# Affordable premium: If the likelihood of an insured event is so high, or the cost of the event so large, that the resulting premium is large relative to the amount of protection offered, it is not likely that the insurance will be purchased, even if on offer.

If a purchaser of car insurance policy is involved in an accident wherein the liability for the accident is undisputedly of their insured driver, then the insurance carrier has the duty to indemnify their insured driver in very specific ways to make them " whole " again.

If a borrower has poor to moderate credit history, MMI probably is much less expensive with an FHA insured loan than with a conventional loan regardless of LTV – sometimes as little as one-ninth as much depending on the borrower's credit score, LTV, loan size, and approval status.

) If England could have sent an army, and although we all know how admirable that army is on the peace establishment, we must acknowledge that we have no means of sending out a force at all equal to cope with the 300, 000 or 400, 000 men whom the 30, 000, 000 or 40, 000, 000 of Germany could have pitted against us, and that such an attempt would only have insured a disgraceful discomfiture — not to the army, indeed, but to the Government which sent out an inferior force and expected it to cope successfully with a force so vastly superior.

If the 1933 Banking Act had not been amended, it would have required all federally insured banks to become members of the Federal Reserve System.

If you fail to disclose any relevant matter and we would not offer you insurance if this matter were known, we may within three years ( 1 ) void the contract or ( 2 ) reduce the sum for which you have been insured.

If an automobile insurance company insured only good drivers by cherry picking them from among all drivers this would enable a company to gain an advantage over a company that insures all drivers.

If this continues long term the savings will be depleted and insured will be given an option to increase the cash outlay to cover the higher cost of insurance or cancel the policy leaving them with no savings and either no insurance, or very expensive insurance.

If the insured has an excess of $ 500 and the total repair costs $ 3, 000, then the insured has to pay $ 500 while the insurer pays the remaining $ 2, 500.

If the insured dies during the term, the death benefit will be paid to the beneficiary.

If the policy holder discontinues coverage because he has sold the insured car or home, the insurance company will not refund the premium.

If the insured dies and the policy has a cash value, the cash value is often paid out tax free in addition to the policy face amount.

If the insured desires coverage for a risk taken out by an exclusion on the standard form, the insured can sometimes pay an additional premium for an endorsement to the policy that overrides the exclusion.

If the insured cannot afford the copay, they effectively have no insurance ( high copays can cause a false sense of security ).

If the policy is cancelled, the loan is deducted from the cash value and the net paid to the insured.

If the insured dies when the policy is no longer in force, the beneficiary of the investment receives the value of the investment account, again after any applicable taxes, but no benefit from the insurance policy.

If, before their death, the insured wished to borrow the cash value and forfeit the death benefit, the cash value would be paid back with interest minus dividends paid ..

If a premium is higher than this, then the government gives the insured a cash subsidy to pay for any additional premium.

If the company fails to disclose information or provides inaccurate information such that this has consequences for the relevant cover, the directors and officers − who believe that they are properly insured − may be in for unpleasant surprises.

If he had married her, he'd have been asking for trouble.

If she, Pamela, were being held responsible for his crimes, then hers must be the final act of expiation.

I showed her the shower and tub, and she said, smiling, `` If you really don't mind, I think I'll get clean in the shower, then soak for a few minutes in your tub.

If it were not for an old professor who made me read the classics I would have been stymied on what to do, and now I understand why they are classics ; ;

If it were not that I knew who it was I could have mistaken it for my Aunt so well did her clothes fit him.

`` If Blue Throat has his way he'll keep us all cooped up in here for days '', he said.

If a work is divided into several large segments, a last-minute drawing of random numbers may determine the order of the segments for any particular performance.

If Wilhelm Reich is the Moses who has led them out of the Egypt of sexual slavery, Dylan Thomas is the poet who offers them the Dionysian dialectic of justification for their indulgence in liquor, marijuana, sex, and jazz.

If he thus achieves a lyrical, dreamlike, drugged intensity, he pays the price for his indulgence by producing work -- Allen Ginsberg's `` Howl '' is a striking example of this tendency -- that is disoriented, Dionysian but without depth and without Apollonian control.

If living Jews were unavailable for study, the Bible was at hand.

If he had been `` liquidated '' in some way, he would have become a martyr, a rallying point for people who shared his ideas.

If we examine the three types of change from the point of view of their internal structure we find an additional profound difference between the third and the first two, one that accounts for the notable difference between the responses they evoke.

If we remove ourselves for a moment from our time and our infatuation with mental disease, isn't there something absurd about a hero in a novel who is defeated by his infantile neurosis??

If we grasp this opportunity to build an age of productive partnership between the less fortunate nations and those that have already achieved a high state of economic advancement, we will make brighter the outlook for a world order based upon security and freedom.

`` If you become a Baptist, I will not '', Ann informed her husband, but sweeping her threat aside Adoniram continued to search for an answer to the personal dilemma in which he found himself.

Defoe then commented, `` If they Could Draw that young Gentleman into Their Measures They would show themselves quickly, for they are not asham'd to Say They want only a head to Make a beginning ''.

If his scholarship and formal musicianship were not all they might have been, Mercer demonstrated at an early age that he was gifted with a remarkable ear for rhythm and dialect.

If only for this modest masterpiece of military history, Blenheim is likely to be read and reread long after newer interpretations have perhaps altered our picture of the Marlborough wars.

If, as Reid says, `` nearly all his poetry was produced when he was not taking opium '', there may be some reason to doubt that he was under its influence in the period from 1896 to 1900 when he was writing the poems to Katie King and making plans for another book of verse.

If Robinson was a liar and a slanderer, he was also a very canny gentleman, for nothing that Pike could do would pry so much as a single word out of him.

If Gorton wanted peace and quiet for his complicated meditations this is where he should have had it.

If she wanted to borrow any sum of money in expecting the arrangements of Congress, it would not become a stranger, unknown to her, to offer himself for that purpose.

If the hardships of the winter at Valley Forge were trying for healthy men, they were, of course, much more so for those not in good health.

If his circumspection in regard to Philip's sensibilities went so far that he even refused to grant a dispensation for the marriage of Amadee's daughter, Agnes, to the son of the dauphin of Vienne -- a truly peacemaking move according to thirteenth-century ideas, for Savoy and Dauphine were as usual fighting on opposite sides -- for fear that he might seem to be favoring the anti-French coalition, he would certainly never take the far more drastic step of ordering the return of Gascony to Edward, even though, as he admitted to the English ambassadors, he had been advised that the original cession was invalid.