Aon was created in 1982, when the Ryan Insurance Group ( founded by Pat Ryan in the 1960s ) merged with the Combined Insurance Company of America ( founded by W. Clement Stone in 1919 ).

It was consolidated with other purchases as the Combined Insurance Co. of America in 1947.

Combined with lacking economic opportunities in the rural areas of former Krajina, the return process is highly troubled.

Combined modality chemotherapy is the use of drugs with other cancer treatments, such as radiation therapy or surgery.

Says Hahnel, " Combined with a more democratic political system, and redone to closer approximate a best case version, centrally planned economies no doubt would have performed better.

Combined with wide transparency, this results in the clear, colorless appearance of most natural diamonds.

Mountbatten was a favourite of Winston Churchill, ( although after 1948 Churchill never spoke to him again since he was famously annoyed with Mountbatten's later role in the independence of India and Pakistan ), and on 27 October 1941 Mountbatten replaced Roger Keyes as Chief of Combined Operations and received promotion to commodore.

Combined with Decree No. 91-337, it regulates disclosure, although the decree also applies to any person who provides to another person a corporate name, trademark or trade name or other business arrangements.

Efficiencies can be as high as 65 % when the fuel cell is paired with a turbine, and 85 % if heat is captured and used in a Combined Heat and Power ( CHP ) system.

The US Marines in Vietnam also saw some success with this method, under its CAP ( Combined Action Program ) where Marines were teamed as both trainers and " stiffeners " of local elements on the ground.

: Combined with Shaka's " buffalo horns " attack formation for surrounding and annihilating enemy forces, the Zulu combination of iklwa and shield -- similar to the Roman legionaries ' use of gladius and scutum -- was devastating.

Combined with the possibility to store the players ' progress, the floppy disk format enabled the developers to create a longer game with a more extensive game world.

Combined with calculus, linear algebra facilitates the solution of linear systems of differential equations.

Combined with the cards ' 8-bit audio, this resulted in a sound described as " artificial " and " primitive ".

Combined with stellar hitting of Ryan Braun, Aramis Ramirez, Corey Hart, and Jonathan Lucroy, the Brewers, from August 16 to September 23, won 26 of 35 games, and as of September 24, only 2 1 / 2 games out of the second Wild Card spot, with a 79-73 record.

Combined with the reverberant effects of underground mines, a miner without proper hearing protection is at a high risk for hearing loss.

Combined with a series of natural disasters, this led to the North Korean famine, which lasted from 1994 to 1998 and killed an estimated 800, 000 to 3, 500, 000 people.

Combined with thin or damaged soils this causes low fertility.

Combined with the wider audience made possible by recording, this led to a renewed focus on particular conductors and on a high standard of orchestral execution.

Combined with poor weather, this meant that 56 of the boats sank before reaching the designated scuttling areas and those which did were generally sunk by gunfire rather than explosive charges.

Combined with the attention he received from his contract, Smith continued to be a national figure.

Combined with the decrease in slick magazine fiction markets, writers attempting to support themselves by creating fiction switched to novels and book-length anthologies of shorter pieces.

Combined with their failure to pacify the Transvaal, Smuts ' success left the United Kingdom with no choice but to offer a ceasefire and a peace conference, to be held at Vereeniging.

* Combined PEI and TACE can be used for tumors larger than 4 cm in diameter, although some Italian groups have had success with larger tumours using TACE alone.

The Chief of Combined Operations ( CCO ) responded that Churchill had invited the Chiefs of Staff Committee to arrange for an order to be placed for one complete ship at once with the highest priority, with further ships to be ordered immediately if it appeared the scheme was certain of success.

Combined with the of Caribbean land the Costa Rican government gifted him and the success of the banana sales, Keith eventually founded and grew the enormously lucrative United Fruit Company. Calypso dancers from Puerto Limón performing in Bribrí, Talamanca

Ultimate success came in the 1994 – 95 season when they won the Premier Division Championship, gaining promotion to the Combined Counties League.

Williams contested the Combined English Universities in 1918 and Wednesbury in 1922 and 1923 without success.

Combined with his success, he gained a reputation for cockiness.

The academic success rates are mirrored by outstanding sporting achievements, commitment to the popular and extremely successful Duke of Edinburgh ’ s Award Scheme and the outward-bound work of the voluntary Combined Cadet Force.

Combined with his success, Bradman gained a reputation for cockiness.

As well as the All-Ireland triumph in ' 56, there was a League title in 1957, three Railway Cups, one of which he captained, the Hogan Cup success of ’ 47, a Sigerson Cup success in 1950, a string of appearances with the Combined Universities side and a quite incredible ten county titles with his native Tuam Stars, including a seven-in-a-row from 1954 to 1960.

Combined with the influence of his prior experience in animation, this focus resulted in a personal style influenced by both modern surrealism and realism.

Combined with Jiiya ’ s coy nature around him, and her willingness to admit personal moments from her childhood, some fans of the maid wonder if she has personal feelings for him.

* Combined digital satellite receiver / decoder and personal video recorder ( PVR ).

BCPL ( Basic Combined Programming Language ) is a procedural, imperative, and structured computer programming language designed by Martin Richards of the University of Cambridge in 1966.

* Red Orchestra: Combined Arms, a modification for the American computer game Unreal Tournament 2004

Combined with the high image resolution, this approach can generate vast quantities of raw data, which can be a challenge to deal with, even with a modern computer system.

Combined with powerful computer technology, Mako can also be used to create powerful and efficient robotic soldiers.

The term " Combined Training " is sometimes confused with the term " Combined Test " which refers to a combination of just two of the phases, most commonly dressage and show jumping.

Combined together, the twelve middle and twelve outer pillars represent the traditional solar term.

It has been suggested that the ultimate reach of GM's conspiracy extended to approximately 10 % of all transit systems, but the areas affected by GM's interference include 7 of the currently largest 9 Combined statistical areas ( government term for metropolitan areas ) in the country.

Combined analysis of the 2 trials showed an improvement in hyponatremia in both the short term ( primary sodium change in average AUC: 3. 62 +/- 2. 68 and 4. 35 +/- 2. 87 ) and long term with long term maintenance ( primary sodium change in average AUC: 6. 22 +/- 4. 22 and 6. 20 +/- 4. 92 ), at 4 days and 30 days, respectively.

The phrase ' Combined Joint Task Force ' then took on an extra meaning, beyond that of a multi-national, multi-service grouping, when it became a term used to describe a particular type of NATO deployment planning, outside the NATO Treaty area, in the late 1990s.

The term " Combined Loan To Value " adds additional specificity to the basic Loan to Value which simply indicates the ratio between one primary loan and the property value.

Coalition, or sometimes ' Combined ', is a term denoting that armed services of different countries are involved.