireman's Fund that do provide privately written primary flood insurance for high value homes and The Natural Catastrophe Insurance Program underwritten by Certain Underwriters at Lloyd's which provides private primary flood insurance on both low value and high value buildings.

Certain supermarkets prefer not to carry irradiated products for reasons of consumer perception.

Certain foods, such as dairy products, may be superheated to ensure pathogenic microbes are destroyed.

Certain products ( typically staple foods such as bread, milk and sugar ) are occasionally sold as loss leaders, that is, with negative profit margins.

Certain polyurethane products are " hybrids " and combine different aspects of their parent components.

Certain states and municipalities have alternative programs with products and categories not covered by Energy Star, with supplemental or enhanced rebate programs.

Certain beauty products should always be avoided, specifically spray-on deodorant, hairspray, perfume and some make-up sealants due to their flammable nature.

Certain alkylphenols are degradation products from nonionic detergents.

Certain manufacturers label their products with terms such as premium, ultra premium, natural and holistic.

Certain Mozilla products ( such as Firefox, Thunderbird, Sunbird ) use this type of file resource lock mechanism ( using a temporary file named " parent. lock ".

Certain Kerma towns served to centralize agricultural products and direct trade.

Certain GM-like styling cues in several Ford products attributable to Knudsen became reality starting in the fall of 1969 with the 1970 model year, including the new ' eagle beak ' on the Thunderbird, which was similar to the V-nose grille found on the 1969 Pontiac Grand Prix, a sporty / luxurious model for which Knudsen ordered its initial addition to the Pontiac lineup for 1962 just before his move to Chevrolet.

Certain specific products can be seen as specialized " baskets ".

Certain aspects of XP have changed since the book Extreme Programming Refactored ( 2003 ) was published ; in particular, XP now accommodates modifications to the practices as long as the required objectives are still met.

Certain agricultural practices are also marked from this date.

Certain scholarship holds that the practices, emblems and architecture now commonly associated with the Hindu pantheon and Jainism may go back as far as Late Harappan times to the period 2000 – 1500 BCE.

Certain negative historical renditions of usury carry with them social connotations of perceived " unjust " or " discriminatory " lending practices.

* Certain liturgical practices in the West that the East believed represented illegitimate innovation: the use of unleavened bread for the Eucharist, for example ( see Azymite ).

Certain Chamorro values such as inafa ' maolek ( which could be translated as interdependence ) and practices such as balutan ( the taking of leftover food from fiestas and parties to be eaten later ) are still a part of the culture ( usually seen in the Marianas ), and are regularly expressed within families, and openly at gatherings such as village fiestas, parties ; however more solemnly at nobenas where reverence and respect are expected of attending persons.

Certain non-conservative lending practices such as lending against antique items or art works are also known to exist.

Certain deviant sexual practices, enumerated below, were considered gravely immoral " abominations " sometimes punishable by death.

# Acceptable behavior – Certain practices that are so widely accepted they are never discussed.

Certain rituals practiced in modern Thailand, either by monks or by Hindu ritual specialists, are either explicitly identified as Hindu in origin, or are easily seen to be derived from Hindu practices.

Certain cultural practices, such as " jumping the broom " to celebrate marriage, hailed from the plantations ; other customs, such as some names used for black towns, reflected African heritage.

Certain Shambhala practices derive from specific terma texts of Trungpa Rinpoche's such as Letter of the Black Ashe, Letter of the Golden Key that Fulfills Desire, Golden Sun of the Great East, and the Scorpion Seal of the Golden Sun, in long and short versions.

Certain deities and religious practices were specific to certain localities.

Willard Thorp, in his new book, American Writing In The Twentieth Century, observes, quite validly it seems: `` Certain subjects are conspicuously absent or have been only lightly touched.

Certain features we have touched upon: philosophy as a logical, deductive system from which a social science methodology can be built up ; ;

`` Certain people must have known about it ''.

Certain facts of their lives have been attributed to him, as well as some of their works: thus the Life of St Bernard should be ascribed to Alain of Auxerre and the Commentary upon Merlin to Alan of Tewkesbury.

Certain natural substances are reputed to have anxiolytic properties, including the following:

Certain basic teachings appear in many places throughout the early texts, so most scholars conclude that the Buddha must at least have taught these teachings:

Certain indigenous Dayak people ( such as the Kayan, Kenyah, Lun Bawang / Lun Dayeh, Punan Bah and Penan ) living on the island have been struggling for decades for their right to preserve their environment from loggers and transmigrant settlers and colonists.

Certain Boer nationalists have asserted that they do not consider themselves a right-wing element of the political spectrum.

Certain elements have no stable isotopes and are composed only of radioactive isotopes: specifically the elements without any stable isotopes are technetium ( atomic number 43 ), promethium ( atomic number 61 ), and all observed elements with atomic numbers greater than 82.

Certain stereotypical patterns of breathing have been identified including Cheyne-Stokes a form of breathing in which the patient's breathing pattern is described as alternating episodes of hyperventilation and apnea.

Certain viruses such as Hepatitis B and human papilloma viruses have been found to cause cancer in humans.

Certain experts have noted the shape of a domestic dog's brain case is closer to the coyote's in shape than that of a wolf's.

* Certain kinds of memory leaks, in which a program fails to free memory occupied by objects that have actually become unreachable, which leads to memory exhaustion if such a behavior is repeated indefinitely.

Certain Jewish thinkers, such as Maimonides, believed that concubines are strictly reserved for kings, and thus that a commoner may not have a concubine ; indeed, such thinkers argued that commoners may not engage in any type of sexual relations outside of a marriage.

Certain chemotherapy agents also have a role in the treatment of other conditions, including ankylosing spondylitis, multiple sclerosis, Crohn's disease, psoriasis, psoriatic arthritis, rheumatoid arthritis, and scleroderma.

Certain scholars have argued that she should be seen as an early feminist who efficiently used language to convey that women could play an important role within society.

Certain rules have traditionally been given for this particular type of definition.

* Certain population segments have been historically under-researched ( racial minorities and people with co-morbid diseases ), and thus the RCT restricts generalizing.

Certain of his film related material and personal papers are contained in the Wesleyan University Cinema Archives to which scholars and media experts from around the world may have full access.

Certain courts, particularly the United States Supreme Court and most state supreme courts, have discretionary jurisdiction, meaning that they can choose which cases to hear from among all the cases presented on appeal.

Certain, often more expensive keyboards have a diode between each intersection, allowing the keyboard microcontroller to accurately sense any number of simultaneous keys being pressed, without generating erroneous ghost keys ..

Certain resolutions of these paradoxes, particularly Graham Priest's dialetheism as formalised in LP, have the law of excluded middle as a theorem, but resolve out the Liar as both true and false.

Certain tree species, such as hemlock, have also been particularly depleted by past logging activity.