But in many developing countries there is no effective means by which a lender could foreclose, so the mortgage loan industry, as such, either does not exist at all or is only available to members of privileged social classes.

The other primary means of conducting monetary policy include: ( i ) Discount window lending ( lender of last resort ); ( ii ) Fractional deposit lending ( changes in the reserve requirement ); ( iii ) Moral suasion ( cajoling certain market players to achieve specified outcomes ); ( iv ) " Open mouth operations " ( talking monetary policy with the market ).

This means that any one item in the 10 % tolerance category can increase more than 10 % from the GFE to the HUD-1 without a penalty to the lender, as long as the sum of all the items does not increase more than 10 %.

It can also be secured against a residence in conjunction with a business property as a means of obtaining additional collateral for the lender.

The other primary means of conducting monetary policy include: ( i ) Discount window lending ( as lender of last resort ); ( ii ) Fractional deposit lending ( changes in the reserve requirement ); ( iii ) Moral suasion ( cajoling certain market players to achieve specified outcomes ); ( iv ) " Open mouth operations " ( talking monetary policy with the market ).

: An unsecured loan means the lender relies on the borrower's promise to pay it back.

The remaining 32 % is retail done through the lender's retail channel, which means the lender does not go through a broker.

Furthermore, making a down payment demonstrates that the borrower is able to raise a certain amount of money for long-term investment, which the lender may desire as evidence that the borrower's finances are sound, and that the borrower is not borrowing beyond his or her means.

Sahukar means money lender in Hindi.

In noun form, it generally means U. S. citizen or national ( see Names for U. S. citizens ).

Old Norse askr literally means " ash tree " but the etymology of embla is uncertain, and two possibilities of the meaning of embla are generally proposed.

The rest of the body was generally protected by means of a large shield.

The term anthem means either a specific form of Anglican church music ( in music theory and religious contexts ), or more generally, a song ( or composition ) of celebration, usually acting as a symbol for a distinct group of people, as in the term " national anthem " or " sports anthem ".

That briefly means that there is no known algorithm that efficiently solves all instances of SAT, and it is generally believed ( but not proven, see P versus NP problem ) that no such algorithm can exist.

It should be noted that calculated fatality rates based on distance for bicycling ( as well as for walking ) can have an exceptionally large margin of error, since there are generally no annual registrations or odometers required for bicycles ( as there are with motor vehicles ), and this means the distance traveled must be estimated.

One of these, Itō's lemma, expresses the composite of an Itō process ( or more generally a semimartingale ) dX < sub > t </ sub > with a twice-differentiable function f. In Itō's lemma, the derivative of the composite function depends not only on dX < sub > t </ sub > and the derivative of f but also on the second derivative of f. The dependence on the second derivative is a consequence of the non-zero quadratic variation of the stochastic process, which broadly speaking means that the process can move up and down in a very rough way.

Although never formally endorsed by CND nationally, INDEC candidates were generally put up by local CND groups as a means of raising the profile of this issue in public politics.

For instance prior to 1914 most officers of British cavalry regiments came from a socially privileged background and the considerable expenses associated with their role generally required private means, even after it became possible for officers of the line infantry regiments to live on their pay.

There is no precise definition for the term " Chicagoland ," but it generally means the city and its suburbs combined together.

The species lives in a male-dominated, strict hierarchy, which means disputes can generally be settled without the need for violence.

This generally means that descriptive statistics, unlike inferential statistics, are not developed on the basis of probability theory.

Because the physics of a disc require " snap " or " flick ", which means putting spin on the disc, new players generally find that throwing a distance driver accurately can be somewhat difficult and will require experience with disc golf disc response.

If the initial value of a polynomial ( and of its finite differences ) is calculated by some means for some value of X, the difference engine can calculate any number of nearby values, using the method generally known as the method of finite differences.

For practicing Buddhists, references to " dharma " ( dhamma in Pali ) particularly as " the Dharma ", generally means the teachings of the Buddha, commonly known throughout the East as Buddha-Dharma.

The term " euthanasia " is usually confined to the active variety ; the University of Washington website states that " euthanasia generally means that the physician would act directly, for instance by giving a lethal injection, to end the patient's life ".

Maxwell's equations can be written in tensor form, generally viewed by physicists as a more elegant means of expressing physical laws.

Derived from Greek oikoumenikos (), " ecumenical " means " worldwide " but generally is assumed to be limited to the Roman Empire in this context as in Augustus ' claim to be ruler of the oikoumene / world ; the earliest extant uses of the term for a council are Eusebius ' Life of Constantine 3. 6 around 338, which states "" ( he convoked an Ecumenical Council ); Athanasius ' Ad Afros Epistola Synodica in 369 ;< ref >

Enlightenment authors generally mocked and ridiculed anything from the " Dark Ages " including feudalism, projecting its negative characteristics on the current French monarchy as a means of political gain.

Fluorescence in the life sciences is used generally as a non-destructive way of tracking or analysis of biological molecules by means of the fluorescent emission at a specific frequency where there is no background from the excitation light, as relatively few cellular components are naturally fluorescent ( called intrinsic or autofluorescence ).

The more technical term, " costume ," has become so linked in the public eye with the term " fashion " that the more general term " costume " has in popular use mostly been relegated to special senses like fancy dress or masquerade wear, while the term " fashion " means clothing generally, and the study of it.

The term " battente ," which means " to beat " in Italian, has do with the style the guitar is generally played in, which is principally as a rhythm instrument.

Case law in the United Kingdom generally makes it a crime to cause the death of another person by any means, with little or no provision for justifiable homicide.

Garden design is considered to be an art in most cultures, distinguished from gardening, which generally means garden maintenance.

This means it is generally hot and humid.

These are bulk propellants, propelling charges, and devices containing propellants with or without means of ignition.

The taboo against incest in Ancient Rome is demonstrated by the fact that politicians would use charges of incest ( often false charges ) as insults and means of political disenfranchisement.

Although not free, villeins were by no means in the same position as slaves: they enjoyed legal rights, subject to local custom, and had recourse to the law subject to court charges, which were an additional source of manorial income.

A plea agreement means settlement of case without main hearing when the defendant agrees to plead guilty in exchange for a lesser charge or for a more lenient sentence and / or for dismissal of certain related charges.

Jennings and the rest of the Fifth Order saw the charges as a means to address the issue of police entrapment of homosexual men.

This definition does not give a means of computing the electric field caused by a group of charges.

McElroy had a reputation as the " town bully ," and he had fended off over 20 charges for acts of theft, rape, and other violence ( often by means of witness intimidation, allegedly ).

St Hugh's was founded in 1886 by Elizabeth Wordsworth ( great-niece of the famous poet William Wordsworth ) to help the growing number of women " who find the charges of the present Halls at Oxford and Cambridge ( even the most moderate ) beyond their means ".

So investing $ 1000 into the fund means buying shares that lay claim to $ 1000 worth of underlying assets ( apart from sales charges and the fund's investment costs ).

The broadband services did not have a bandwidth-cap or a fair-usage policy ; this means that customers have unlimited usage and need pay no extra charges related to the amount of data downloaded.

The victim might need to locate the original arresting officers and prove their own identity by some reliable means such as fingerprinting or DNA fingerprinting, and may need to go to a court hearing to be cleared of the charges.

This means that for a brief period of time, the total momentum of the two charges are not conserved, implying that the difference should be accounted for by momentum in the fields, as speculated by Richard P. Feynman.

* General unwillingness to yield upon the perceived gains made since 1945, for example, opposition to means testing for social security benefits, and opposition to prescription charges as military spending increased.

While clubs can generate revenue through means such as cover charges and drink fees, dancers make most of their profit from giving lap dances or VIP dances where regulations allow.

In all such antennas, the short length means that charges and currents in each sub-section of the antenna are the same at any given time, since the antenna is too short for the RF transmitter voltage to reverse before its effects on charges and currents are felt over the entire antenna length.

A caller who possesses no means of payment may have the phone company's operator ask the call recipient if the recipient is willing to make payment for the call ; this is known as " reversing the charges ", " reverse charged call " or a " collect call ".

EBWs were developed as a means of detonating multiple explosive charges simultaneously, mainly for use in plutonium-based nuclear weapons in which a plutonium core ( called a “ pit ”) is compressed very rapidly.

Finally, the insurance plan must provide for " reasonable access " to insured services by insured persons, " on uniform terms and conditions, unprecluded, unimpeded, either directly or indirectly, by charges ( user charges or extra-billing ) or other means ( age, health status or financial circumstances );" ( Section 12. a ).

It was built in Old Saybrook, Connecticut in 1775 by American Patriot David Bushnell as a means of attaching explosive charges to ships in a harbor.

This means that users have the option of choosing an agency based on the fees that it charges, effectively allowing them to circumvent transponder and account maintenance fees.

* Electron multiplier, a vacuum-tube structure that multiplies incident charges by means of secondary emission